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2012-11-28 — huffingtonpost.com

Wow, guys, you'll never guess who thinks too-big-to-fail banks are super great for society! OK, you'll guess: It's a too-big-to-fail bank.

In a research note published last week titled "Universal banks: Optimal for clients and financial stability," Deutsche Bank analyst Jan Schildbach makes the Panglossian argument that the mega-bank model pioneered by Citigroup in the 1990s is the best of all possible bank models.

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