UNOFFICIAL Troubled Bank List as of 12/31/2009

Notes:
Source: FDIC SDI (http://www4.fdic.gov/SDI/main.asp) Please note that this is NOT the OFFICIAL FDIC troubled bank list!                
Texas Ratio = 100 * (Non-performing Assets + Other REO) / (Equity + Loss Reserves)                        
Non-performing assets (npa) excludes those non-performing assets that are guaranteed by the US government.                    
Effective Tier 1 Leverage Ratio = 100 * (Tier 1 capital + loss reserves - LGD estimate) / (average assets - ineligible intangibles - LGD Estimate + loss reserves)          
Where LGD Estimate = NPA_1st liens * 0.4 + NPA_HELOC * 0.8 + NPA_construction_loans * 0.6 + NPA_farm * 0.6 + NPA_commercial_RE * 0.6 +  
NPA_commercial/industrial * 0.8 + NPA_consumer * 0.6 + NPA_other * 0.8                        
Effective Equity/Assets calculated with same LGD assumptions but with total equity instead of Tier 1 equity and total assets instead of average assets - ineligible intangibles        
Banks highlighted in red have effective tier 1 leverage ratio less than 4%, the FDIC minimum                        
Banks highlighted in orange have effective tier 1 leverage ratio between 4% and 5%.                        
Banks highlighted in yellow have effective tier 1 leverage ratio between 5% and 6%                        
Banks highlighted in cyan are known to be taking measures to address their situation                        
Banks with Texas Ratios less than 40 are excluded.                          
This list represents a small subsection of US banks. The majority of banks are currently well capitalized.                    
Being on this list does not necessarily mean a bank will fail, as they can try to raise capital or to sell themselves to new investors or another bank  
This list is a work in progress.                          
Forum discourse regarding the list on TickerForum.org                          
Rank Name City State Total Assets (000s) NPA/ Assets Equity/ Assets Tier 1 Leverage Ratio Tier 1 Risk-based Ratio Total Risk-based Ratio Texas Ratio Effective Equity/ Assets Effective Tier 1 Leverage Ratio Notes
1 Florida Community Bank Immokalee FL 835,701 37.98 0.21 0.22 0.30 0.60 552.26 -18.92 -18.49   Failed on 01/29/2010
2 City Bank Lynnwood WA 1,129,154 33.72 3.23 3.04 4.13 5.38 793.78 -19.49 -18.17    
3 McIntosh Commercial Bank Carrollton GA 362,988 32.72 2.33 2.23 3.23 4.49 881.85 -18.95 -18.01   Failed on 03/26/2010
4 Wheatland Bank Naperville IL 437,180 39.32 -1.37 -1.30 -1.67 -1.67 601.05 -19.68 -17.57    
5 First Commerce Community Bank Douglasville GA 268,782 34.70 5.92 6.18 7.39 8.65 460.90 -15.90 -15.66    
6 George Washington Savings Bank Orland Park IL 412,804 34.62 3.33 2.75 3.46 4.78 393.49 -14.63 -14.99   Failed on 02/19/2010
7 USA Bank Port Chester NY 222,829 29.31 2.96 3.35 4.48 5.75 619.09 -14.88 -14.23    
8 Eastern Savings Bank, FSB Hunt Valley MD 920,355 48.77 8.49 8.49 11.78 13.06 443.82 -14.04 -14.04    
9 Century Security Bank Duluth GA 96,535 25.88 2.36 2.24 2.64 3.89 741.59 -14.04 -13.35   Failed on 03/19/2010
10 Centennial Bank Ogden UT 215,153 27.89 4.04 1.04 1.26 2.53 440.96 -10.34 -13.20   Failed on 03/05/2010
11 High Desert State Bank Albuquerque NM 82,455 33.87 3.53 3.47 4.22 5.52 438.44 -12.28 -12.02    
12 Citizens Bank and Trust Company of Chicago Chicago IL 77,275 27.56 3.06 2.94 3.93 5.20 500.45 -11.63 -11.25    
13 Community Security Bank New Prague MN 113,923 22.62 6.06 2.51 2.94 4.19 279.62 -6.40 -10.31    
14 The Gordon Bank Gordon GA 30,620 29.80 6.43 5.32 8.83 10.12 317.87 -8.82 -10.25    
15 Appalachian Community Bank Ellijay GA 1,010,075 23.19 1.78 1.73 2.26 3.82 561.24 -10.38 -10.11   Failed on 03/19/2010
16 Builders Bank Chicago IL 488,820 27.59 6.25 6.09 9.06 10.32 359.33 -10.46 -9.88    
17 La Jolla Bank, FSB La Jolla CA 3,646,071 21.35 0.78 0.67 0.90 1.79 630.75 -9.58 -9.72   Failed on 02/19/2010
18 Barnes Banking Company Kaysville UT 709,171 32.05 0.86 0.73 1.02 2.03 318.44 -10.78 -9.44   Failed on 01/15/2010
19 The First State Bank Stockbridge GA 614,406 24.70 3.77 3.35 4.26 5.50 416.12 -9.47 -9.16    
20 Frontier Bank Everett WA 3,625,611 24.23 2.61 2.54 3.23 4.51 406.82 -9.20 -9.11    
21 Community Bank & Trust Cornelia GA 1,181,717 22.79 1.60 1.79 2.40 3.68 495.22 -9.11 -8.70    
22 SouthwestUSA Bank Las Vegas NV 218,135 24.58 4.54 4.42 4.90 6.16 349.38 -8.83 -8.58    
23 Security Exchange Bank Marietta GA 174,584 29.11 5.44 5.21 7.01 8.28 357.90 -9.27 -8.47    
24 Peninsula Bank Englewood FL 649,967 22.09 3.84 3.42 4.29 5.55 381.70 -7.81 -8.46    
25 First National Bank of Georgia Carrollton GA 840,633 17.78 0.03 -0.38 -0.52 -0.52 591.71 -8.08 -8.34   Failed on 01/29/2010
26 Habersham Bank Clarkesville GA 457,823 23.68 3.82 3.49 5.01 6.29 369.92 -8.38 -8.32    
27 Towne Bank of Arizona Mesa AZ 127,515 28.36 5.55 5.29 6.32 7.61 314.69 -7.91 -7.79    
28 Broadway Bank Chicago IL 1,151,451 21.04 2.63 2.86 3.27 4.53 476.42 -8.83 -7.72    
29 New Century Bank Chicago IL 509,694 23.46 2.62 2.70 3.34 4.64 319.54 -7.55 -7.67    
30 Douglas County Bank Douglasville GA 363,151 25.29 6.75 6.60 8.18 9.42 311.16 -7.56 -7.33    
31 North Georgia Bank Watkinsville GA 181,174 22.56 4.55 4.56 6.68 7.93 374.69 -7.16 -6.87    
32 Family Federal Savings of Illinois Cicero IL 61,305 24.45 6.94 5.22 7.02 8.28 300.70 -4.62 -6.80    
33 Butler Bank Lowell MA 268,027 16.81 2.16 2.10 2.80 3.80 578.05 -6.76 -6.72    
34 Liberty Bank Naples FL 148,658 14.07 -0.22 -0.24 -0.27 -0.27 805.66 -6.55 -6.56    
35 Bank of Hiawassee Hiawassee GA 377,779 19.27 1.50 1.35 1.75 3.03 404.95 -6.85 -6.49   Failed on 03/19/2010
36 Montgomery Bank & Trust Ailey GA 248,535 20.42 4.94 4.79 6.45 7.44 358.48 -6.71 -6.45    
37 Chestatee State Bank Dawsonville GA 270,266 22.60 4.86 4.70 5.88 7.15 319.51 -6.64 -6.28    
38 Sun West Bank Las Vegas NV 381,307 18.53 2.45 2.31 2.91 4.19 332.94 -6.18 -6.12    
39 Town Community Bank and Trust Antioch IL 70,758 13.44 2.55 2.23 2.78 4.05 290.76 -5.81 -6.00   Failed on 01/15/2010
40 Champion Bank Creve Coeur MO 187,336 22.06 2.40 2.09 2.65 3.94 344.19 -6.42 -5.98    
41 First National Bank Savannah GA 276,971 19.58 3.66 3.37 5.42 6.69 349.27 -6.03 -5.57    
42 ISN Bank Cherry Hill NJ 90,280 25.54 3.03 2.88 4.18 5.53 259.80 -6.03 -5.53    
43 American Trust Bank Roswell GA 266,476 18.46 3.84 3.61 4.93 6.19 336.92 -6.19 -5.46    
44 LibertyPointe Bank New York NY 216,500 20.33 2.20 2.16 2.99 4.28 379.05 -5.43 -5.32   Failed on 03/11/2010
45 Key West Bank Key West FL 88,031 14.44 0.06 0.06 0.09 0.19 1,150.59 -5.26 -5.26   Failed on 03/26/2010
46 High Trust Bank Stockbridge GA 214,036 22.46 7.60 7.97 8.61 9.87 243.67 -4.78 -5.04    
47 Gulf State Community Bank Carrabelle FL 120,645 17.60 3.78 3.72 4.83 6.10 289.14 -5.02 -5.01    
48 Charter Bank Santa Fe NM 1,201,922 8.70 -2.31 -4.87 -8.15 -8.15 372.86 -2.36 -4.92   Failed on 01/22/2010
49 Seattle Bank Seattle WA 590,076 20.07 5.35 4.87 7.64 8.92 268.36 -5.36 -4.88    
50 Lincoln Park Savings Bank Chicago IL 204,549 16.43 1.83 1.67 2.43 3.71 398.57 -4.85 -4.71    
51 Bank of Ellijay Ellijay GA 173,880 17.07 4.39 4.53 5.85 7.10 305.97 -4.81 -4.54    
52 First Sound Bank Seattle WA 198,637 22.93 3.92 3.58 4.09 5.41 218.95 -4.57 -4.53    
53 Olde Cypress Community Bank Clewiston FL 170,518 18.18 4.08 4.01 5.85 7.11 351.86 -4.36 -4.50    
54 Bank of Leeton Leeton MO 20,128 10.89 -1.35 -1.25 -1.75 -1.75 859.61 -4.85 -4.48   Failed on 01/22/2010
55 First National Bank of the South Spartanburg SC 719,807 18.24 2.45 2.37 3.43 4.72 305.08 -4.72 -4.41    
56 Granite Community Bank, N.A. Granite Bay CA 108,551 18.86 3.32 3.07 3.64 4.93 284.28 -4.58 -4.19    
57 Community Banks of Northern California Tracy CA 145,485 15.90 4.10 2.36 4.31 5.61 223.19 -2.39 -4.16    
58 Coastal Community Bank Panama City Beac FL 364,587 18.40 4.01 3.02 3.93 5.21 250.43 -3.26 -3.99    
59 Peotone Bank and Trust Company Peotone IL 136,230 13.00 3.06 2.79 4.16 5.41 314.42 -3.85 -3.96    
60 First Suburban National Bank Maywood IL 171,277 15.10 3.27 3.16 4.57 5.82 332.54 -4.11 -3.95    
61 Washington First International Bank Seattle WA 560,993 22.14 4.92 4.58 5.48 6.78 241.22 -4.15 -3.94    
62 The Bank of Commerce Wood Dale IL 209,821 19.41 4.31 4.24 5.59 6.88 237.53 -4.02 -3.94    
63 Sun American Bank Boca Raton FL 535,724 15.27 1.63 1.74 2.33 3.62 290.15 -4.26 -3.86   Failed on 03/05/2010
64 American Metro Bank Chicago IL 98,873 18.15 6.39 6.26 7.83 9.00 243.48 -3.76 -3.84    
65 TierOne Bank Lincoln NE 2,879,027 16.37 3.44 3.28 4.13 5.41 263.75 -3.64 -3.83    
66 Deposit Insurance National Bank of New Baltimore New Baltimore MI 163,907 13.34 0.92 1.24 1.41 2.69 314.22 -4.14 -3.82    
67 Nevada Security Bank Reno NV 501,890 17.74 4.06 3.58 4.78 6.07 231.04 -3.67 -3.78    
68 Evergreen Bank Seattle WA 395,980 19.55 1.82 1.66 2.14 3.44 246.07 -4.02 -3.68   Failed on 01/22/2010
69 First Cherokee State Bank Woodstock GA 276,662 18.48 4.69 4.81 6.82 8.10 251.48 -4.09 -3.65    
70 The Bank of Bonifay Bonifay FL 255,127 13.27 2.37 2.54 3.72 5.00 308.49 -3.54 -3.57    
71 AmericanFirst Bank Clermont FL 90,497 18.90 0.41 0.32 0.46 0.92 272.59 -4.23 -3.52    
72 St. Stephen State Bank Saint Stephen MN 22,895 13.27 -5.32 -4.98 -6.61 -6.61 232.70 -3.72 -3.48   Failed on 01/15/2010
73 Baytree National Bank & Trust Company Lake Forest IL 202,704 12.98 0.22 1.54 1.86 3.72 403.02 -4.98 -3.44    
74 Desert Hills Bank Phoenix AZ 496,552 17.91 4.57 4.37 5.80 7.06 278.86 -3.54 -3.38   Failed on 03/26/2010
75 Gwinnett Community Bank Duluth GA 499,640 18.97 5.34 5.44 7.05 8.33 241.80 -3.56 -3.36    
76 Providence Bank Alpharetta GA 125,108 18.45 9.38 7.28 8.46 9.73 171.79 -0.39 -3.35    
77 Haven Trust Bank Florida Ponte Vedra Beac FL 164,433 19.08 3.93 3.83 4.46 5.75 233.21 -3.48 -3.32    
78 R-G Premier Bank of Puerto Rico Hato Rey PR 6,061,232 20.78 5.67 5.57 7.78 9.06 260.63 -3.37 -3.28    
79 Carson River Community Bank Carson City NV 51,095 18.92 1.74 1.82 2.19 3.50 224.84 -3.23 -3.17   Failed on 02/26/2010
80 Valley Community Bank St. Charles IL 155,584 18.47 4.84 4.61 6.47 7.76 238.07 -3.12 -3.14    
81 Gunnison Valley Bank Gunnison UT 70,979 20.13 5.83 5.45 6.54 7.80 247.99 -3.35 -3.12    
82 Sunrise Bank of Atlanta Atlanta GA 56,896 19.29 5.55 5.53 6.80 8.08 226.43 -3.11 -3.10    
83 Southwest Community Bank Springfield MO 124,511 12.94 2.20 2.06 3.52 4.78 334.42 -3.47 -3.06    
84 New Liberty Bank Plymouth MI 113,678 10.97 1.74 1.68 2.05 4.09 327.02 -3.14 -3.06    
85 Bank of Florida - Southwest Naples FL 687,042 13.96 4.41 1.64 2.00 4.00 182.08 -0.18 -3.05    
86 Columbia River Bank The Dalles OR 955,112 12.34 2.40 2.35 3.20 4.46 292.57 -3.32 -2.97   Failed on 01/22/2010
87 State Bank of Aurora Aurora MN 28,159 14.99 1.15 1.04 1.58 2.89 281.03 -3.11 -2.97   Failed on 03/19/2010
88 Northwest Bank & Trust Acworth GA 173,912 12.03 3.15 3.15 4.94 6.21 241.79 -3.13 -2.88    
89 Central Progressive Bank Lacombe LA 421,926 21.78 8.81 7.72 9.02 10.26 186.25 -1.43 -2.86    
90 First Vietnamese American Bank Westminster CA 57,072 14.93 4.26 4.37 5.72 6.99 220.49 -3.06 -2.85    
91 Red Rock Community Bank Las Vegas NV 137,672 14.67 5.65 3.80 5.62 6.90 181.71 -0.79 -2.82    
92 Western Community Bank Orem UT 111,067 17.91 4.37 4.01 5.19 6.47 236.97 -3.02 -2.75    
93 Horizon Bank Bellingham WA 1,188,956 12.27 1.00 0.80 0.99 1.97 259.46 -2.71 -2.69   Failed on 01/08/2010
94 Palm Desert National Bank Palm Desert CA 294,699 17.90 4.83 4.90 6.75 8.04 225.89 -2.65 -2.69    
95 The Park Avenue Bank New York NY 520,146 10.94 -0.56 0.30 0.39 0.77 390.64 -3.64 -2.64   Failed on 03/12/2010
96 Marshall Bank, National Association Hallock MN 58,566 8.90 3.87 0.02 0.02 0.04 121.91 1.43 -2.56   Failed on 01/29/2010
97 Ravenswood Bank Chicago IL 312,730 17.82 3.94 4.23 5.19 6.47 240.52 -3.16 -2.53    
98 First Regional Bank Los Angeles CA 2,082,684 20.86 5.78 5.54 5.82 7.09 232.60 -2.52 -2.41   Failed on 01/29/2010
99 Nexity Bank Birmingham AL 965,858 12.64 2.87 2.52 4.30 5.80 243.57 -2.42 -2.32    
100 Enterprise Banking Company Mcdonough GA 104,852 16.26 5.13 5.06 5.98 7.18 233.00 -2.19 -2.28    
101 Access Bank Champlin MN 35,555 11.67 1.45 1.36 2.00 3.28 274.77 -2.43 -2.28    
102 Unity National Bank Cartersville GA 300,590 14.32 3.01 2.98 3.98 5.26 246.16 -2.09 -2.13   Failed on 03/26/2010
103 Patriot National Bank Stamford CT 865,988 16.39 5.06 4.72 7.22 8.58 238.01 -2.11 -2.10    
104 The First National Bank of Florida Milton FL 372,535 21.24 8.57 7.35 9.58 10.86 184.56 -0.80 -2.10    
105 American Marine Bank Bainbridge Islan WA 329,246 10.67 0.72 0.76 1.09 2.19 254.73 -2.31 -2.07   Failed on 01/29/2010
106 Bank of Las Vegas Las Vegas NV 75,338 14.97 8.02 5.08 6.25 7.51 145.39 0.98 -2.04      
107 The Peoples Bank Covington GA 160,541 18.00 5.82 5.68 7.96 9.25 202.41 -2.00 -1.91    
108 Bayside Savings Bank Port Saint Joe FL 70,891 7.53 1.53 1.03 1.70 2.96 284.49 -1.36 -1.89    
109 Piedmont Community Bank Gray GA 250,062 16.45 6.44 6.11 8.01 9.27 206.81 -1.87 -1.87    
110 Polk County Bank Johnston IA 121,631 16.77 5.49 5.20 7.13 8.41 211.34 -1.79 -1.84    
111 K  Bank Randallstown MD 612,255 14.92 3.69 3.48 5.08 6.37 220.92 -1.88 -1.78    
112 Crescent Bank and Trust Company Jasper GA 995,658 12.55 2.95 2.83 3.63 4.90 223.09 -1.73 -1.75    
113 First National Bank of Brookfield Brookfield IL 232,286 20.50 8.08 7.80 10.48 11.74 217.11 -1.71 -1.71    
114 Maritime Savings Bank West Allis WI 378,944 10.58 3.58 3.49 4.26 5.52 215.73 -0.88 -1.59    
115 United Community Bank, National Association Highland Village TX 111,377 12.70 3.30 3.02 4.09 5.36 217.18 -1.72 -1.54    
116 Hillcrest Bank Overland Park KS 1,766,482 12.67 4.10 3.88 5.15 6.42 210.50 -1.59 -1.47    
117 Hometown Community Bank Braselton GA 139,851 10.46 3.37 3.68 5.86 7.11 238.06 -1.73 -1.47    
118 Bank of Florida - Tampa Bay Tampa FL 256,838 12.70 5.68 3.20 3.76 5.04 144.27 1.34 -1.46    
119 McIntosh State Bank Jackson GA 413,820 14.30 5.98 4.94 6.92 8.18 186.66 -0.36 -1.45    
120 CenTrust Bank, National Association Northbrook IL 119,819 23.65 9.39 9.19 11.10 12.38 187.98 -1.49 -1.44    
121 SUNRISE BANK OF ARIZONA Phoenix AZ 504,095 16.24 5.62 4.72 6.42 7.69 201.12 -0.80 -1.37    
122 Old Southern Bank Orlando FL 336,390 13.59 2.68 0.60 0.75 1.51 153.25 0.69 -1.27   Failed on 03/12/2010
123 First Federal Bank of North Florida Palatka FL 393,949 7.60 1.60 -0.93 -1.34 -1.34 156.92 1.31 -1.24    
124 Premier Bank Jefferson City MO 1,277,371 17.51 5.09 4.84 6.04 7.33 189.88 -1.22 -1.21    
125 Copper Star Bank Scottsdale AZ 245,593 16.60 6.02 6.16 7.92 9.19 205.25 -1.40 -1.21    
126 Shoreline Bank Shoreline WA 119,130 16.11 4.30 4.06 5.70 7.00 194.07 -1.22 -1.19    
127 First National Bank of Central Florida Winter Park FL 445,402 17.87 7.75 6.85 9.57 10.85 174.77 -0.28 -1.17    
128 The Park Avenue Bank Valdosta GA 1,230,276 15.28 5.04 4.85 6.96 8.24 194.97 -1.12 -1.15    
129 Ventura County  Business Bank Oxnard CA 93,022 9.59 2.68 2.22 3.03 4.30 191.73 -0.97 -1.15    
130 HomeStreet Bank Seattle WA 3,195,164 15.19 4.63 4.62 7.33 8.62 195.26 -1.05 -1.08    
131 The First National Bank of Olathe Olathe KS 904,924 17.31 3.90 3.92 4.78 6.10 183.21 -1.22 -1.03    
132 North County Bank Arlington WA 340,666 18.88 5.22 5.11 6.83 8.13 199.48 -1.04 -1.03    
133 Marco Community Bank Marco Island FL 119,578 11.26 1.65 1.39 1.88 2.97 199.16 -0.97 -0.96   Failed on 02/19/2010
134 First Resource Bank Savage MN 18,397 15.25 5.66 5.51 6.33 7.59 193.78 -1.03 -0.92    
135 1st American State Bank of Minnesota Hancock MN 18,155 11.67 1.61 1.60 2.48 3.80 189.53 -0.91 -0.90   Failed on 02/05/2010
136 Putnam State Bank Palatka FL 200,443 12.41 3.95 1.92 2.19 3.49 142.84 1.29 -0.89    
137 Satilla Community Bank Saint Marys GA 146,091 13.87 3.57 3.35 5.22 6.48 208.39 -0.87 -0.87    
138 BC National Banks Butler MO 67,162 10.12 2.15 1.84 3.48 4.78 194.39 -0.95 -0.81    
139 FirsTier Bank Louisville CO 885,821 13.53 5.10 4.99 6.35 7.62 180.06 -0.76 -0.72    
140 1st Commerce Bank North Las Vegas NV 39,549 20.47 8.72 8.64 10.65 11.94 170.98 -0.69 -0.68    
141 Darby Bank & Trust Co. Vidalia GA 828,061 11.73 3.73 3.59 5.97 7.24 200.75 -0.64 -0.62    
142 Independent National Bank Ocala FL 168,904 13.00 3.95 3.57 5.19 6.47 191.28 -0.67 -0.61    
143 Eurobank San Juan PR 2,561,343 10.76 3.82 4.24 7.13 8.39 210.20 -1.44 -0.60    
144 Coastal Bank Merritt Island FL 149,125 17.79 7.49 7.49 10.06 11.32 198.01 -0.60 -0.60    
145 First Guaranty Bank and Trust Company of Jacksonville Jacksonville FL 441,762 19.56 8.28 8.07 9.90 11.17 182.43 -0.48 -0.59    
146 Westbridge Bank and Trust Chesterfield MO 102,567 12.02 3.26 3.16 4.07 5.34 204.77 -0.59 -0.56    
147 Sun Security Bank Ellington MO 403,641 15.18 7.45 7.12 8.74 10.00 168.74 -0.14 -0.54    
148 Riverside National Bank of Florida Fort Pierce FL 3,395,279 9.97 -0.18 2.66 3.66 4.94 407.95 -3.58 -0.54    
149 The Peoples Bank Winder GA 490,695 9.46 3.25 3.40 5.37 6.64 191.01 -0.50 -0.47    
150 First Arizona Savings, A FSB Scottsdale AZ 321,490 12.33 7.78 5.17 9.19 10.45 143.76 2.47 -0.46    
151 Desert Community Bank Las Vegas NV 98,012 15.79 7.39 5.78 7.18 8.45 152.58 0.84 -0.45    
152 Regal Financial Bank Seattle WA 150,480 13.13 5.68 5.43 6.97 8.25 160.62 -0.26 -0.27    
153 Legacy Bank Scottsdale AZ 189,284 11.63 3.72 3.40 4.79 6.07 168.61 -0.05 -0.23    
154 Statewide Bank Covington LA 243,215 7.96 5.58 1.96 1.95 3.21 102.10 3.50 -0.23   Failed on 03/12/2010
155 Turnberry Bank Aventura FL 251,684 11.86 4.09 4.06 5.99 7.26 196.43 -0.09 -0.13    
156 Viking Bank Seattle WA 595,419 14.00 6.62 5.95 8.09 9.35 162.91 0.33 -0.06    
157 First Citizens Bank of Georgia Dawsonville GA 117,050 13.77 6.34 6.52 7.89 9.15 179.68 -0.09 -0.05    
158 The Bank of Washington Lynnwood WA 196,539 17.56 8.17 7.91 9.27 10.54 170.34 0.35 -0.04    
159 American National Bank Parma OH 70,318 5.23 0.80 0.63 0.92 1.84 165.90 0.08 0.02   Failed on 03/19/2010
160 The Cowlitz Bank Longview WA 555,298 10.07 4.88 4.48 6.89 8.16 150.30 0.30 0.06    
161 Blue Ridge Savings Bank, Inc. Asheville NC 223,209 17.43 4.65 4.55 6.50 7.79 215.94 0.10 0.09    
162 Peoples State Bank Hamtramck MI 462,001 9.69 3.76 3.62 4.86 6.12 165.39 0.13 0.10    
163 CF Bancorp Port Huron MI 1,712,782 6.69 -1.32 0.23 0.28 0.57 319.31 -1.37 0.18    
164 Citizens Bank of Effingham Springfield GA 244,276 12.11 5.06 4.97 5.73 6.88 169.75 0.24 0.19    
165 Peoples Bank & Trust Buford GA 395,050 10.73 4.82 4.44 6.28 7.54 169.58 0.50 0.19    
166 Farmers & Merchants Bank Lakeland GA 662,902 9.36 4.66 4.00 5.34 8.67 147.47 0.97 0.20    
167 Heritage Bank Jonesboro GA 410,139 13.20 6.15 5.92 8.01 9.27 164.82 0.37 0.31    
168 The Piedmont Bank Lawrenceville GA 269,261 16.25 12.28 10.33 10.89 11.34 128.28 3.47 0.41    
169 Home Federal Bank of Hollywood Hallandale Beach FL 84,007 14.20 6.95 6.91 9.21 10.43 161.48 0.47 0.42    
170 Iberiabank Lafayette LA 8,114,947 11.92 8.19 8.40 12.18 13.50 138.37 1.88 0.44    
171 Wakulla Bank Crawfordville FL 467,880 13.11 5.57 4.87 6.39 7.67 157.00 1.14 0.47    
172 Pacific State Bank Stockton CA 372,780 10.42 4.67 4.73 6.19 7.46 155.83 0.27 0.49    
173 Northside Bank Adairsville GA 132,890 10.22 5.22 5.21 6.86 8.12 159.65 0.44 0.49    
174 Western Springs National Bank and Trust Western Springs IL 232,709 14.30 6.74 6.67 8.40 9.66 164.61 0.54 0.50    
175 Patriot Bank of Georgia Cumming GA 176,770 12.62 5.60 5.67 6.77 8.03 174.49 0.48 0.55    
176 Beach First National Bank Myrtle Beach SC 602,167 11.86 4.21 4.05 5.43 6.71 168.18 0.59 0.56    
177 AmericanWest Bank Spokane WA 1,660,114 8.22 4.17 3.37 4.11 5.38 131.91 1.31 0.57    
178 First Lowndes Bank Fort Deposit AL 137,175 7.71 2.06 1.98 2.67 3.95 153.80 0.66 0.61   Failed on 03/19/2010
179 Lakeside Community Bank Sterling Heights MI 53,021 10.39 1.11 0.89 1.41 2.75 142.45 0.82 0.64    
180 Premier Bank Minnesota Farmington MN 192,758 14.13 7.25 7.16 8.73 10.00 154.17 0.75 0.65    
181 Security Bank, National Association North Lauderdale FL 172,524 17.11 9.56 8.06 13.61 14.88 147.60 2.22 0.65    
182 Heritage Bank of North Florida Orange Park FL 157,693 15.82 8.90 7.59 9.76 11.01 153.33 1.56 0.66    
183 Adams National Bank Washington DC 289,920 14.09 9.88 9.20 12.41 12.46 142.19 1.78 0.67    
184 The RiverBank Wyoming MN 480,292 13.29 6.12 5.88 7.20 8.48 151.70 0.87 0.67    
185 Bank of Florida - Southeast Fort Lauderdale FL 546,812 9.20 5.58 3.90 5.12 7.77 119.17 2.33 0.72    
186 Amcore Bank, National Association Rockford IL 3,769,177 9.93 2.58 2.61 3.94 7.07 154.42 0.52 0.73    
187 First Bank and Trust Company of Illinois Palatine IL 362,694 25.16 13.83 13.69 16.32 17.59 166.05 0.75 0.73    
188 The Ohio State Bank Marion OH 141,634 7.37 3.63 3.06 4.80 6.07 144.58 1.15 0.74    
189 Beach Community Bank Fort Walton Beac FL 705,889 13.34 7.67 7.31 10.00 11.25 154.25 1.15 0.75    
190 State Central Bank Keokuk IA 252,721 12.65 8.73 7.77 9.76 11.02 124.53 1.47 0.77    
191 Ohio Legacy Bank, National Association Wooster OH 163,149 5.57 1.43 1.51 2.56 3.84 144.87 0.68 0.79    
192 Palos Bank and Trust Company Palos Heights IL 497,196 9.56 3.64 4.54 5.44 6.81 171.14 -0.21 0.81    
193 ShoreBank Chicago IL 2,307,463 11.46 4.20 4.03 7.01 8.30 167.46 0.89 0.81    
194 Citizens Commerce National Bank Versailles KY 349,116 9.87 5.89 4.51 6.19 7.46 121.91 2.31 0.82    
195 WestSide Bank Hiram GA 151,128 13.77 8.27 7.78 10.69 11.79 150.76 0.94 0.84    
196 Atlantic Southern Bank Macon GA 969,508 11.20 6.22 5.09 6.94 8.38 142.07 1.65 0.87    
197 Williamsburg First National Bank Kingstree SC 144,330 11.43 4.94 3.82 6.15 7.45 140.02 2.15 0.88    
198 Community Capital Bank Jonesboro GA 198,668 13.06 7.62 6.97 10.06 11.32 146.87 1.51 0.89    
199 Home Savings of America Little Falls MN 477,857 12.43 5.94 5.24 9.62 10.78 189.20 1.67 0.90    
200 Sunrise Bank Cocoa Beach FL 130,334 11.59 5.25 5.12 6.78 8.06 149.43 0.82 0.92    
201 Horizon Bank Bradenton FL 199,927 9.14 3.65 3.67 5.10 6.38 151.78 0.80 0.92    
202 Bank Midwest, National Association Kansas City MO 4,263,943 13.81 5.56 5.68 9.25 10.57 144.83 0.84 0.96    
203 Earthstar Bank Southampton PA 118,936 10.11 4.59 4.83 6.24 7.48 165.12 0.66 0.97    
204 Metropolitan National Bank Little Rock AR 1,477,940 13.08 5.76 5.40 7.32 8.61 150.28 1.28 0.97    
205 State Bank of Cokato Cokato MN 57,847 12.26 6.94 6.51 8.81 10.06 144.07 1.03 0.97    
206 MBank Gresham OR 255,190 12.44 5.34 4.94 6.67 7.95 150.54 1.16 0.99    
207 Metro Bank of Dade County Miami FL 493,925 9.66 5.75 5.03 7.21 8.48 127.63 1.84 1.03    
208 Clarkston State Bank Clarkston MI 112,653 8.02 4.15 3.46 3.99 5.26 129.94 1.72 1.04    
209 Bank 1st Albuquerque NM 88,263 11.97 5.04 4.77 7.25 8.53 155.63 1.16 1.07    
210 Progress Bank of Florida Tampa FL 125,693 13.90 8.19 7.64 9.59 10.86 137.83 1.76 1.07    
211 First Bank West Des Moines IA 132,758 7.95 3.34 3.33 4.92 6.20 132.11 1.05 1.08    
212 Mainstreet Savings Bank, FSB Hastings MI 100,435 7.52 4.32 3.78 6.23 7.48 140.14 1.69 1.12    
213 Mountain Heritage Bank Clayton GA 120,353 10.94 5.43 5.30 7.53 8.80 148.86 1.14 1.13    
214 Westernbank Puerto Rico Mayaguez PR 11,938,184 13.10 7.71 6.73 9.62 10.89 135.39 1.92 1.17    
215 Community National Bank Lino Lakes MN 40,349 22.37 11.18 10.85 13.40 14.68 167.68 1.21 1.17    
216 Bramble Savings Bank Milford OH 50,348 13.89 5.01 5.22 7.75 9.02 199.15 1.16 1.19    
217 Roxbury Bank Roxbury KS 18,420 12.76 5.24 5.04 7.02 8.30 156.77 1.31 1.21    
218 American Patriot Bank Greeneville TN 119,259 9.98 5.44 4.14 5.63 6.92 124.44 2.56 1.22    
219 The First National Bank of Barnesville Barnesville GA 138,844 14.86 7.87 7.65 9.57 10.83 153.03 1.26 1.23    
220 Nevada Commerce Bank Las Vegas NV 216,682 9.75 4.83 4.95 7.92 9.20 139.05 1.14 1.30    
221 EvaBank Eva AL 419,489 9.90 5.39 5.47 8.38 9.64 146.39 1.29 1.37    
222 Independence Federal Savings Bank Washington DC 157,551 7.51 3.94 3.98 6.59 7.84 155.55 1.32 1.37    
223 Sunshine State Community Bank Port Orange FL 142,507 12.01 5.29 5.28 7.34 8.62 149.96 1.23 1.41    
224 Innovative Bank Oakland CA 268,891 7.02 6.23 4.34 5.87 7.15 76.75 3.52 1.43    
225 The Bank of Macks Creek Macks Creek MO 24,921 14.55 6.69 6.52 9.27 10.53 170.88 1.47 1.43    
226 Ocean Bank Miami FL 3,961,734 15.91 7.92 7.68 10.48 11.74 163.36 1.47 1.44    
227 First National Bank in Howell Howell MI 332,378 14.39 4.29 4.21 5.11 6.42 145.23 1.50 1.45    
228 Americana Community Bank Sleepy Eye MN 173,585 11.63 5.73 5.47 6.79 8.06 143.67 1.58 1.46    
229 Elkhart Community Bank Elkhart IN 94,167 9.98 6.22 5.03 6.94 8.22 114.22 2.81 1.49    
230 BankCherokee Saint Paul MN 234,998 11.70 6.86 6.88 10.03 11.29 140.11 1.53 1.54    
231 Patriot Bank Brooklyn IA 95,612 8.24 5.81 5.64 7.68 8.93 110.97 1.78 1.58    
232 Legacy State Bank Loganville GA 119,273 14.01 8.16 8.20 15.29 16.54 146.93 1.44 1.58    
233 Signature Bank Windsor CO 80,699 13.41 7.44 6.98 8.68 9.82 139.65 1.78 1.62    
234 CreekSide Bank Woodstock GA 117,154 12.42 7.50 7.68 10.09 11.35 142.68 1.60 1.64    
235 Bank of Illinois Normal IL 211,711 8.10 3.83 1.26 1.74 3.04 91.42 4.21 1.64   Failed on 03/05/2010
236 The Bank of Miami, National Association Coral Gables FL 557,998 15.45 8.23 8.04 10.83 12.11 147.25 1.74 1.65    
237 Michigan Commerce Bank Ann Arbor MI 1,107,629 11.75 6.00 5.54 6.75 8.02 133.55 1.97 1.65    
238 Appalachian Community Bank, F.S.B. Mc Caysville GA 87,980 12.22 6.77 6.77 9.20 10.47 144.27 1.65 1.65    
239 First Bank of Jacksonville Jacksonville FL 82,414 10.43 8.39 5.73 7.60 8.85 104.47 4.32 1.67    
240 Black Mountain Community Bank Henderson NV 177,913 12.37 7.45 6.74 8.52 9.79 127.50 2.42 1.67    
241 Badger State Bank Cassville WI 95,195 6.86 3.92 3.83 5.02 6.30 112.82 1.76 1.70    
242 The Bank of Commerce Sarasota FL 337,898 7.90 6.49 5.16 6.73 9.94 105.15 3.13 1.71    
243 First CornerStone Bank King Of Prussia PA 223,756 8.97 5.68 5.66 7.56 8.81 135.52 1.89 1.78    
244 Community Bank and Trust - West Georgia Lagrange GA 113,069 14.21 7.95 7.58 10.66 11.75 162.03 1.86 1.81    
245 Citizens State Bank Hudson WI 171,241 9.77 5.76 5.07 6.92 8.19 118.96 2.55 1.87    
246 Decatur First Bank Decatur GA 235,983 9.12 5.82 5.68 7.83 8.91 128.93 2.08 1.90    
247 Sevier County Bank Sevierville TN 396,117 15.95 10.03 9.82 11.94 13.19 141.89 1.95 1.91    
248 VisionBank of Iowa West Des Moines IA 93,062 15.62 7.45 7.30 9.62 10.93 127.67 2.08 1.96    
249 Bank of the Cascades Bend OR 2,191,634 7.32 5.04 4.69 6.20 7.46 108.38 2.32 2.01    
250 LibertyBank Eugene OR 821,688 7.30 5.73 4.35 5.49 6.75 95.15 3.39 2.02    
251 First National Bank Midwest Oskaloosa IA 109,363 13.83 9.95 8.26 10.04 11.30 119.87 3.82 2.03    
252 Lake Country Community Bank Morristown MN 39,531 10.52 5.87 4.43 6.66 7.94 122.37 3.57 2.04    
253 Midwest Bank and Trust Company Elmwood Park IL 3,426,696 8.78 5.47 3.41 5.10 6.41 95.14 4.14 2.07    
254 Security Savings Bank, F.S.B. Olathe KS 549,908 8.16 5.24 5.28 6.75 8.01 116.87 2.23 2.07    
255 Community Federal Savings Bank Woodhaven NY 64,475 10.88 8.29 7.95 10.64 11.45 123.52 2.45 2.07    
256 First City Bank of Florida Fort Walton Beac FL 293,701 8.84 5.10 5.09 7.07 8.33 126.91 2.10 2.13    
257 Eagle Valley Bank, National Association St. Croix Falls WI 192,043 6.52 5.95 4.86 6.82 8.07 91.16 3.20 2.15    
258 1st Financial Bank Overland Park KS 118,290 9.07 6.92 5.46 7.29 8.54 100.19 4.10 2.16    
259 The Palmetto Bank Laurens SC 1,436,855 8.68 5.15 5.52 6.96 8.22 127.19 1.82 2.17    
260 The Farmers Bank Forsyth GA 69,560 9.70 5.26 5.04 7.45 8.73 121.62 2.19 2.19    
261 Saigon National Bank Westminster CA 65,039 11.41 5.85 5.78 7.26 8.55 117.24 2.27 2.20    
262 Woodlands Bank Bluffton SC 387,972 6.45 4.34 3.57 4.86 6.11 99.02 3.01 2.21    
263 Southshore Community Bank Apollo Beach FL 50,810 9.98 10.01 5.90 6.76 8.03 79.45 6.75 2.22    
264 Central Bank of Georgia Ellaville GA 329,805 10.23 6.71 6.75 9.56 10.81 133.74 2.25 2.25    
265 The Peoples Bank Ewing VA 99,853 11.25 5.94 6.08 8.80 10.10 132.70 2.11 2.27    
266 Tamalpais Bank San Rafael CA 628,903 7.31 2.99 2.73 3.58 4.87 109.67 2.57 2.33    
267 Stoneham Savings Bank Stoneham MA 422,653 9.44 6.61 5.93 8.14 9.41 109.16 3.09 2.33    
268 Rosemount National Bank Rosemount MN 39,647 10.57 7.32 6.19 9.03 10.31 112.57 3.51 2.39    
269 Preferred Bank Los Angeles CA 1,335,058 15.67 8.52 7.56 8.62 9.90 129.64 2.98 2.40    
270 Bartow County Bank Cartersville GA 429,323 7.48 5.46 5.24 8.19 9.45 113.71 2.52 2.40    
271 Allegiance Bank of North America Bala Cynwyd PA 134,835 6.58 4.36 4.21 6.54 7.79 111.72 2.46 2.41    
272 Sterling Savings Bank Spokane WA 10,300,326 8.79 4.74 4.22 5.92 7.25 109.81 2.84 2.41    
273 LandMark Bank of Florida Sarasota FL 329,399 7.60 4.65 4.37 5.31 7.64 113.38 2.65 2.44    
274 Minnwest Bank Metro Eagan MN 341,832 8.63 7.45 6.45 9.20 10.45 101.76 3.47 2.44    
275 Bay National Bank Baltimore MD 292,935 7.91 3.53 3.35 4.85 6.14 115.16 2.64 2.48    
276 Oglethorpe Bank Brunswick GA 268,415 8.16 6.01 5.50 7.36 8.62 107.64 3.06 2.48    
277 Sterling Bank Lantana FL 385,307 6.81 2.71 3.78 4.92 7.61 123.83 1.50 2.52    
278 Oxford Bank Oxford MI 330,838 8.48 4.02 4.02 5.44 6.72 123.83 2.51 2.52    
279 Citizens National Bank of Springfield Springfield MO 298,100 9.61 5.81 5.32 8.04 10.79 117.19 2.95 2.53    
280 Jefferson Bank Dallas TX 319,672 7.91 6.02 5.61 8.65 9.91 109.40 2.84 2.55    
281 Home Valley Bank Cave Junction OR 257,515 10.35 5.04 5.10 6.49 7.78 128.17 2.53 2.56    
282 Inter Savings Bank, fsb  D/B/A  Interbank,  fsb Maple Grove MN 701,182 6.92 3.87 3.85 5.35 6.62 119.85 2.59 2.57    
283 New Horizons Bank East Ellijay GA 126,329 10.21 6.48 6.51 8.57 9.84 126.00 2.54 2.57    
284 CommunitySouth Bank and Trust Easley SC 420,904 6.25 2.90 2.96 4.71 6.01 102.73 2.49 2.57    
285 First Peoples Bank Port St. Lucie FL 252,764 8.37 7.46 5.73 7.67 8.94 89.68 4.29 2.58    
286 1st Pacific Bank of California San Diego CA 361,066 4.81 3.50 3.18 3.77 6.60 83.73 2.87 2.58    
287 First South Bank Spartanburg SC 472,571 10.93 7.26 7.41 8.99 11.42 133.08 2.46 2.59    
288 First Midwest Bank Centerville SD 141,964 10.73 6.18 5.92 7.29 8.56 127.27 2.78 2.61    
289 Community First Bank - Chicago Chicago IL 56,912 13.76 7.01 6.61 7.59 8.87 131.65 2.88 2.62    
290 Traverse City State Bank Traverse City MI 182,093 7.91 7.80 5.30 6.94 11.40 82.28 5.23 2.64    
291 First Tuskegee Bank Tuskegee AL 73,015 10.97 7.81 8.03 11.53 12.78 126.11 2.40 2.67    
292 Premier Bank Maplewood MN 615,356 13.06 8.58 8.71 10.18 11.44 126.10 2.64 2.67    
293 SunBank, National Association Phoenix AZ 50,963 23.09 8.53 7.06 14.89 16.31 136.36 3.29 2.69    
294 Riverland Bank Jordan MN 45,115 10.17 7.54 7.13 9.27 10.54 106.50 2.94 2.72    
295 The Union Bank Marksville LA 245,967 8.86 7.50 6.85 10.10 11.35 104.89 3.30 2.76    
296 Riverside Bank of Central Florida Winter Park FL 138,666 4.69 4.64 4.50 7.02 8.28 84.47 2.92 2.80    
297 Peoples National Bank Colorado Springs CO 176,174 12.57 9.50 8.33 11.71 12.98 109.62 4.05 2.82    
298 Nantahala Bank & Trust Company Franklin NC 214,139 7.60 6.97 6.51 8.19 12.04 94.84 3.26 2.82    
299 Security State Bank Iron River WI 114,671 12.80 8.89 9.04 11.58 12.85 117.55 2.67 2.84    
300 PlantersFIRST Cordele GA 345,954 10.22 4.71 4.54 6.51 7.82 113.77 2.97 2.85    
301 First Utah Bank Salt Lake City UT 339,436 12.42 9.00 7.63 10.05 11.32 108.87 4.26 2.86    
302 Florida Capital Bank, National Association Jacksonville FL 962,893 8.79 6.29 6.31 9.65 10.91 111.85 2.81 2.86    
303 State Bank of Delano Delano MN 96,314 12.21 8.41 8.16 10.50 11.76 118.65 3.15 2.87    
304 Jasper Banking Company Jasper GA 262,595 9.10 7.10 7.21 10.78 12.03 114.30 2.77 2.90    
305 Albina Community Bank Portland OR 199,879 6.76 5.79 5.13 7.04 8.29 90.11 3.48 2.90    
306 Banks of Wisconsin Kenosha WI 240,345 7.25 5.51 4.91 7.09 8.36 97.36 3.50 2.91    
307 First Heritage Bank Snohomish WA 216,255 11.22 7.09 7.12 9.12 10.39 122.98 2.98 2.97    
308 Citizens Union Bank of Shelbyville Shelbyville KY 715,927 9.95 8.10 7.43 9.48 10.73 108.01 3.68 2.98    
309 The Pueblo Bank and Trust Company Pueblo CO 353,339 19.64 12.45 11.10 15.08 16.37 127.08 4.06 3.01    
310 Premier Bank Rochester Rochester MN 154,891 11.54 8.30 8.37 9.95 11.21 115.97 2.99 3.02    
311 Croydon Savings Bank Croydon PA 12,062 12.70 7.81 6.89 12.23 13.50 134.15 3.86 3.03    
312 Heritage Banking Group Carthage MS 256,420 7.61 5.84 5.85 7.49 8.74 102.67 3.07 3.07    
313 Independent Banker's Bank of Florida Lake Mary FL 473,693 7.84 5.24 5.12 8.81 10.11 94.01 3.21 3.07    
314 Plantation Federal Bank Pawleys Island SC 677,496 8.82 6.87 6.80 8.81 10.06 111.05 3.15 3.08    
315 The Village Bank Saint George UT 247,998 11.42 7.84 7.12 9.08 10.35 111.48 3.52 3.08    
316 Northwest Georgia Bank Ringgold GA 622,106 6.84 5.46 5.90 10.16 11.43 102.84 2.72 3.09    
317 FirstSecure Bank and Trust Co. Palos Hills IL 73,398 9.39 6.59 6.33 8.97 10.24 107.19 3.22 3.10    
318 Pinehurst Bank Saint Paul MN 67,747 7.58 3.90 3.83 4.69 5.98 99.19 3.19 3.13    
319 Southern Commerce Bank, National Association Tampa FL 227,814 12.31 7.32 6.80 16.15 17.49 112.51 3.43 3.14    
320 The Bank of Georgia Peachtree City GA 399,916 6.69 6.14 5.04 6.92 8.25 85.25 4.14 3.14    
321 Golden Security Bank Rosemead CA 166,757 11.51 8.42 8.25 10.35 11.60 117.25 3.21 3.14    
322 Community Bank of the Ozarks Sunrise Beach MO 65,157 11.64 8.04 7.84 10.64 11.90 123.03 3.29 3.15    
323 First Community Bank Taos NM 2,740,524 11.05 5.35 4.94 6.99 8.31 110.17 3.51 3.16    
324 Delta Bank, National Association Manteca CA 120,708 20.25 12.17 12.42 17.57 18.86 136.45 3.08 3.17    
325 Oxford Bank & Trust Oak Brook IL 640,502 10.19 7.48 7.30 9.51 10.76 118.58 3.35 3.18    
326 Park State Bank & Trust Woodland Park CO 94,173 13.34 8.68 8.79 12.73 14.00 124.21 3.03 3.19    
327 Canyon National Bank Palm Springs CA 255,859 13.32 9.30 9.13 10.61 11.87 122.19 3.26 3.20    
328 Great Florida Bank Coral Gables FL 1,772,181 8.96 6.13 6.08 9.75 11.03 110.05 3.31 3.20    
329 SouthBank, a Federal Savings Bank Palm Beach Garde FL 31,154 4.79 6.23 5.38 14.19 15.45 69.46 4.11 3.23    
330 Vision Bank Panama City FL 897,911 21.70 11.58 10.77 13.15 14.46 131.57 4.31 3.24    
331 SunFirst Bank Saint George UT 238,445 15.43 10.46 10.14 12.98 14.25 123.80 3.45 3.25    
332 Butte Community Bank Chico CA 553,811 8.49 7.03 6.14 6.99 8.26 91.84 4.16 3.25    
333 AnchorBank, fsb Madison WI 4,461,272 8.51 4.20 4.32 6.58 7.89 107.89 3.14 3.26    
334 SUNRISE BANK OF ALBUQUERQUE Albuquerque NM 79,098 8.17 7.41 6.48 8.31 9.57 92.93 4.19 3.26    
335 Citizens State Bank Kingsland GA 81,818 10.32 7.43 6.88 8.88 10.14 113.99 3.86 3.27    
336 Bank of Bartlett Bartlett TN 410,062 7.24 6.53 5.46 7.55 8.82 84.94 4.32 3.27    
337 First Banking Center Burlington WI 922,558 8.22 4.59 5.45 7.97 9.24 117.53 2.38 3.29    
338 Truman Bank St. Louis MO 470,372 12.58 8.74 7.18 8.99 10.27 106.35 4.96 3.29    
339 Select Bank Grand Rapids MI 97,196 12.64 8.61 8.00 9.92 11.18 117.16 3.70 3.31    
340 TIB Bank Naples FL 1,721,667 5.51 6.08 4.75 6.74 8.01 70.95 4.67 3.32    
341 Community National Bank of Bartow Bartow FL 75,961 11.00 5.31 5.38 7.91 9.16 138.73 3.29 3.33    
342 Savings Bank of Maine Gardiner ME 892,483 9.69 7.25 5.19 6.15 7.46 84.45 5.52 3.38    
343 First Georgia Banking Company Franklin GA 804,860 6.67 5.77 5.28 6.87 8.13 88.33 3.94 3.41    
344 American Enterprise Bank Buffalo Grove IL 350,290 11.13 7.53 7.10 8.80 10.07 106.78 3.72 3.43    
345 Professional Business Bank Pasadena CA 302,220 9.10 6.72 5.95 6.90 8.18 91.41 4.10 3.43    
346 First Central Savings Bank Glen Cove NY 683,194 8.94 6.63 6.42 8.31 9.57 105.96 3.55 3.44    
347 The First State Bank of Burlingame Burlingame KS 35,272 2.15 3.27 3.39 4.84 6.10 44.41 3.33 3.44    
348 Flagstar Bank, FSB Troy MI 13,994,577 12.52 6.12 6.19 10.39 11.68 141.96 3.39 3.45    
349 State Bank of Countryside Countryside IL 913,111 12.11 8.62 8.38 10.97 12.24 115.78 3.46 3.46    
350 Idaho First Bank Mccall ID 74,076 5.63 5.47 5.14 6.77 8.03 77.79 3.74 3.48    
351 Border Trust Company Augusta ME 80,765 4.03 6.21 4.94 7.69 8.98 53.69 4.75 3.49    
352 The Farmers Bank Lincoln NE 18,665 6.01 5.57 5.16 8.07 9.33 83.92 3.90 3.50    
353 First National Bank of Griffin Griffin GA 279,391 11.76 8.58 8.41 11.96 13.22 116.11 3.57 3.50    
354 South Carolina Community Bank Columbia SC 93,336 8.11 6.98 6.33 8.24 9.50 95.65 4.14 3.51    
355 Park View Federal Savings Bank Solon OH 870,080 9.82 7.25 7.15 9.48 10.74 108.54 3.65 3.54    
356 Old Harbor Bank Clearwater FL 254,344 5.37 5.17 4.84 6.68 7.94 79.12 3.81 3.54    
357 Community Bank of the South Smyrna GA 367,980 8.35 5.83 5.63 7.11 8.38 98.10 3.72 3.57    
358 CornerstoneBank Atlanta GA 551,232 4.78 5.39 5.50 8.40 9.59 79.68 3.48 3.59    
359 Georgia Heritage Bank Dallas GA 87,871 11.55 8.47 8.21 10.37 11.63 117.32 3.83 3.60    
360 Peoples Community National Bank Bremen GA 70,075 15.74 10.40 9.87 14.52 15.81 120.70 3.96 3.60    
361 First Commercial Bank of Tampa Bay Tampa FL 141,355 12.76 9.47 9.15 12.26 13.51 112.66 3.94 3.61    
362 First National Bank & Trust Company in Larned Larned KS 34,416 15.21 10.51 7.36 11.20 12.54 94.80 6.99 3.63    
363 The Exchange Bank Skiatook OK 91,206 8.64 7.44 7.14 10.22 11.47 100.03 3.82 3.63    
364 First Financial Bank Bessemer AL 223,077 10.08 8.77 8.31 10.76 11.98 103.83 4.15 3.64    
365 Saehan Bank Los Angeles CA 667,456 10.05 3.98 3.46 4.34 5.67 97.81 4.18 3.64    
366 Eastside  Commercial  Bank, National Association Bellevue WA 57,507 8.17 5.29 5.07 6.81 8.11 89.96 3.83 3.65    
367 Paramount Bank Farmington Hills MI 288,263 5.45 4.38 4.51 5.54 6.81 82.06 3.54 3.66    
368 Business Bank Burlington WA 122,300 11.18 8.16 7.50 10.12 11.39 107.28 4.26 3.68    
369 Patriot Bank Trinity FL 130,848 6.54 8.50 5.95 6.86 8.14 63.77 6.38 3.71    
370 Holladay Bank & Trust Salt Lake City UT 57,928 18.40 11.90 11.12 15.02 16.29 132.27 4.00 3.71    
371 Emigrant Bank New York NY 12,855,040 6.01 6.91 6.02 12.45 13.88 74.07 4.71 3.72    
372 Maple Bank Champlin MN 62,193 12.31 9.93 8.64 12.36 13.64 99.82 5.24 3.73    
373 First State Bank of Kiester Kiester MN 19,851 5.71 5.99 6.18 9.95 11.20 82.16 3.65 3.74    
374 The First National Bank of Chatsworth Chatsworth GA 139,796 9.75 8.54 7.82 10.52 11.78 97.66 4.50 3.74    
375 Town North Bank, N. A. Dallas TX 882,805 2.89 1.59 4.50 4.75 5.56 114.72 0.65 3.74    
376 Pineland State Bank Metter GA 60,256 8.18 6.41 6.20 8.25 9.52 94.53 3.96 3.78    
377 Community Bank and Trust - Alabama Union Springs AL 104,229 7.32 5.27 5.67 8.83 10.10 103.91 3.47 3.80    
378 Paragon Bank & Trust Holland MI 107,019 8.37 6.64 5.12 7.35 8.65 83.79 5.39 3.83    
379 Waukegan Savings Bank Waukegan IL 103,045 4.81 5.98 5.82 10.63 11.95 72.30 4.02 3.83    
380 Allegiance Community Bank Tinley Park IL 178,359 13.19 10.94 9.52 10.30 11.58 103.99 5.52 3.85    
381 Meramec Valley Bank Valley Park MO 130,655 11.28 7.22 6.84 8.78 10.05 120.32 4.20 3.86    
382 The Citizens Bank of Edmond Edmond OK 314,166 9.60 6.16 7.06 10.23 11.50 119.23 2.86 3.86    
383 Cornerstone Bank Wilson NC 195,157 7.69 7.74 7.07 9.13 10.38 87.58 4.52 3.87    
384 OptimumBank Plantation FL 272,776 9.95 6.96 6.42 9.90 11.18 100.32 4.44 3.89    
385 Pikes Peak National Bank Colorado Springs CO 85,376 12.05 8.36 8.33 13.21 14.51 109.60 3.90 3.89    
386 Sonoma Valley Bank Sonoma CA 357,254 7.29 5.22 4.25 5.07 6.36 82.10 4.88 3.90    
387 Covenant Bank & Trust Rock Spring GA 112,847 6.80 6.93 6.84 8.49 9.75 83.64 4.04 3.91    
388 Frontenac Bank Earth City MO 419,056 10.83 8.42 7.57 9.52 10.78 103.98 4.57 3.93    
389 Community Bank of Oak Park River Forest Oak Park IL 360,746 10.00 8.50 8.35 11.06 12.33 94.92 4.05 3.94    
390 Minnwest Bank South Tracy MN 230,054 7.43 7.63 7.29 9.49 10.66 87.13 4.31 3.94    
391 The Bank Weatherford TX 68,223 7.78 7.13 6.96 14.77 16.05 86.78 4.05 3.95    
392 Magyar Bank New Brunswick NJ 557,838 7.52 6.98 7.09 9.87 11.12 93.76 3.84 3.95    
393 PremierWest Bank Medford OR 1,533,999 8.39 6.53 5.70 7.25 8.53 88.07 4.64 3.96    
394 Mission Oaks National Bank Temecula CA 197,484 10.42 8.12 7.73 10.43 11.70 100.98 4.19 3.96    
395 Nextier Bank, National Association Evans City PA 578,155 5.96 6.70 6.03 7.91 9.18 73.74 4.60 3.96    
396 Prime Security Bank Karlstad MN 94,520 9.17 7.64 7.53 9.01 10.26 102.37 4.07 3.97    
397 Communityone Bank, National Association Asheboro NC 2,111,432 9.91 7.73 7.26 8.55 10.64 100.22 4.46 3.99    
398 Eastside Commercial Bank Conyers GA 215,448 10.75 8.65 8.58 10.38 11.63 104.83 4.05 3.99    
399 Gulf Coast Community Bank Pensacola FL 263,922 13.40 9.98 9.68 11.80 13.06 111.80 4.13 4.00    
400 Capitol National Bank Lansing MI 200,482 11.55 7.00 6.38 8.07 9.36 104.69 4.42 4.02    
401 West Michigan Community Bank Hudsonville MI 148,338 7.77 7.09 6.93 8.16 9.41 91.04 4.19 4.02    
402 Gilmore Bank Los Angeles CA 184,847 7.12 7.34 7.40 11.16 12.42 83.51 4.12 4.05    
403 Bank of Whitman Colfax WA 857,079 5.43 5.80 6.17 8.45 9.72 71.90 3.71 4.05    
404 Community Bank of Rockmart Rockmart GA 68,450 5.54 5.16 5.06 7.18 8.45 82.60 4.12 4.05    
405 Brickyard Bank Lincolnwood IL 203,029 11.28 8.66 8.53 11.28 12.54 113.05 4.14 4.07    
406 Bank of Bozeman Bozeman MT 78,463 7.51 7.01 7.13 8.17 9.43 89.94 4.01 4.09    
407 Heartland Bank Leawood KS 178,066 10.52 10.16 8.08 10.73 12.88 85.41 6.23 4.11    
408 Community Bank of Central Wisconsin Colby WI 142,729 6.50 7.40 5.91 7.28 8.54 71.58 5.63 4.11    
409 First Citizens Bank of Polson, National Association Polson MT 29,392 16.08 11.17 11.05 14.22 15.53 119.73 4.19 4.12    
410 State Bank of Park Rapids Park Rapids MN 96,520 7.05 7.30 6.34 10.04 11.31 78.48 4.91 4.12    
411 Bank of Granite Granite Falls NC 1,063,520 5.92 4.72 5.14 6.80 8.08 83.96 3.74 4.13    
412 The Trust Bank Lenox GA 34,126 6.47 6.77 7.03 10.80 11.66 87.97 3.76 4.13    
413 Georgia Trust Bank Buford GA 159,728 6.80 6.50 6.74 8.53 9.79 86.33 3.88 4.13    
414 Charter National Bank and Trust Hoffman Estates IL 114,935 7.81 7.65 7.38 9.50 10.76 86.61 4.32 4.14    
415 Park State Bank Duluth MN 32,515 4.40 6.15 6.39 8.17 9.43 61.55 4.02 4.18    
416 1st Regents Bank Andover MN 90,945 7.12 6.10 5.82 7.53 8.80 83.04 4.46 4.19    
417 Bank of Newington Newington GA 90,564 12.64 9.75 9.61 12.59 13.79 118.45 4.27 4.20    
418 Farmers & Merchants Bank Statesboro GA 318,185 7.62 7.45 7.28 9.87 11.12 88.81 4.32 4.21    
419 Colombo Bank Rockville MD 164,077 7.70 6.45 6.50 9.57 10.80 99.04 4.16 4.21    
420 Advantage Bank Loveland CO 422,867 10.03 8.75 8.38 10.79 12.04 99.12 4.42 4.21    
421 Atlanta Business Bank Atlanta GA 382,008 6.95 6.89 7.17 9.44 10.69 87.17 3.91 4.21    
422 Syringa Bank Boise ID 279,712 6.95 5.71 5.82 6.78 8.06 81.94 4.16 4.23    
423 Savanna-Thomson State Bank Thomson IL 92,753 4.78 9.13 6.59 8.20 9.78 49.11 7.08 4.23    
424 Community South Bank Parsons TN 641,268 8.09 8.40 7.77 8.83 10.08 84.60 4.69 4.25    
425 Fidelity Bank Dearborn MI 994,481 7.32 6.04 5.77 6.99 8.26 85.40 4.49 4.29    
426 Home National Bank Blackwell OK 695,320 11.29 9.76 8.89 11.41 12.68 96.80 5.09 4.30    
427 Cortez Community Bank Brooksville FL 81,970 21.88 15.02 14.44 18.94 20.20 132.41 4.60 4.31    
428 Thayer County Bank Hebron NE 63,328 8.06 8.74 8.04 11.54 12.05 88.63 4.92 4.32    
429 Highland Bank Saint Michael MN 567,719 5.25 6.65 5.96 8.00 9.27 64.67 5.11 4.34    
430 Central Virginia Bank Powhatan VA 472,227 6.26 6.41 5.63 7.75 9.03 72.00 5.14 4.36    
431 Community Banks of Colorado Greenwood Villag CO 1,748,835 7.75 6.67 6.48 8.60 9.88 83.82 4.50 4.37    
432 Anderson Brothers Bank Mullins SC 466,651 7.39 7.57 7.35 9.09 10.34 85.40 4.54 4.37    
433 First Mariner Bank Baltimore MD 1,379,910 4.87 7.14 6.24 7.92 9.06 61.00 5.41 4.37    
434 First Chicago Bank & Trust Itasca IL 1,194,328 10.85 9.00 6.62 8.73 10.02 86.20 6.76 4.37    
435 Freedom Bank Columbia Falls MT 68,857 7.40 7.11 7.21 8.90 10.16 86.20 4.32 4.38    
436 Heritage Bank Topeka KS 48,748 11.26 8.09 7.49 9.29 10.58 96.60 4.99 4.40    
437 First Federal Bank Harrison AR 749,870 9.94 8.19 6.90 10.33 11.62 90.56 5.76 4.40    
438 Central Arizona Bank Casa Grande AZ 95,569 7.07 6.35 5.41 7.48 8.77 73.24 5.37 4.40    
439 Lake Region Bank New London MN 100,875 6.31 8.31 7.24 9.67 10.92 67.73 5.48 4.40    
440 Delanco Federal Savings Bank Delanco NJ 139,015 7.40 8.00 7.68 11.62 12.22 88.25 4.77 4.43    
441 Texas Coastal Bank Pasadena TX 37,950 6.48 7.52 7.63 11.43 12.46 79.04 4.37 4.44    
442 Farmers Exchange Bank Louisville AL 193,105 6.00 7.22 7.31 9.15 10.33 73.48 4.37 4.45    
443 First Capital Bank Marianna FL 51,911 9.90 9.21 7.95 10.26 11.53 86.29 5.86 4.45    
444 Mountain Pacific Bank Everett WA 109,906 16.07 10.21 9.60 13.24 14.51 120.41 4.78 4.46    
445 Bank of Jackson County Graceville FL 35,523 7.41 7.17 7.30 9.88 11.15 84.28 4.33 4.46    
446 ProGrowth Bank Nicollet MN 165,691 5.12 5.50 6.39 8.90 10.12 77.44 3.69 4.48    
447 Lake Area Bank Lindstrom MN 306,722 8.38 8.60 7.47 10.47 11.73 81.05 5.63 4.48    
448 First United Bank Crete IL 456,534 5.74 6.75 6.48 9.45 10.71 71.58 4.74 4.50    
449 Columbia Savings Bank Cincinnati OH 55,824 14.64 8.48 8.32 13.04 14.26 140.72 4.55 4.50    
450 Ideal Federal Savings Bank Baltimore MD 6,315 9.45 4.45 4.42 6.05 7.31 96.29 4.53 4.50    
451 SouthPoint Bank Birmingham AL 256,064 6.01 6.44 6.51 7.53 8.79 76.31 4.46 4.50    
452 South Georgia Bank Glennville GA 135,102 7.50 7.77 7.80 10.17 11.43 84.55 4.51 4.52    
453 Synergy Bank, S.S.B. Mckinney TX 146,811 9.11 11.96 9.04 12.91 13.73 72.61 7.52 4.53    
454 First Commercial Bank of Florida Orlando FL 668,772 6.19 6.01 5.90 7.09 10.57 77.94 4.63 4.53    
455 The Bank of Perry Perry GA 127,531 6.22 5.56 5.94 7.66 8.93 80.40 4.17 4.53    
456 Signature Bank of Georgia Sandy Springs GA 222,517 7.52 6.74 6.53 9.06 10.32 88.59 4.69 4.55    
457 First Covenant Bank Norcross GA 168,001 9.05 6.69 7.43 8.67 9.93 105.60 3.69 4.57    
458 Security Bank of Kansas City Kansas City KS 888,697 7.05 11.56 7.44 9.52 10.77 55.48 8.87 4.57    
459 American Bank of St. Paul Saint Paul MN 605,453 7.54 6.04 5.83 7.71 8.99 81.46 4.76 4.58    
460 First Choice Bank Geneva IL 190,746 8.44 8.03 7.40 9.42 10.68 88.86 5.10 4.58    
461 Bay Bank Theodore AL 89,962 6.80 9.03 7.04 11.07 11.96 70.47 6.45 4.60    
462 SunSouth Bank Dothan AL 249,551 6.65 7.29 7.18 9.46 10.71 79.18 4.64 4.60    
463 Emigrant Savings Bank - Long Island Westbury NY 528,247 8.55 6.88 7.54 15.94 16.81 117.42 3.98 4.60    
464 GulfSouth Private Bank Destin FL 209,055 5.24 6.59 6.27 8.87 15.03 66.02 4.87 4.60    
465 Village Bank Springfield MO 92,567 8.58 8.18 7.88 10.57 11.83 85.36 4.82 4.61    
466 Liberty Federal Savings Bank Enid OK 168,560 10.57 10.02 10.02 12.70 13.31 100.66 4.63 4.62    
467 First Commercial Bank Gideon MO 227,189 8.06 8.55 7.99 10.38 11.64 80.12 5.25 4.62    
468 Texas National Bank Mercedes TX 70,580 9.77 10.74 8.55 12.07 13.34 77.44 7.04 4.63    
469 First Commercial Bank Bloomington MN 357,738 10.00 8.24 8.03 9.42 10.69 97.98 4.77 4.64    
470 Summit Bank Prescott AZ 87,464 7.79 7.54 6.70 8.43 9.70 78.74 5.25 4.65    
471 Sabal Palm Bank Sarasota FL 93,972 7.60 11.18 8.30 14.22 15.47 62.81 7.78 4.65    
472 Profinium Financial, Inc. Truman MN 326,724 6.32 7.98 6.52 9.05 10.32 63.44 6.11 4.67    
473 First Bank Creve Coeur MO 10,549,701 7.75 7.34 6.56 9.11 10.39 78.53 5.49 4.68    
474 Prime Pacific Bank, National Association Lynnwood WA 169,650 11.54 9.24 8.61 11.96 13.23 101.81 5.08 4.68    
475 McHenry Savings Bank Mchenry IL 278,922 5.27 6.50 6.35 10.12 11.05 74.22 4.77 4.70    
476 Integrity Bank & Trust Monument CO 106,474 10.65 9.66 9.59 12.36 13.61 99.96 4.75 4.70    
477 Emigrant Savings Bank - Brooklyn/Queens Brooklyn NY 778,927 7.51 6.74 7.33 16.71 17.40 106.75 4.14 4.71    
478 Goldwater Bank, N.A. Scottsdale AZ 197,120 4.67 5.79 5.29 10.18 11.47 55.82 5.17 4.71    
479 Security State Bank Ansley NE 75,740 6.21 8.44 8.07 9.53 10.31 68.15 5.06 4.71    
480 Doral Bank San Juan PR 9,288,322 7.94 6.49 7.36 14.02 15.29 100.38 3.81 4.72    
481 Public Savings Bank Huntingdon Valle PA 53,195 6.82 8.78 6.79 10.08 11.13 72.03 6.80 4.72    
482 State Bank and Trust Company Macon GA 2,496,314 12.74 12.50 14.63 30.82 31.07 101.10 4.20 4.73    
483 Premier Bank Denver CO 73,643 4.82 6.33 6.30 8.51 9.76 62.43 4.68 4.74    
484 Lydian Private Bank Palm Beach FL 2,117,091 5.77 4.55 5.46 8.41 10.19 92.84 3.82 4.74    
485 Oconee State Bank Watkinsville GA 285,987 8.95 8.81 8.49 12.50 13.76 88.44 4.98 4.74    
486 HarVest Bank of Maryland Rockville MD 227,690 4.86 7.42 6.19 9.33 10.51 59.44 6.04 4.75    
487 Consolidated Bank and Trust Company Richmond VA 77,276 7.81 8.87 8.39 12.40 12.49 87.34 5.01 4.76    
488 The First Commercial Bank Chicago IL 315,315 12.77 9.20 9.20 10.43 11.70 117.05 4.79 4.79    
489 First Western Bank Booneville AR 280,800 7.02 7.90 7.53 9.80 11.05 78.44 5.14 4.80    
490 DuPage National Bank West Chicago IL 86,315 7.74 7.85 7.57 9.65 10.86 83.11 4.95 4.80    
491 Community Bank of Manatee Lakewood Ranch FL 265,603 9.27 9.83 7.91 9.91 12.67 75.65 6.92 4.80    
492 Oceanside Bank Jacksonville Bea FL 297,488 2.84 4.30 4.06 6.40 7.68 43.72 5.09 4.80    
493 Great Eastern Bank of Florida Miami FL 64,681 13.84 11.50 10.82 12.77 14.03 104.60 5.18 4.80    
494 Summit Community Bank, Inc Moorefield WV 1,571,219 6.82 7.78 7.67 10.21 11.46 77.71 4.91 4.81    
495 Premier Bank Tallahassee FL 422,019 6.70 7.23 6.62 8.76 10.03 71.41 5.52 4.82    
496 First State Bank of Red Bud Red Bud IL 90,936 6.95 8.29 6.16 9.11 10.38 65.39 6.96 4.82    
497 White Rock Bank Cannon Falls MN 149,826 3.80 4.70 4.56 6.04 7.31 52.62 4.97 4.82    
498 Second Federal Savings and Loan Association of Chicago Chicago IL 235,466 10.94 7.36 7.33 9.91 11.16 116.55 5.00 4.83    
499 First Community Bank, National Association Sugar Land TX 807,300 7.58 7.64 6.79 8.99 10.26 75.68 5.61 4.83    
500 Pinnacle Bank Rogers AR 111,544 14.63 9.72 9.27 12.80 16.49 109.89 5.15 4.84    
501 Highland Community Bank Chicago IL 121,181 8.37 9.66 8.29 12.42 13.69 73.64 6.22 4.84    
502 The Community Bank, A Massachusetts Cooperative Bank Brockton MA 351,086 6.58 7.16 6.88 9.54 10.80 76.67 5.09 4.84    
503 Prosperity Bank Saint Augustine FL 927,918 4.61 6.81 5.97 8.52 10.55 55.44 5.69 4.84    
504 Greystone Bank Raleigh NC 689,625 7.99 8.10 7.86 10.51 11.70 86.09 5.11 4.84    
505 Citizens Bank of Northern California Nevada City CA 370,742 8.59 6.37 6.09 7.65 8.94 83.75 5.10 4.87    
506 Pierce Commercial Bank Tacoma WA 262,114 4.12 5.39 4.20 5.98 7.28 48.82 6.08 4.88    
507 Northpointe Bank Grand Rapids MI 263,579 6.75 4.77 4.69 7.27 8.57 78.74 4.96 4.88    
508 First National Bank USA Boutte LA 184,668 12.40 9.39 9.25 13.16 14.43 111.13 4.96 4.88    
509 Eagle Community Bank Maple Grove MN 27,377 10.18 8.58 8.06 10.11 11.38 96.27 5.23 4.90    
510 Bank of Coral Gables Coral Gables FL 158,612 11.64 8.24 8.02 11.58 12.85 112.80 5.04 4.91    
511 De Witt State Bank De Witt NE 37,695 5.23 7.58 6.63 8.81 9.94 61.95 5.88 4.92    
512 First Community Bank of Southwest Florida Fort Myers FL 309,566 4.66 5.59 5.54 6.75 8.01 61.92 4.96 4.92    
513 Capitol City Bank & Trust Company Atlanta GA 325,689 5.29 6.76 6.68 7.72 8.97 66.09 5.03 4.92    
514 United Bank & Trust Company Versailles KY 735,997 6.55 8.24 7.35 12.49 13.75 69.83 5.73 4.93    
515 Idaho Banking Company Boise ID 228,389 10.92 7.86 7.48 8.84 10.13 94.15 5.22 4.94    
516 Rocky Mountain Bank & Trust Florence Florence CO 178,678 8.13 7.20 8.02 9.74 10.90 98.58 3.81 4.95    
517 Monroe Bank & Trust Monroe MI 1,383,518 5.56 5.90 6.28 8.96 10.23 72.81 4.53 4.95    
518 Citizens First National Bank Princeton IL 1,286,965 5.53 9.56 7.31 10.12 11.24 53.48 7.31 4.95    
519 Bank of Smithtown Smithtown NY 2,632,324 5.02 6.53 6.31 8.29 10.40 62.81 5.15 4.95    
520 Bank of Little Rock Little Rock AR 192,275 5.19 7.34 7.13 10.93 11.98 64.56 5.13 4.96    
521 Legacy National Bank Springdale AR 237,622 10.25 11.58 8.93 10.76 12.01 76.38 7.83 4.96    
522 Security State Bank of Kenyon Kenyon MN 60,876 6.63 7.50 7.31 8.82 10.09 70.67 5.18 4.97    
523 Downers Grove National Bank Westmont IL 252,595 6.79 6.81 6.54 9.08 10.35 75.26 5.18 4.97    
524 Bank of Choice Greeley CO 1,227,894 7.76 7.67 7.45 9.50 10.77 79.48 5.35 4.97    
525 Alliant Bank Sedgwick KS 15,030 8.64 7.38 7.22 10.40 11.68 84.51 5.16 4.98    
526 First East Side Savings Bank Tamarac FL 104,004 12.79 10.67 10.47 16.52 17.77 108.47 5.24 5.00    
527 Advanta Bank Corp. Draper UT 1,622,931 4.38 3.48 3.26 5.99 7.33 48.22 5.47 5.02   Failed on 03/19/2010
528 Macatawa Bank Holland MI 1,826,955 7.71 6.94 6.57 7.79 9.06 77.68 5.34 5.02    
529 Cornerstone Community Bank Saint Petersburg FL 317,735 6.17 7.52 7.26 8.93 10.19 71.00 5.28 5.03    
530 Liberty Savings Bank, F.S.B. Wilmington OH 1,272,967 5.96 7.38 7.16 11.33 12.58 70.13 5.27 5.03    
531 1st Advantage Bank Saint Peters MO 114,005 10.75 8.65 7.81 9.82 11.10 93.67 5.78 5.03    
532 First State Bank and Trust Tonganoxie KS 321,448 5.76 8.15 7.18 9.40 12.27 60.74 6.01 5.04    
533 North Star Bank Roseville MN 266,995 7.80 8.14 8.23 10.96 12.22 80.88 4.97 5.05    
534 First Carolina State Bank Rocky Mount NC 115,972 5.84 10.41 7.31 9.45 10.70 50.67 8.32 5.05    
535 Edgebrook Bank Chicago IL 84,785 8.66 7.25 7.31 10.83 12.09 96.14 4.97 5.05    
536 Cadence Bank, N.A. Starkville MS 1,832,921 5.70 7.63 5.97 8.91 10.19 56.98 6.80 5.06    
537 Parkway Bank and Trust Company Harwood Heights IL 2,474,778 8.72 9.03 8.39 9.73 11.30 82.14 5.64 5.07    
538 Community Central Bank Mount Clemens MI 548,853 5.90 6.86 6.40 8.99 10.26 66.63 5.54 5.07    
539 Integra Bank National Association Evansville IN 2,993,484 8.22 9.05 6.66 9.05 10.33 69.12 7.49 5.08    
540 Paradise Bank Boca Raton FL 326,614 4.59 6.63 6.49 8.23 10.42 56.70 5.18 5.08    
541 Pacific West Bank West Linn OR 78,426 8.54 8.77 8.31 10.30 11.56 81.85 5.60 5.09    
542 Bank of Kansas South Hutchinson KS 365,852 5.03 9.36 7.13 10.14 11.39 49.30 7.43 5.10    
543 Currie State Bank Currie MN 47,389 6.58 7.77 8.00 9.31 10.42 75.69 4.96 5.11    
544 First State Bank Wrens GA 107,108 8.61 8.10 8.25 11.63 12.89 87.10 5.06 5.12    
545 Anchor Mutual Savings Bank Aberdeen WA 588,845 7.12 7.65 7.31 9.71 10.97 77.39 5.43 5.12    
546 Sykesville Federal Savings Association Sykesville MD 93,514 3.29 6.43 6.30 13.59 14.24 48.84 5.26 5.13    
547 The First National Bank of Elk River Elk River MN 401,288 5.64 8.06 7.50 12.83 13.98 61.69 5.65 5.13    
548 First State Bank Danville VA 28,144 7.59 5.91 5.63 8.51 9.76 86.20 5.42 5.14    
549 Sterling Bank Mount Laurel NJ 368,805 4.93 6.01 5.31 7.09 8.37 56.63 5.84 5.14    
550 Millennium Bank, National Association Sterling VA 240,711 8.01 4.72 7.00 9.04 10.31 116.76 2.67 5.14    
551 Columbia Community Bank Hillsboro OR 380,608 7.61 7.58 7.44 9.44 10.71 77.22 5.29 5.15    
552 Provident Community Bank, National Association Rock Hill SC 456,876 5.86 8.00 7.17 10.86 12.11 63.56 5.99 5.15    
553 American Founders Bank, Inc. Lexington KY 455,344 5.60 10.67 6.86 9.16 10.43 45.89 9.14 5.17    
554 Horry County State Bank Loris SC 759,684 4.17 6.65 6.47 9.39 10.65 54.55 5.35 5.18    
555 State Bank in Eden Valley Eden Valley MN 30,718 7.64 8.60 8.74 11.79 13.09 79.20 4.99 5.18    
556 Winfield Community Bank Winfield IL 71,443 5.21 7.55 7.40 10.20 11.11 63.42 5.32 5.19    
557 Evergreen State Bank Stoughton WI 284,312 5.97 7.84 6.24 8.03 9.30 58.82 6.81 5.19    
558 First National Bank Goodland KS 289,691 4.71 6.84 6.15 9.80 11.59 56.41 5.85 5.19    
559 Cornerstone Community Bank Chattanooga TN 529,568 3.34 5.63 6.14 8.27 9.52 49.55 4.76 5.19    
560 Frontier Bank Rock Rapids IA 162,435 3.02 6.50 6.38 8.67 9.60 42.08 5.32 5.20    
561 One Georgia Bank Atlanta GA 234,597 9.94 9.99 9.33 10.87 12.13 85.53 5.69 5.20    
562 The Bank of Currituck Moyock NC 197,301 9.91 8.05 7.87 11.27 12.55 93.61 5.39 5.21    
563 Capital  Bank, SSB El Paso TX 110,400 5.25 6.70 6.23 10.18 11.45 61.00 5.62 5.21    
564 The First National Bank of Buhl Buhl MN 26,388 6.01 9.30 7.99 10.64 11.59 60.14 6.63 5.22    
565 National Bank of Tennessee Newport TN 185,616 5.87 6.98 6.98 10.00 11.26 70.95 5.21 5.23    
566 Los Padres Bank Solvang CA 956,047 5.32 5.28 7.38 7.45 8.40 86.33 3.22 5.23    
567 Patriot Bank Minnesota Wyoming MN 139,981 10.82 11.13 10.46 11.25 12.49 85.50 5.87 5.24    
568 United Americas Bank, National Association Atlanta GA 266,956 7.73 7.50 7.82 9.96 11.22 86.00 5.04 5.26    
569 Central Pacific Bank Honolulu HI 4,888,041 10.72 9.45 7.24 10.16 11.47 78.57 7.53 5.28    
570 Bank of Belton Belton MO 49,789 8.06 9.51 8.19 12.18 13.44 74.56 6.71 5.29    
571 First Community  Bank of the Ozarks Branson MO 97,158 6.08 7.75 8.05 10.09 11.01 71.67 5.00 5.30    
572 Bank of Shorewood Shorewood IL 135,488 6.76 7.83 7.11 8.40 9.67 69.70 6.01 5.30    
573 Surety Bank Deland FL 133,164 5.79 6.90 6.62 8.16 9.42 65.38 5.55 5.31    
574 First Federal Savings and Loan Association of Pekin Pekin IL 29,179 3.37 6.44 6.41 11.25 11.87 49.57 5.34 5.31    
575 Pointbank Pilot Point TX 334,290 4.75 7.60 7.11 10.27 11.52 55.73 5.80 5.31    
576 Golden State Bank Upland CA 159,647 5.79 6.65 6.54 8.40 9.65 65.69 5.41 5.31    
577 Mackinac Savings Bank, F.S.B. Boynton Beach FL 135,798 3.01 6.05 6.05 14.29 15.35 46.29 5.33 5.33    
578 UNION CREDIT BANK Miami FL 154,642 4.30 6.76 6.75 8.00 9.08 55.94 5.34 5.34    
579 Lakeview Bank Lakeville MN 65,189 7.02 9.41 8.13 9.80 11.06 64.06 6.78 5.35    
580 Westside Community Bank University Place WA 164,487 9.45 9.16 8.89 10.32 11.57 86.96 5.53 5.36    
581 The First National Bank of Grant Park Grant Park IL 127,097 7.37 9.06 8.60 12.55 13.66 74.45 5.86 5.36    
582 Merchants Bank of Alabama Cullman AL 244,492 5.41 7.53 7.36 9.62 10.73 64.39 5.53 5.39    
583 The Black Earth State Bank Black Earth WI 45,574 6.83 7.10 7.13 11.73 13.00 77.20 5.37 5.39    
584 The Patterson Bank Patterson GA 167,677 5.79 7.43 7.52 9.37 10.63 66.78 5.36 5.39    
585 First National Bank of Illinois Lansing IL 408,404 8.37 8.76 8.07 11.77 13.04 77.41 6.03 5.40    
586 The Bank of Canton Canton MA 724,842 3.92 6.67 6.66 9.28 10.55 51.59 5.41 5.40    
587 The State Bank Fenton MI 335,267 5.60 6.12 6.16 7.59 8.86 64.47 5.37 5.42    
588 Union Bank Kansas City MO 641,665 7.50 7.93 7.73 8.75 11.75 78.21 5.59 5.42    
589 Eastern National Bank Miami FL 465,409 6.63 7.91 7.48 12.61 13.87 70.94 5.77 5.43    
590 Carolina Federal Savings Bank Charleston SC 62,247 8.56 8.21 8.21 9.67 10.92 88.53 5.43 5.43    
591 Stonebridge Bank Exton PA 444,436 7.99 8.43 7.63 10.59 11.86 74.90 6.17 5.43    
592 Fidelity Bank of Florida, National Association Merritt Island FL 417,114 13.54 10.24 9.86 12.26 13.53 103.90 5.67 5.45    
593 Spivey State Bank Swainsboro GA 89,695 4.93 7.19 6.91 9.76 11.02 57.75 5.66 5.45    
594 First State Bank Wilmot SD 40,058 7.73 7.66 9.07 12.41 13.49 91.49 3.96 5.45    
595 TransCapital Bank Hallandale Beach FL 246,899 14.14 11.50 11.94 13.88 15.14 108.85 5.23 5.45    
596 Border State Bank Greenbush MN 371,537 7.09 8.46 8.49 9.41 10.66 71.36 5.61 5.46    
597 Superior Bank Birmingham AL 3,222,231 6.23 8.49 7.83 9.34 10.72 66.79 6.16 5.47    
598 Security Savings Bank, SSB Southport NC 431,187 10.46 8.86 8.91 11.62 12.89 94.63 5.44 5.47    
599 First State Financial, Inc. Pineville KY 404,404 8.17 8.67 8.55 10.51 11.76 81.60 5.61 5.48    
600 Emigrant Savings Bank - Bronx/Westchester Bronx NY 1,043,747 4.55 6.52 7.03 18.39 18.94 67.64 4.98 5.49    
601 American Trust & Savings Bank Whiting IN 119,082 4.19 8.10 6.70 12.38 13.65 44.18 6.90 5.50    
602 First Texoma National Bank Durant OK 238,127 6.89 8.66 8.22 9.87 11.13 69.24 5.97 5.52    
603 BANKWEST Rockford MN 122,771 6.28 7.85 7.88 9.27 10.53 69.34 5.52 5.52    
604 FirsTier Bank Kimball NE 347,327 7.94 9.00 8.54 11.17 12.44 76.41 6.09 5.52    
605 Bank of Coweta Newnan GA 336,462 9.52 8.94 8.21 12.87 14.15 83.78 6.12 5.52    
606 Omni Bank Metairie LA 746,695 7.12 7.46 7.18 9.58 10.84 79.31 5.77 5.52    
607 Western Commercial Bank Woodland Hills CA 107,112 7.98 9.38 8.73 10.21 11.48 67.57 5.94 5.53    
608 Bank of Auburn Hills Auburn Hills MI 35,547 10.02 5.91 5.93 6.90 8.20 91.45 5.51 5.53    
609 Tifton Banking Company Tifton GA 193,370 6.76 7.44 7.64 9.88 11.14 74.12 5.40 5.54    
610 North Alabama Bank Hazel Green AL 156,629 7.30 7.38 7.08 9.02 10.29 74.92 5.80 5.56    
611 Valley Bank and Trust Brighton CO 233,604 5.66 8.86 7.90 9.68 10.81 57.84 6.54 5.58    
612 Trans-Pacific National Bank San Francisco CA 173,337 4.81 7.40 6.72 9.35 10.61 52.86 6.23 5.59    
613 The Four County Bank Allentown GA 75,966 4.76 6.54 5.99 8.57 9.84 54.30 6.11 5.59    
614 Coconut Grove Bank Miami FL 682,951 6.08 6.80 6.08 8.75 10.02 63.60 6.27 5.59    
615 Gulf Coast Bank and Trust Company New Orleans LA 986,221 4.75 6.47 7.14 11.38 12.63 64.52 4.86 5.59    
616 Atlantic Coast Bank Waycross GA 913,073 3.83 6.86 6.69 11.05 12.30 49.25 5.77 5.59    
617 Mother Lode Bank Sonora CA 63,520 5.98 6.21 6.31 8.30 9.59 66.28 5.50 5.59    
618 U. S. Century Bank Doral FL 2,024,008 9.44 9.44 8.61 9.00 10.27 80.04 6.48 5.59    
619 Virginia Business Bank Richmond VA 151,790 5.00 6.22 5.93 8.46 10.74 57.24 5.87 5.60    
620 The Bank of Vernon Vernon AL 187,173 8.13 9.26 9.03 11.37 12.62 76.80 5.72 5.61    
621 First United Bank and Trust Company Durant OK 2,189,784 4.15 8.35 7.21 9.48 10.56 45.30 6.80 5.61    
622 LegacyTexas Bank Plano TX 1,682,035 5.54 7.90 7.30 9.50 10.76 58.79 6.21 5.61    
623 First Personal Bank Orland Park IL 177,455 4.13 7.18 6.11 8.78 10.05 46.36 6.68 5.62    
624 Southport Bank Kenosha WI 425,091 7.94 7.17 6.86 7.96 9.24 75.44 5.87 5.62    
625 Monarch Community Bank Coldwater MI 290,486 6.20 10.61 6.91 9.32 10.59 49.20 9.36 5.62    
626 Great Northern Bank Saint Michael MN 82,300 5.92 6.48 6.87 8.66 9.93 66.90 5.30 5.63    
627 INLAND BANK & TRUST Oak Brook IL 1,136,089 10.22 12.15 9.28 11.16 12.42 72.96 8.75 5.64    
628 Legacy Bank Hinton OK 469,961 4.37 8.19 8.10 10.18 11.29 48.18 5.74 5.64    
629 East Dubuque Savings Bank Dubuque IA 211,200 3.19 6.20 6.03 7.18 9.08 41.65 5.80 5.64    
630 Bank of America, Rhode Island, National Association Providence RI 23,650,989 5.76 7.95 7.25 25.02 26.34 67.44 6.35 5.64    
631 RCSBank New London MO 61,319 5.04 6.76 7.09 9.60 10.88 59.95 5.39 5.65    
632 The Carver State Bank Savannah GA 41,422 4.04 7.16 6.92 10.14 11.37 50.33 5.87 5.65    
633 PBK BANK, INC. Stanford KY 117,297 6.84 8.45 8.10 11.91 13.04 74.05 5.99 5.66    
634 Armed Forces Bank, National Association Fort Leavenworth KS 862,852 16.77 12.51 11.99 25.74 27.09 101.53 6.69 5.67    
635 The University National Bank of Lawrence Lawrence KS 97,068 16.68 10.55 10.01 14.37 15.67 113.21 5.99 5.67    
636 Minnwest Bank Luverne Luverne MN 178,526 4.08 7.54 7.04 9.35 10.60 48.12 6.21 5.69    
637 Westbury Bank West Bend WI 643,128 5.71 8.66 8.11 10.89 11.61 62.29 6.35 5.69    
638 Pacific Capital Bank, National Association Santa Barbara CA 7,530,503 5.57 5.69 5.51 8.09 10.69 59.77 5.88 5.70    
639 NewDominion Bank Charlotte NC 539,538 3.45 6.97 6.30 8.10 11.65 41.18 6.35 5.70    
640 The Citizens National Bank of Paris Paris IL 240,648 7.02 8.60 8.05 11.41 12.67 68.10 6.22 5.71    
641 Bank of North Georgia Alpharetta GA 5,082,865 9.66 9.02 8.48 10.21 11.49 82.11 6.25 5.72    
642 Community Shores Bank Muskegon MI 233,131 6.98 8.56 8.33 9.75 11.00 70.19 5.92 5.73    
643 East Coast Community Bank Ormond Beach FL 92,658 5.23 8.29 6.56 8.77 10.04 49.97 7.44 5.73    
644 The Bank of Soperton Soperton GA 41,767 8.83 9.17 8.67 14.57 15.85 77.96 6.24 5.73    
645 Eastern Federal Bank Norwich CT 173,886 4.25 7.18 7.15 9.58 10.73 52.85 5.77 5.74    
646 AztecAmerica Bank Berwyn IL 87,334 11.31 9.79 9.67 13.93 15.14 96.47 5.75 5.74    
647 Cecil Bank Elkton MD 508,805 7.33 8.00 7.06 8.36 12.61 67.74 6.71 5.75    
648 Farmers State Bank Lumpkin GA 54,870 5.01 6.91 7.62 10.74 11.98 62.28 5.12 5.75    
649 Grand  Bank of Texas Grand Prairie TX 115,786 4.02 7.44 7.43 9.52 10.77 47.84 5.77 5.76    
650 Equity Bank,SSB Dallas TX 242,503 9.94 9.87 9.51 12.25 13.51 89.80 6.06 5.76    
651 Anchor Commercial Bank Juno Beach FL 165,889 4.76 6.71 6.74 9.12 10.39 56.84 5.74 5.76    
652 ShoreBank, Pacific Ilwaco WA 206,330 5.45 7.46 7.95 12.39 13.64 65.32 5.18 5.77    
653 Bank of Nevada Las Vegas NV 2,779,116 5.77 9.06 6.66 8.03 11.93 50.23 8.20 5.78    
654 First Community Bank of America Pinellas Park FL 549,339 5.45 8.12 7.30 9.99 11.24 57.68 6.62 5.78    
655 All American Bank Des Plaines IL 39,266 13.06 6.58 6.46 9.12 10.46 83.75 5.89 5.78    
656 First Pryority Bank Pryor OK 109,660 10.19 9.71 9.56 11.78 13.05 87.14 5.91 5.79    
657 Union National Bank and Trust Company of Elgin Elgin IL 462,870 7.59 8.37 8.27 9.24 10.48 77.74 5.88 5.80    
658 Bank of America Oregon, National Association Portland OR 16,107,191 3.76 6.78 6.63 22.60 23.89 50.56 5.94 5.80    
659 First Federal of Northern Michigan Alpena MI 234,203 7.79 9.80 9.08 12.74 13.99 71.48 6.59 5.81    
660 Security Federal Bank Aiken SC 979,275 4.28 7.76 7.20 11.69 12.94 49.09 6.38 5.81    
661 Coffee County Bank Manchester TN 125,560 8.32 9.16 8.78 11.88 13.14 77.39 6.13 5.81    
662 First Peoples Bank of Tennessee Jefferson City TN 127,629 3.25 6.62 7.02 9.34 10.30 44.39 5.44 5.82    
663 United Midwest Savings Bank De Graff OH 266,952 14.19 10.55 10.50 14.43 15.69 113.75 5.88 5.83    
664 Liberty Savings Bank, F.S.B. Pottsville PA 32,685 3.23 7.18 6.59 12.59 13.84 41.18 6.43 5.83    
665 American Chartered Bank Schaumburg IL 2,738,846 4.37 7.19 7.06 9.29 10.54 51.32 5.96 5.83    
666 National Bank of Arkansas in North Little Rock North Little Roc AR 198,948 6.54 8.23 8.19 11.15 12.40 68.49 5.87 5.83    
667 Northeast Security Bank Sumner IA 113,179 5.13 10.16 8.10 10.90 11.61 48.00 7.98 5.84    
668 Peoples Bank & Trust Co. Troy MO 423,280 4.22 7.20 7.29 8.76 10.01 50.75 5.82 5.85    
669 Parkvale Savings Bank Monroeville PA 1,914,677 4.30 9.11 7.83 11.18 12.25 43.69 7.19 5.85    
670 Helm Bank USA Miami FL 704,310 4.12 6.66 6.38 16.03 17.30 52.67 6.12 5.85    
671 The Equitable Bank, S.S.B. Wauwatosa WI 491,873 6.63 8.30 8.24 11.44 12.70 69.53 5.95 5.86    
672 Cascade Bank Everett WA 1,705,624 7.34 9.10 8.60 11.55 12.81 69.07 6.45 5.86    
673 Home Savings Bank Salt Lake City UT 135,708 8.93 9.63 9.29 12.00 13.25 81.94 6.09 5.87    
674 Banco Popular de Puerto Rico Hato Rey PR 23,271,000 7.11 8.22 6.98 9.01 12.71 64.38 7.14 5.87    
675 Banco Bilbao Vizcaya  Argentaria Puerto Rico San Juan PR 5,519,043 6.71 9.55 6.55 8.80 12.73 52.41 8.90 5.87    
676 St. Louis Bank Town And Country MO 583,026 7.28 8.05 8.23 9.99 11.25 74.64 5.83 5.87    
677 Bank of the Lakes, National Association Owasso OK 188,066 7.71 9.80 9.70 11.20 12.45 69.13 5.97 5.88    
678 American Bank Bozeman MT 404,828 13.89 11.06 10.52 13.64 19.48 104.54 6.21 5.89    
679 Merchants and Farmers Bank Kosciusko MS 1,661,125 4.30 7.90 6.98 9.62 10.88 46.03 6.82 5.89    
680 Alabama Trust Bank, National Association Sylacauga AL 71,653 6.00 7.29 6.84 9.15 10.42 61.36 6.30 5.89    
681 Town & Country Bank Leawood KS 82,491 9.84 8.79 8.06 11.35 12.62 88.00 6.49 5.89    
682 BankMeridian, N.A. Columbia SC 283,320 7.75 8.23 8.05 10.56 11.83 74.18 6.02 5.90    
683 San Luis Trust Bank, FSB San Luis Obispo CA 332,411 8.83 8.18 8.03 10.89 12.16 84.57 6.05 5.90    
684 BankHaven Haven KS 22,226 5.72 9.33 7.12 11.36 12.63 50.66 8.16 5.90    
685 Southern Bank Sardis GA 96,353 6.72 8.15 8.10 10.91 12.16 72.23 5.94 5.91    
686 Boundary Waters Bank Ely MN 131,422 11.50 11.21 10.22 11.58 12.85 86.84 6.89 5.91    
687 Bank of Alpena Alpena MI 88,194 6.40 8.00 8.15 12.92 14.17 70.84 5.87 5.91    
688 First Southern National Bank Statesboro GA 236,183 8.46 8.35 8.14 11.10 12.37 81.63 6.14 5.92    
689 First Chatham Bank Savannah GA 563,201 4.39 7.24 7.05 8.80 10.05 51.11 6.12 5.92    
690 Summit Bank & Trust Broomfield CO 97,026 8.15 10.50 9.38 13.12 14.37 71.19 7.02 5.93    
691 Waccamaw Bank Whiteville NC 536,325 5.84 6.32 6.85 9.04 11.05 66.50 5.39 5.93    
692 Royal Bank America Narberth PA 1,210,544 8.31 6.64 8.45 12.60 13.88 93.84 3.99 5.93    
693 CoreFirst Bank & Trust Topeka KS 1,273,822 3.50 7.13 6.71 9.97 11.22 42.09 6.32 5.94    
694 The National Bank of Waupun Waupun WI 129,769 8.01 9.57 9.60 12.48 13.74 75.03 6.12 5.95    
695 Advantage Bank Cambridge OH 856,181 6.64 8.51 8.20 11.91 13.16 69.30 6.24 5.95    
696 CenterBank of Jacksonville, National Association Jacksonville FL 184,852 9.10 12.76 9.90 12.09 13.35 63.36 9.17 5.96    
697 Community Bank of Bergen County, N. J. Maywood NJ 302,327 5.84 8.32 8.23 11.81 13.06 62.46 6.04 5.96    
698 First Bank Farmersville TX 95,971 5.65 7.20 6.51 8.77 10.05 56.28 6.62 5.96    
699 Parkway Bank Rogers AR 114,895 10.98 10.90 9.25 12.59 13.87 80.22 7.70 5.96    
700 First Capital Bank Guthrie OK 126,047 4.73 7.83 7.56 9.56 10.81 50.48 6.19 5.97    
701 First Federal Savings and Loan Association of Hammond Hammond IN 50,283 6.29 8.65 8.64 15.95 16.13 71.87 5.99 5.97    
702 Tidelands Bank Mount Pleasant SC 775,104 3.63 6.49 6.59 9.84 11.10 46.68 5.86 5.97    
703 Cherokee Bank, National Association Canton GA 201,270 7.02 8.41 8.12 11.39 12.65 69.59 6.19 5.97    
704 Community Bank-Wheaton/Glen Ellyn Glen Ellyn IL 340,628 5.12 7.53 7.81 10.40 11.65 58.34 5.76 5.98    
705 Cornerstone Bank Moorestown NJ 306,139 3.44 7.27 7.29 8.55 10.72 41.06 5.97 5.98    
706 Firstbank of Puerto Rico Santurce PR 19,616,388 9.00 8.94 8.53 11.70 12.87 78.35 6.42 5.99    
Last updated by Obseedian on 03/28/2010
Changes:
7/27/2008
  - Revised NPA and Texas Ratio to exclude US government guaranteed non-performing assets
  - Excluded banks with Texas Ratio < 40.
8/1/2008
  - Changed calculation of Effective Tier 1 Leverage Ratio and Effective Equity/Assets to use different loss estimate depending on loan type