UNOFFICIAL Troubled Bank List as of 09/30/2009

Notes:
Source: FDIC SDI (http://www4.fdic.gov/SDI/main.asp) Please note that this is NOT the OFFICIAL FDIC troubled bank list!
Texas Ratio = 100 * (Non-performing Assets + Other REO) / (Equity + Loss Reserves)
Non-performing assets (npa) excludes those non-performing assets that are guaranteed by the US government.
Effective Tier 1 Leverage Ratio = 100 * (Tier 1 capital + loss reserves - LGD estimate) / (average assets - ineligible intangibles - LGD Estimate + loss reserves)
Where LGD Estimate = NPA_1st liens * 0.4 + NPA_HELOC * 0.8 + NPA_construction_loans * 0.6 + NPA_farm * 0.6 + NPA_commercial_RE * 0.6 +
NPA_commercial/industrial * 0.8 + NPA_consumer * 0.6 + NPA_other * 0.8
Effective Equity/Assets calculated with same LGD assumptions but with total equity instead of Tier 1 equity and total assets instead of average assets - ineligible intangibles
Banks highlighted in red have effective tier 1 leverage ratio less than 4%, the FDIC minimum
Banks highlighted in orange have effective tier 1 leverage ratio between 4% and 5%.
Banks highlighted in yellow have effective tier 1 leverage ratio between 5% and 6%
Banks highlighted in cyan are known to be taking measures to address their situation
Banks with Texas Ratios less than 40 are excluded.
This list represents a small subsection of US banks. The majority of banks are currently well capitalized.
Being on this list does not necessarily mean a bank will fail, as they can try to raise capital or to sell themselves to new investors or another bank
This list is a work in progress.
Forum discourse regarding the list on TickerForum.org
Rank	Name	City	State	Total Assets (000s)	NPA/ Assets	Equity/ Assets	Tier 1 Leverage Ratio	Tier 1 Risk-based Ratio	Total Risk-based Ratio	Texas Ratio	Effective Equity/ Assets	Effective Tier 1 Leverage Ratio		Notes
1	Community Bank of Lemont	Lemont	IL	81,843	37.83	-2.09	-2.18	-3.12	-3.12	5,670.70	-27.51	-27.62		Failed on 10/30/2009
2	City Bank	Lynnwood	WA	1,219,356	42.77	6.13	6.19	7.64	8.95	382.08	-17.90	-18.16
3	Hillcrest Bank Florida	Naples	FL	82,774	29.98	-2.69	-2.62	-3.24	-3.24	2,132.04	-18.07	-16.18		Failed on 10/23/2009
4	First Security National Bank	Norcross	GA	127,455	27.47	1.95	2.01	2.88	4.13	885.11	-15.82	-15.73		Failed on 12/04/2009
5	RockBridge Commercial Bank	Atlanta	GA	294,024	23.98	0.52	0.32	0.42	0.83	1,045.12	-14.60	-14.79
6	Florida Community Bank	Immokalee	FL	875,473	32.27	2.41	2.32	3.28	4.58	489.15	-14.91	-14.26
7	First Commerce Community Bank	Douglasville	GA	270,614	32.35	7.61	6.58	7.72	8.99	339.56	-11.80	-13.00
8	McIntosh Commercial Bank	Carrollton	GA	402,891	27.33	2.89	2.81	4.30	5.57	589.94	-13.02	-12.69
9	Eastern Savings Bank, FSB	Hunt Valley	MD	977,017	49.07	11.63	11.61	15.84	17.09	376.96	-11.32	-11.35
10	American United Bank	Lawrenceville	GA	110,094	22.75	0.36	0.48	0.58	1.16	600.22	-11.53	-11.23		Failed on 10/23/2009
11	Valley Capital Bank, National  Association	Mesa	AZ	40,270	19.49	-3.32	-3.13	-4.34	-4.34	2,168.23	-11.74	-11.03		Failed on 12/11/2009
12	Mesa Bank	Mesa	AZ	206,428	31.03	6.04	4.93	6.99	8.24	429.22	-10.61	-10.61
13	The Buckhead Community Bank	Atlanta	GA	856,236	21.76	1.01	0.87	1.12	2.23	671.93	-11.00	-10.50		Failed on 12/04/2009
14	Partners Bank	Naples	FL	65,498	20.41	0.64	0.63	0.80	1.60	1,563.74	-10.20	-10.21		Failed on 10/23/2009
15	Builders Bank	Chicago	IL	506,432	28.16	7.85	6.53	8.73	10.00	291.66	-8.46	-10.17
16	Century Security Bank	Duluth	GA	102,135	22.99	3.76	3.47	4.24	5.49	470.16	-10.19	-9.44
17	Premier American Bank	Miami	FL	350,874	27.13	1.60	1.44	1.96	3.92	430.68	-10.06	-9.05
18	North Houston Bank	Houston	TX	325,474	13.68	4.83	-2.23	-2.69	-2.69	200.50	-1.45	-8.96		Failed on 10/30/2009
19	Peoples First Community Bank	Panama City	FL	1,795,420	19.47	1.02	1.02	1.29	2.55	640.12	-8.24	-8.24
20	USA Bank	Port Chester	NY	225,155	25.31	5.26	5.71	7.27	8.54	335.12	-8.29	-7.92
21	Frontier Bank	Everett	WA	3,766,639	24.22	3.34	3.19	4.06	5.35	340.42	-7.98	-7.67
22	Butler Bank	Lowell	MA	273,246	17.66	2.24	1.73	2.20	3.27	569.98	-7.17	-7.50
23	Barnes Banking Company	Kaysville	UT	827,843	27.71	4.23	4.09	5.40	6.73	278.32	-7.70	-7.39
24	Warren Bank	Warren	MI	504,816	19.29	1.45	1.09	1.31	2.59	411.16	-7.32	-7.37		Failed on 10/02/2009
25	Centennial Bank	Ogden	UT	244,094	24.47	5.91	6.31	6.85	8.10	336.26	-6.62	-7.22
26	First National Bank of Georgia	Carrollton	GA	832,580	16.96	1.68	1.15	1.50	2.77	417.96	-6.49	-7.07
27	Peninsula Bank	Englewood	FL	646,229	22.66	5.15	4.31	5.39	6.67	276.94	-5.46	-6.48
28	Flagship National Bank	Bradenton	FL	177,563	15.07	-1.71	-1.87	-2.76	-2.76	1,001.87	-6.43	-6.26		Failed on 10/23/2009
29	Gateway Bank of St. Louis	Saint Louis	MO	26,882	16.36	-3.25	-2.98	-4.74	-9.47	1,684.67	-6.77	-6.19		Failed on 11/06/2009
30	Towne Bank of Arizona	Mesa	AZ	126,727	31.62	8.65	8.17	9.34	10.63	260.10	-6.28	-6.16
31	New South Federal Savings Bank	Irondale	AL	1,464,127	16.17	0.18	0.28	0.48	0.97	576.91	-6.12	-6.11
32	Washington First International Bank	Seattle	WA	609,954	24.39	7.46	4.80	5.65	6.94	210.85	-3.27	-6.02
33	Appalachian Community Bank	Ellijay	GA	1,060,725	17.48	2.21	2.14	2.91	4.98	393.44	-5.98	-5.99
34	Citizens Bank and Trust Company of Chicago	Chicago	IL	80,641	22.56	5.44	5.53	6.80	8.07	295.88	-5.75	-5.91
35	Community Banks of Northern California	Tracy	CA	147,041	25.79	7.21	5.07	6.95	8.32	185.72	-1.71	-5.83
36	Town Community Bank and Trust	Antioch	IL	69,612	14.23	2.56	2.15	2.63	3.92	276.77	-5.79	-5.79
37	High Desert State Bank	Albuquerque	NM	86,729	28.29	5.19	4.82	6.23	7.53	295.28	-6.19	-5.71
38	Seattle Bank	Seattle	WA	677,150	20.93	5.39	5.37	8.09	9.37	267.92	-5.53	-5.53
39	Prosperan Bank	Oakdale	MN	197,442	10.88	-2.05	-0.92	-1.17	-1.17	3,064.48	-6.63	-5.46		Failed on 11/06/2009
40	Wheatland Bank	Naperville	IL	480,608	26.71	8.05	7.93	9.09	10.36	252.27	-5.43	-5.46
41	Security Exchange Bank	Marietta	GA	191,239	24.41	6.70	6.62	8.75	10.02	279.42	-5.49	-5.45
42	Community Bank & Trust	Cornelia	GA	1,211,027	16.68	1.48	1.26	1.77	3.05	368.97	-5.07	-4.99
43	Chestatee State Bank	Dawsonville	GA	290,948	22.45	5.48	5.36	6.70	7.98	260.65	-4.96	-4.89
44	North Georgia Bank	Watkinsville	GA	183,778	19.03	4.86	4.20	6.13	7.41	270.81	-4.26	-4.63
45	Jennings State Bank	Spring Grove	MN	52,347	14.35	1.92	-0.06	-0.09	-0.09	291.99	-2.67	-4.59		Failed on 10/02/2009
46	United Security Bank	Sparta	GA	153,639	13.46	1.30	1.56	2.17	3.43	483.42	-4.89	-4.57		Failed on 11/06/2009
47	Habersham Bank	Clarkesville	GA	488,704	18.63	6.78	4.73	6.67	7.94	209.32	-2.32	-4.45
48	Community Security Bank	New Prague	MN	120,106	20.67	7.51	5.17	5.87	7.12	183.67	-1.61	-4.15
49	The Tattnall Bank	Reidsville	GA	49,612	13.45	1.61	1.53	2.02	3.28	396.79	-4.36	-4.14		Failed on 12/04/2009
50	Citizens State Bank	New Baltimore	MI	168,551	13.73	1.15	1.23	1.48	2.75	327.82	-4.47	-4.06
51	Orion Bank	Naples	FL	2,612,515	13.92	2.46	0.47	0.65	1.30	231.73	-2.12	-4.06		Failed on 11/13/2009
52	Douglas County Bank	Douglasville	GA	375,966	22.62	7.36	7.14	8.74	10.01	234.70	-3.85	-3.85
53	Bank of Hiawassee	Hiawassee	GA	410,809	19.21	5.96	4.23	5.14	6.42	208.56	-1.94	-3.85
54	Liberty Bank	Naples	FL	154,122	15.32	2.75	2.73	3.10	4.36	338.65	-3.74	-3.77
55	Ravenswood Bank	Chicago	IL	327,513	20.94	5.26	5.48	6.50	7.78	248.88	-4.25	-3.66
56	Baytree National Bank & Trust Company	Lake Forest	IL	210,646	13.73	0.99	1.99	2.52	5.05	380.07	-5.29	-3.64
57	George Washington Savings Bank	Orland Park	IL	421,461	21.89	7.29	6.51	7.27	8.56	195.43	-2.45	-3.54
58	The First State Bank	Stockbridge	GA	652,251	19.92	6.07	5.77	7.39	8.66	239.88	-3.46	-3.52
59	The Gordon Bank	Gordon	GA	33,969	25.01	8.00	7.10	11.96	13.28	210.61	-2.22	-3.44
60	Desert Hills Bank	Phoenix	AZ	525,620	16.65	4.95	4.93	6.57	7.80	273.36	-3.34	-3.34
61	Riverview Community Bank	Otsego	MN	99,057	13.61	1.79	1.18	1.66	2.95	262.91	-2.86	-3.14		Failed on 10/23/2009
62	Central Progressive Bank	Lacombe	LA	422,531	22.52	9.02	7.26	8.02	9.29	178.91	-0.97	-3.13
63	LibertyPointe Bank	New York	NY	211,712	20.69	2.75	2.69	3.64	4.95	268.40	-3.20	-3.12
64	Pacific Coast National Bank	San Clemente	CA	131,418	13.53	1.56	1.44	1.78	3.07	248.04	-3.39	-3.12		Failed on 11/13/2009
65	SouthwestUSA Bank	Las Vegas	NV	219,078	17.34	6.08	4.92	5.27	6.54	196.24	-1.71	-3.02
66	California National Bank	Los Angeles	CA	7,781,100	6.80	3.91	0.06	0.07	0.14	129.04	1.22	-2.93		Failed on 10/30/2009
67	Palm Desert National Bank	Palm Desert	CA	268,453	23.65	8.69	8.35	10.12	11.39	208.82	-3.00	-2.86
68	Columbia River Bank	The Dalles	OR	1,062,110	11.15	2.59	2.54	3.39	4.65	281.34	-2.79	-2.81
69	K  Bank	Randallstown	MD	658,940	15.21	3.32	3.20	4.60	5.88	249.57	-2.64	-2.69
70	ISN Bank	Cherry Hill	NJ	102,966	19.91	3.45	3.38	4.64	5.98	209.74	-2.65	-2.68
71	Gwinnett Community Bank	Duluth	GA	504,660	18.11	6.34	6.19	7.84	9.10	220.55	-2.48	-2.67
72	Key West Bank	Key West	FL	99,859	18.11	3.60	3.60	5.63	6.90	342.59	-2.66	-2.66
73	Patriot National Bank	Stamford	CT	937,000	17.29	5.08	4.88	7.45	8.75	248.49	-2.68	-2.65
74	High Trust Bank	Stockbridge	GA	220,792	21.09	8.50	8.33	9.85	11.11	207.97	-2.65	-2.59
75	Home Federal Savings Bank	Detroit	MI	12,994	10.90	1.06	0.75	1.54	3.08	438.39	-2.19	-2.54		Failed on 11/06/2009
76	First National Bank of the South	Spartanburg	SC	786,443	15.73	3.63	3.30	4.79	6.07	233.70	-2.25	-2.36
77	Horizon Bank	Bellingham	WA	1,299,986	9.88	0.95	0.77	0.99	1.98	265.95	-2.26	-2.31
78	First Suburban National Bank	Maywood	IL	178,102	13.38	4.31	4.21	6.32	7.57	253.52	-2.29	-2.28
79	Peotone Bank and Trust Company	Peotone	IL	141,523	13.99	5.32	4.90	6.88	8.13	208.29	-2.08	-2.27
80	Bank of Leeton	Leeton	MO	22,939	11.06	2.08	2.01	2.65	3.93	255.23	-2.34	-2.26
81	Family Federal Savings of Illinois	Cicero	IL	64,528	20.08	8.22	7.64	10.66	11.50	227.55	-1.44	-2.15
82	Montgomery Bank & Trust	Ailey	GA	262,333	17.21	6.85	6.24	8.04	9.30	199.22	-1.44	-2.14
83	Hometown Community Bank	Braselton	GA	133,063	12.52	4.01	4.04	6.20	7.45	245.80	-2.17	-2.12
84	AmericanFirst Bank	Clermont	FL	109,359	14.21	7.47	5.49	6.96	8.20	160.98	0.58	-2.12
85	Sun American Bank	Boca Raton	FL	555,134	13.29	2.58	2.54	3.38	4.67	228.83	-2.30	-2.06
86	AmTrust Bank	Cleveland	OH	11,438,990	14.64	2.42	2.47	4.15	5.44	267.72	-2.11	-2.05		Failed on 12/04/2009
87	The Park Avenue Bank	New York	NY	548,071	10.45	2.21	2.74	3.35	4.60	295.43	-2.61	-2.02
88	Northwest Bank & Trust	Acworth	GA	173,120	10.88	4.34	3.51	5.23	6.49	176.05	-1.22	-2.01
89	First Cherokee State Bank	Woodstock	GA	284,925	16.25	5.65	5.50	7.67	8.94	205.88	-2.03	-1.94
90	New Century Bank	Chicago	IL	488,745	17.38	5.01	4.89	5.89	7.18	203.98	-1.92	-1.87
91	Lincoln Park Savings Bank	Chicago	IL	215,350	14.86	3.73	3.55	4.97	6.24	247.22	-1.76	-1.81
92	The Bank of Bonifay	Bonifay	FL	244,670	12.58	3.58	3.48	4.96	6.23	222.02	-1.58	-1.68
93	Valley Community Bank	St. Charles	IL	170,517	15.60	5.79	5.75	7.89	9.16	202.96	-1.42	-1.58
94	Olde Cypress Community Bank	Clewiston	FL	173,109	15.60	5.54	5.46	7.99	9.24	234.24	-1.38	-1.50
95	Sun Security Bank	Ellington	MO	406,389	16.08	7.27	6.60	8.07	9.33	181.39	-0.80	-1.48
96	The Peoples Bank	Covington	GA	164,342	18.16	6.67	6.17	8.48	9.76	187.37	-1.26	-1.47
97	R-G Premier Bank of Puerto Rico	Hato Rey	PR	6,398,964	18.11	7.44	6.39	9.26	10.53	190.80	-0.29	-1.47
98	TierOne Bank	Lincoln	NE	2,938,028	13.31	4.18	4.00	4.81	6.09	199.18	-1.24	-1.45
99	The Royal Palm Bank of Florida	Naples	FL	149,213	16.30	1.85	1.51	2.27	3.61	218.16	-1.17	-1.44
100	American Trust Bank	Roswell	GA	303,341	13.78	5.54	5.24	7.09	8.35	204.09	-1.35	-1.42
101	Champion Bank	Creve Coeur	MO	204,136	19.34	6.33	6.07	7.59	8.88	192.94	-1.17	-1.32
102	Southern Colorado National Bank	Pueblo	CO	36,965	12.07	1.63	1.30	1.98	3.27	206.58	-1.21	-1.30		Failed on 10/02/2009
103	New Liberty Bank	Plymouth	MI	112,500	12.30	3.60	3.31	4.04	6.35	219.61	-1.37	-1.26
104	Maritime Savings Bank	West Allis	WI	380,754	9.53	5.75	3.43	3.83	5.09	131.11	1.85	-1.25
105	MBank	Gresham	OR	276,685	18.23	7.95	6.59	9.64	10.92	176.52	-0.05	-1.20
106	Sun West Bank	Las Vegas	NV	389,559	16.49	4.26	3.97	4.87	6.17	185.79	-1.13	-1.19
107	Ventura County  Business Bank	Oxnard	CA	104,437	12.89	5.21	4.86	6.23	7.50	180.19	-0.92	-1.18
108	HomeStreet Bank	Seattle	WA	3,207,249	15.65	5.39	5.17	7.97	9.26	190.09	-0.92	-1.12
109	Broadway Bank	Chicago	IL	1,234,180	19.02	5.24	6.65	6.79	8.07	225.64	-2.77	-1.11
110	Polk County Bank	Johnston	IA	130,264	16.84	6.24	5.75	8.49	9.78	188.90	-0.99	-1.06
111	Piedmont Community Bank	Gray	GA	263,937	14.48	6.44	6.19	7.92	9.17	184.45	-0.69	-1.05
112	First Regional Bank	Los Angeles	CA	2,184,100	17.59	6.01	5.94	6.19	7.46	203.30	-0.98	-1.01
113	Bank 1st	Albuquerque	NM	93,951	12.19	3.73	3.38	5.25	6.52	206.07	-0.86	-0.98
114	Peoples Community National Bank	Bremen	GA	72,046	12.45	4.29	4.04	5.57	6.84	189.70	-0.66	-0.90
115	The First National Bank of Florida	Milton	FL	392,107	19.17	8.92	7.16	9.61	10.90	161.53	0.97	-0.77
116	Premier Bank	Jefferson City	MO	1,383,043	16.02	5.56	5.27	6.61	7.89	183.97	-0.68	-0.75
117	1st American State Bank of Minnesota	Hancock	MN	18,396	12.33	2.36	2.23	3.38	4.69	182.46	-0.74	-0.70
118	Evergreen Bank	Seattle	WA	488,516	12.13	2.96	2.77	3.91	5.20	184.13	-0.63	-0.66
119	Marco Community Bank	Marco Island	FL	138,194	9.53	8.02	3.76	5.68	6.90	102.79	3.88	-0.66
120	Sandhills Bank	North Myrtle Bea	SC	66,164	11.95	5.99	3.72	4.96	6.25	136.03	1.87	-0.61
121	First National Bank of Brookfield	Brookfield	IL	239,542	19.44	8.44	8.08	10.92	12.18	195.62	-0.53	-0.58
122	Nevada Security Bank	Reno	NV	538,144	13.06	4.86	4.11	6.38	7.65	171.13	-0.24	-0.57
123	Riverside National Bank of Florida	Fort Pierce	FL	3,464,493	9.82	0.20	2.44	3.17	4.45	320.24	-2.91	-0.55
124	American Marine Bank	Bainbridge Islan	WA	373,185	9.65	3.85	3.50	5.13	6.40	168.74	-0.29	-0.54
125	Unity National Bank	Cartersville	GA	297,870	12.94	3.91	3.86	4.88	6.16	196.24	-0.36	-0.43
126	Bank of Elmwood	Racine	WI	327,444	12.05	2.27	2.16	2.94	4.23	208.40	-0.30	-0.41		Failed on 10/23/2009
127	San Diego National Bank	San Diego	CA	3,594,544	6.41	3.30	0.99	1.33	2.67	111.47	2.01	-0.33		Failed on 10/30/2009
128	SolutionsBank	Overland Park	KS	511,103	12.59	3.10	2.52	3.33	4.63	169.89	0.13	-0.33		Failed on 12/11/2009
129	Blue Ridge Savings Bank, Inc.	Asheville	NC	230,888	16.68	4.21	4.05	5.59	6.88	212.16	-0.20	-0.19
130	Granite Community Bank, N.A.	Granite Bay	CA	121,350	15.33	5.93	5.41	6.61	7.88	174.92	-0.15	-0.16
131	United Commercial Bank	San Francisco	CA	10,895,336	10.17	2.83	2.20	3.16	5.91	158.52	0.18	-0.15		Failed on 11/06/2009
132	Gulf State Community Bank	Carrabelle	FL	117,223	14.35	5.73	5.17	6.83	8.11	163.03	0.00	-0.13
133	Heritage Bank	Topeka	KS	51,408	12.66	4.67	4.18	5.48	6.76	152.46	0.47	-0.10
134	First Resource Bank	Savage	MN	19,363	14.77	6.41	6.16	7.26	8.52	174.07	-0.08	-0.07
135	The First National Bank of Olathe	Olathe	KS	929,707	15.79	4.80	4.14	4.86	6.18	155.31	0.58	-0.06
136	Copper Star Bank	Scottsdale	AZ	249,186	15.90	7.31	7.05	9.10	10.36	173.23	0.04	-0.05
137	Bank of Florida - Southwest	Naples	FL	703,145	13.80	5.59	4.40	5.46	8.43	159.24	0.97	-0.05
138	The Bank of Commerce	Wood Dale	IL	221,002	15.70	4.99	4.75	6.64	7.95	157.63	-0.03	-0.03
139	Peoples Bank & Trust	Buford	GA	404,178	11.68	4.60	4.18	5.83	7.09	177.85	0.28	0.03
140	First Vietnamese American Bank	Westminster	CA	65,188	10.67	4.79	5.12	7.13	8.42	151.94	0.02	0.14
141	Madisonville State Bank	Madisonville	TX	256,330	6.29	7.59	2.92	4.11	5.72	71.15	5.12	0.18		Failed on 10/30/2009
142	The Bank of Washington	Lynnwood	WA	196,653	17.93	8.05	6.98	8.17	9.46	153.89	1.27	0.19
143	Rainier Pacific Bank	Tacoma	WA	763,603	6.47	1.53	3.04	2.71	3.79	231.45	-1.49	0.19
144	Community Bank of Manatee	Lakewood Ranch	FL	252,049	8.58	4.72	3.63	4.35	7.07	133.01	1.35	0.22
145	United Community Bank, National Association	Highland Village	TX	130,108	11.64	3.61	3.39	4.56	5.85	161.14	0.27	0.24
146	State Bank of Aurora	Aurora	MN	28,171	15.05	3.04	2.75	4.03	5.36	163.12	0.48	0.39
147	McIntosh State Bank	Jackson	GA	419,381	12.94	6.75	5.26	7.16	8.43	142.65	2.02	0.40
148	Sunrise Bank of Arizona	Phoenix	AZ	112,317	12.25	6.13	5.73	7.61	8.87	160.81	0.46	0.43
149	AmericanWest Bank	Spokane	WA	1,761,995	8.87	4.58	3.86	4.44	5.71	137.51	1.20	0.45
150	Hillcrest Bank	Overland Park	KS	1,890,367	11.20	6.07	5.61	6.96	8.22	146.80	1.02	0.49
151	First National Bank	Savannah	GA	318,422	12.21	5.81	5.80	9.02	10.29	158.37	0.62	0.50
152	Haven Trust Bank Florida	Ponte Vedra Beac	FL	169,753	16.68	4.48	4.16	4.98	6.30	158.87	0.59	0.53
153	Amcore Bank, National Association	Rockford	IL	4,358,923	10.17	2.91	2.83	4.09	6.94	153.22	0.61	0.69
154	Imperial Capital Bank	La Jolla	CA	4,046,888	9.58	3.70	3.83	4.82	6.09	173.83	0.53	0.74
155	Coastal Community Bank	Panama City Beac	FL	383,183	13.81	7.82	7.17	8.76	10.02	147.14	1.60	0.75
156	Nexity Bank	Birmingham	AL	1,051,824	11.59	7.46	5.60	8.67	10.14	122.61	2.61	0.76
157	Lakeside Community Bank	Sterling Heights	MI	65,700	8.08	2.59	2.12	3.21	4.51	131.95	1.24	0.77
158	Premier Bank Minnesota	Farmington	MN	192,495	13.78	7.45	7.19	8.74	10.01	148.45	1.02	0.85
159	Legacy Bank	Scottsdale	AZ	193,676	10.86	4.42	4.05	5.53	6.81	146.54	1.07	0.85
160	First Federal Bank of North Florida	Palatka	FL	444,040	7.86	4.29	3.22	4.97	6.23	136.65	1.98	0.86
161	San Joaquin Bank	Bakersfield	CA	766,359	14.16	6.02	5.03	5.39	7.49	136.62	1.78	0.87		Failed on 10/16/2009
162	Gunnison Valley Bank	Gunnison	UT	77,610	17.02	9.15	9.12	10.90	12.15	163.91	0.91	0.91
163	Bank of Ellijay	Ellijay	GA	179,943	11.32	7.07	5.98	6.77	8.01	130.13	2.21	0.93
164	Red Rock Community Bank	Las Vegas	NV	138,544	10.71	7.21	5.76	7.92	9.18	119.48	2.84	0.96
165	Coastal Bank	Merritt Island	FL	154,934	15.43	7.87	7.87	10.51	11.77	166.50	1.08	1.08
166	Westernbank Puerto Rico	Mayaguez	PR	13,486,847	11.86	7.26	6.32	10.03	11.29	132.82	1.90	1.08
167	The Bank of Miami, National Association	Coral Gables	FL	608,276	15.78	7.78	7.05	9.70	10.98	152.67	1.31	1.08
168	First Heritage Bank	Snohomish	WA	215,108	12.57	5.88	5.89	7.07	8.31	151.94	1.14	1.10
169	Turnberry Bank	Aventura	FL	255,523	12.89	6.55	6.52	9.50	10.76	163.85	1.14	1.10
170	Southwest Community Bank	Springfield	MO	146,475	8.83	3.59	3.43	5.34	6.62	148.71	1.38	1.15
171	Shoreline Bank	Shoreline	WA	127,404	16.22	6.74	6.42	8.44	9.74	147.16	1.27	1.17
172	Enterprise Banking Company	Mcdonough	GA	102,843	13.60	5.52	5.49	6.19	7.47	156.16	1.27	1.17
173	The First National Bank of Gilman	Gilman	IL	38,756	3.91	3.02	3.01	4.79	6.01	103.20	1.18	1.21
174	St. Stephen State Bank	Saint Stephen	MN	24,742	8.91	0.20	0.19	0.23	0.46	116.54	1.24	1.22
175	The Cowlitz Bank	Longview	WA	577,835	10.60	6.49	5.80	8.21	9.48	125.68	1.88	1.22
176	First National Bank in Howell	Howell	MI	345,853	14.15	4.06	3.77	4.76	6.08	146.05	1.37	1.23
177	Security Bank, National Association	North Lauderdale	FL	179,030	15.89	9.10	8.88	13.72	15.00	143.72	2.29	1.24
178	State Bank of Cokato	Cokato	MN	62,222	14.63	7.74	7.89	9.13	10.39	139.85	1.30	1.28
179	Carson River Community Bank	Carson City	NV	49,978	15.39	6.33	6.32	7.28	8.57	144.08	1.29	1.29
180	Charter Bank	Santa Fe	NM	1,251,880	7.16	2.12	0.63	0.97	1.98	109.23	2.75	1.31
181	BankCherokee	Saint Paul	MN	237,034	11.95	6.91	6.66	9.45	10.72	137.22	1.61	1.34
182	Pacific National Bank	San Francisco	CA	2,319,263	5.96	7.19	3.09	3.75	5.12	64.87	5.64	1.36		Failed on 10/30/2009
183	Bayside Savings Bank	Port Saint Joe	FL	86,068	8.04	14.46	4.67	6.78	8.04	50.76	11.82	1.37
184	CenTrust Bank, National Association	Northbrook	IL	124,462	19.84	9.68	9.16	11.45	12.74	152.80	1.51	1.41
185	Ocean Bank	Miami	FL	4,197,979	16.38	7.45	7.17	10.37	11.65	162.47	1.52	1.41
186	The Ohio State Bank	Marion	OH	153,972	6.42	4.15	3.50	5.57	6.83	118.13	2.05	1.44
187	Citizens First Savings Bank	Port Huron	MI	1,820,020	5.47	-0.68	2.01	2.41	3.67	336.43	-1.20	1.50
188	Home Savings of America	Little Falls	MN	470,975	11.33	6.14	5.43	10.98	12.18	168.23	2.29	1.51
189	Beach First National Bank	Myrtle Beach	SC	646,024	10.25	4.98	4.69	6.53	7.80	140.58	1.71	1.52
190	United Central Bank	Garland	TX	2,726,280	15.38	10.25	11.36	15.51	16.61	140.69	1.89	1.53
191	First Bank	West Des Moines	IA	135,061	8.31	4.61	4.52	6.36	7.63	123.12	1.60	1.53
192	Access Bank	Champlin	MN	38,142	8.20	3.44	3.47	4.54	5.81	141.90	1.56	1.57
193	Crescent Bank and Trust Company	Jasper	GA	1,028,761	7.88	3.75	3.66	4.67	5.94	127.24	1.69	1.62
194	First City Bank of Florida	Fort Walton Beac	FL	302,461	9.44	5.31	5.37	7.34	8.60	140.29	1.60	1.63
195	Darby Bank & Trust Co.	Vidalia	GA	908,753	8.84	4.94	3.93	6.39	7.68	117.57	2.72	1.65
196	Heritage Bank	Jonesboro	GA	434,409	10.58	6.60	5.72	7.88	9.14	125.75	2.49	1.67
197	Horizon Bank	Bradenton	FL	207,827	8.34	3.96	4.06	5.59	6.86	134.79	1.57	1.68
198	First Sound Bank	Seattle	WA	225,064	12.80	6.36	6.27	6.82	8.11	126.04	1.83	1.68
199	Security State Bank	Iron River	WI	114,834	17.77	9.36	9.10	11.92	13.22	134.57	1.76	1.69
200	First Lowndes Bank	Fort Deposit	AL	142,976	6.03	2.52	2.32	3.30	4.58	120.38	1.87	1.71
201	LibertyBank	Eugene	OR	855,959	8.54	5.99	4.10	4.99	6.27	97.81	3.68	1.75
202	BC National Banks	Butler	MO	79,994	9.10	4.51	4.29	6.76	8.02	126.10	1.92	1.76
203	Badger State Bank	Cassville	WI	96,615	8.39	5.22	5.07	6.64	7.88	116.88	1.84	1.77
204	The First National Bank of Barnesville	Barnesville	GA	145,207	14.13	7.98	7.86	9.91	11.17	142.15	1.84	1.77
205	Marshall Bank, National Association	Hallock	MN	59,852	6.36	7.24	3.36	4.27	5.55	63.86	5.76	1.78
206	La Jolla Bank, FSB	La Jolla	CA	3,846,895	12.12	8.28	7.34	9.30	11.38	125.34	2.83	1.78
207	Community Capital Bank	Jonesboro	GA	202,109	11.79	8.12	7.22	10.66	11.92	126.47	2.71	1.78
208	Westbridge Bank and Trust	Chesterfield	MO	111,205	8.62	4.08	3.77	4.96	6.23	132.49	1.96	1.79
209	Mainstreet Savings Bank, FSB	Hastings	MI	104,033	6.29	4.68	4.13	6.85	8.10	113.19	2.44	1.86
210	Palos Bank and Trust Company	Palos Heights	IL	525,238	10.18	4.92	5.99	7.00	8.36	150.79	0.64	1.86
211	Statewide Bank	Covington	LA	253,929	6.24	6.06	3.10	4.15	5.31	74.49	4.88	1.87
212	Oxford Bank	Oxford	MI	347,955	8.72	3.73	3.43	4.84	6.12	131.49	2.12	1.90
213	ShoreBank	Chicago	IL	2,545,897	8.82	5.49	4.62	8.33	9.60	119.03	2.79	1.92
214	Earthstar Bank	Southampton	PA	123,972	9.23	5.01	4.85	7.03	8.29	134.83	1.94	1.93
215	Peoples State Bank	Hamtramck	MI	474,295	8.71	5.64	5.37	7.16	8.42	121.23	2.12	1.94
216	Farmers & Merchants Bank	Lakeland	GA	636,886	7.50	4.98	4.26	5.48	8.77	107.87	2.69	1.95
217	Community National Bank	Lino Lakes	MN	42,186	22.75	11.98	11.11	14.28	15.56	157.63	2.16	1.98
218	Northside Bank	Adairsville	GA	135,803	9.05	5.79	5.45	7.35	8.61	122.78	2.16	1.98
219	Sunshine State Community Bank	Port Orange	FL	155,131	11.55	6.16	5.90	8.42	9.70	132.48	2.15	2.01
220	The Bank of Commerce	Sarasota	FL	338,523	9.95	6.92	5.91	7.45	10.54	120.35	3.03	2.03
221	1st Commerce Bank	North Las Vegas	NV	41,184	16.31	9.19	8.41	11.40	12.67	134.53	2.29	2.08
222	Legacy State Bank	Loganville	GA	129,714	13.85	9.26	9.49	14.93	16.19	135.63	2.28	2.11
223	State Bank of Delano	Delano	MN	95,230	13.46	8.59	7.86	10.15	11.42	128.44	2.59	2.13
224	Community Bank and Trust - West Georgia	Lagrange	GA	122,666	13.73	7.97	7.32	10.74	12.00	149.90	2.58	2.16
225	Eurobank	San Juan	PR	2,806,124	7.43	5.67	5.50	8.81	10.06	110.47	2.34	2.16
226	Michigan Commerce Bank	Ann Arbor	MI	1,187,515	10.56	5.02	4.64	5.86	7.15	120.92	2.49	2.17
227	Western Community Bank	Orem	UT	120,371	12.16	7.03	6.97	8.58	9.84	133.29	2.19	2.17
228	First Bank and Trust Company of Illinois	Palatine	IL	362,511	24.77	14.94	14.73	17.43	18.70	152.32	2.24	2.18
229	Oxford Bank & Trust	Oak Brook	IL	652,076	11.66	7.21	7.16	8.94	10.20	141.08	2.34	2.19
230	Citizens State Bank	Hudson	WI	174,791	10.32	6.07	5.19	7.23	8.51	114.84	3.02	2.20
231	1st Financial Bank	Overland Park	KS	106,774	9.53	6.06	4.95	6.82	8.10	111.48	3.21	2.20
232	Elkhart Community Bank	Elkhart	IN	96,550	9.15	6.42	5.02	6.89	8.17	98.76	3.57	2.20
233	Ohio Legacy Bank, National Association	Wooster	OH	173,949	6.88	3.58	3.38	5.77	7.06	109.01	2.37	2.23
234	Putnam State Bank	Palatka	FL	197,547	10.27	6.70	5.35	5.95	7.23	105.73	3.70	2.27
235	Bank of Bartlett	Bartlett	TN	427,598	8.32	6.63	5.24	7.19	8.46	98.62	3.70	2.27
236	Bramble Savings Bank	Milford	OH	48,138	12.37	5.50	5.32	7.78	9.05	163.63	2.37	2.28
237	Patriot Bank of Georgia	Cumming	GA	175,604	9.61	6.12	6.17	7.55	8.81	126.38	2.28	2.28
238	Brickyard Bank	Lincolnwood	IL	204,307	10.24	7.06	6.93	8.78	10.03	125.73	2.47	2.32
239	The Peoples Bank	Winder	GA	470,884	8.05	5.87	5.36	7.84	9.09	110.66	2.81	2.33
240	The Bank of Macks Creek	Macks Creek	MO	25,666	14.97	7.91	7.63	11.24	12.51	150.33	2.42	2.33
241	Bank USA, National Association	Phoenix	AZ	213,205	7.19	10.02	4.23	5.45	6.92	58.50	8.52	2.35		Failed on 10/30/2009
242	Premier Bank Rochester	Rochester	MN	153,103	12.34	8.33	8.16	9.75	11.00	124.25	2.44	2.37
243	Premier Bank	Maplewood	MN	603,303	13.76	8.79	8.79	10.11	11.37	129.53	2.39	2.37
244	WestSide Bank	Hiram	GA	166,533	13.26	8.98	9.00	12.11	13.21	129.32	2.46	2.37
245	Stoneham Savings Bank	Stoneham	MA	425,738	10.20	6.94	5.86	7.96	9.24	107.62	3.38	2.37
246	Patriot Bank	Brooklyn	IA	89,842	7.07	5.75	5.20	6.89	8.14	95.58	2.89	2.38
247	North County Bank	Arlington	WA	362,211	12.72	7.02	7.08	9.32	10.60	132.79	2.37	2.38
248	Beach Community Bank	Fort Walton Beac	FL	693,334	11.19	7.77	7.63	9.93	11.14	128.72	2.55	2.39
249	First Utah Bank	Salt Lake City	UT	358,600	12.46	8.79	7.20	9.50	10.77	112.01	4.06	2.43
250	CreekSide Bank	Woodstock	GA	113,912	11.56	8.28	8.01	10.86	12.12	125.00	2.55	2.45
251	Community First Bank - Chicago	Chicago	IL	60,101	14.22	7.16	6.89	8.44	9.72	133.29	2.68	2.46
252	First Peoples Bank	Port St. Lucie	FL	267,138	8.62	7.69	6.26	8.14	9.40	91.89	3.99	2.47
253	American National Bank	Parma	OH	77,367	3.89	3.59	3.07	3.96	7.20	74.86	2.99	2.49
254	The RiverBank	Wyoming	MN	497,935	12.06	8.16	7.06	8.82	10.09	114.47	3.50	2.50
255	Providence Bank	Alpharetta	GA	126,535	11.95	10.29	8.59	9.77	11.02	104.00	4.59	2.55
256	The Exchange Bank	Skiatook	OK	95,799	8.03	6.96	5.86	8.48	9.74	98.84	3.71	2.58
257	The Peoples Bank	Ewing	VA	101,253	9.89	6.14	6.16	8.86	10.13	119.39	2.47	2.59
258	Old Southern Bank	Orlando	FL	383,632	12.67	9.26	6.95	8.79	10.07	104.15	4.80	2.59
259	Lake Country Community Bank	Morristown	MN	40,176	9.95	6.07	4.61	6.28	7.57	108.32	4.12	2.60
260	First Covenant Bank	Norcross	GA	178,039	11.68	6.47	7.42	8.48	9.73	145.80	1.59	2.61
261	The Village Bank	Saint George	UT	269,403	9.98	7.11	6.53	8.52	9.78	112.48	2.99	2.62
262	Regal Financial Bank	Seattle	WA	155,444	9.43	6.02	5.68	7.32	8.59	110.64	2.80	2.62
263	Citizens National Bank of Springfield	Springfield	MO	316,667	9.60	5.87	5.27	7.77	10.39	115.85	3.12	2.62
264	Arrowhead Community Bank	Glendale	AZ	77,226	13.59	5.58	4.55	6.69	8.02	118.35	3.62	2.65
265	Village Bank	Springfield	MO	95,008	9.22	7.03	7.11	9.01	10.27	106.44	2.63	2.65
266	LandMark Bank of Florida	Sarasota	FL	342,708	7.67	4.67	4.07	4.94	7.25	103.80	3.23	2.66
267	First Commercial Bank of Tampa Bay	Tampa	FL	150,736	12.04	8.63	7.59	10.85	12.11	118.54	3.36	2.66
268	Inter Savings Bank, fsb  D/B/A  Interbank,  fsb	Maple Grove	MN	754,422	6.77	3.92	3.90	5.67	6.93	116.76	2.67	2.66
269	Mountain Pacific Bank	Everett	WA	123,312	16.25	9.10	8.48	12.15	13.41	135.32	2.90	2.67
270	Sunrise Bank of Atlanta	Atlanta	GA	57,529	12.34	7.43	7.21	9.05	10.32	123.65	2.77	2.68
271	Signature Bank	Windsor	CO	91,292	10.92	7.90	7.47	9.82	11.07	121.45	2.89	2.68
272	Allegiance Bank of North America	Bala Cynwyd	PA	148,023	5.25	4.65	4.29	7.24	8.50	89.90	2.90	2.69
273	The Farmers Bank	Lincoln	NE	17,934	7.93	5.76	5.44	8.15	9.41	106.75	3.05	2.69
274	First State Bank of Kiester	Kiester	MN	18,368	6.85	5.55	5.37	8.66	9.91	94.45	2.84	2.70
275	First National Bank of Griffin	Griffin	GA	305,985	11.96	8.70	8.06	11.32	12.58	118.09	3.58	2.71
276	Atlantic Southern Bank	Macon	GA	1,083,259	7.91	6.13	5.69	7.91	9.34	105.71	3.10	2.71
277	Citizens Commerce National Bank	Versailles	KY	344,574	11.43	7.28	7.06	8.75	10.02	115.51	3.02	2.74
278	Albina Community Bank	Portland	OR	216,319	7.63	6.00	5.52	7.74	9.00	98.93	3.15	2.74
279	First Midwest Bank	Centerville	SD	153,907	10.66	5.90	5.38	6.58	7.86	117.64	3.32	2.77
280	Park State Bank & Trust	Woodland Park	CO	95,156	11.73	7.98	7.60	10.61	11.88	121.43	3.15	2.77
281	Adams National Bank	Washington	DC	282,169	18.51	10.12	9.82	12.44	13.72	138.94	2.98	2.77
282	Home Valley Bank	Cave Junction	OR	254,798	10.40	6.96	6.84	8.73	10.00	118.84	2.83	2.77
283	Paragon Bank & Trust	Holland	MI	102,698	10.04	6.62	4.76	6.92	8.22	100.16	4.55	2.78
284	The Palmetto Bank	Laurens	SC	1,425,592	8.43	6.13	5.96	7.48	8.74	109.32	2.88	2.79
285	Community National Bank of Bartow	Bartow	FL	75,045	11.83	6.86	6.49	9.75	11.02	147.10	2.99	2.80
286	Security Savings Bank, F.S.B.	Olathe	KS	570,109	7.77	5.82	5.75	6.91	8.17	102.87	3.05	2.80
287	American Metro Bank	Chicago	IL	99,860	10.50	7.50	7.57	8.82	10.08	120.39	2.87	2.85
288	Canyon National Bank	Palm Springs	CA	262,749	13.14	9.36	9.02	10.57	11.82	121.15	3.00	2.87
289	Metropolitan National Bank	Little Rock	AR	1,533,271	11.54	7.20	6.67	9.08	10.36	116.43	3.25	2.87
290	Eagle Community Bank	Maple Grove	MN	30,648	11.99	8.18	8.17	9.98	11.24	124.29	2.88	2.87
291	Park View Federal Savings Bank	Solon	OH	885,927	9.80	7.26	6.70	8.77	10.03	109.54	3.49	2.88
292	First National Bank Midwest	Oskaloosa	IA	110,130	12.93	9.76	8.30	9.60	10.86	110.57	4.54	2.91
293	Fox River State Bank	Burlington	WI	111,408	11.17	8.22	8.12	9.20	10.47	113.88	2.97	2.91
294	Florida Capital Bank, National Association	Jacksonville	FL	983,515	8.66	6.43	6.24	9.56	10.82	107.78	3.11	2.92
295	Heritage Bank of North Florida	Orange Park	FL	176,065	12.67	8.21	7.45	10.06	11.33	124.92	3.49	2.92
296	American Patriot Bank	Greeneville	TN	123,009	8.02	5.67	4.32	5.47	6.73	93.12	4.28	2.93
297	Croydon Savings Bank	Croydon	PA	12,946	11.88	7.10	6.43	11.49	12.76	133.51	3.64	2.94
298	FirsTier Bank	Louisville	CO	885,143	8.46	5.93	6.14	7.11	8.37	108.87	2.86	2.96
299	SunFirst Bank	Saint George	UT	238,019	13.25	9.15	8.74	11.20	12.47	119.11	3.27	2.97
300	Bank of the Cascades	Bend	OR	2,269,807	8.62	7.03	5.76	7.34	8.61	92.00	4.19	2.97
301	First National Bank & Trust Company in Larned	Larned	KS	36,775	13.98	7.11	5.76	11.06	12.39	113.87	3.78	2.97
302	SouthBank, a Federal Savings Bank	Palm Beach Garde	FL	29,344	6.82	7.29	6.30	13.40	14.66	85.25	4.04	2.98
303	First CornerStone Bank	King Of Prussia	PA	219,510	7.46	6.07	5.86	7.64	8.89	104.39	3.17	2.99
304	Bank of Las Vegas	Las Vegas	NV	74,408	10.69	9.17	6.90	7.75	9.02	89.20	5.47	3.02
305	EvaBank	Eva	AL	426,992	9.34	6.69	6.78	10.01	11.25	116.52	2.96	3.04
306	Sunrise Bank	Cocoa Beach	FL	138,368	8.05	6.85	6.72	9.03	10.28	100.75	3.22	3.05
307	Waterfield Bank	Germantown	MD	196,517	4.08	0.50	4.28	6.97	7.64	439.86	-0.82	3.06
308	Bank of Illinois	Normal	IL	246,993	6.90	5.22	4.05	5.82	7.10	84.47	4.24	3.06
309	Mountain Heritage Bank	Clayton	GA	122,384	10.00	6.97	6.15	8.55	9.82	108.39	3.83	3.08
310	Truman Bank	St. Louis	MO	470,457	12.03	8.66	7.00	8.82	10.10	105.43	4.83	3.09
311	Traverse City State Bank	Traverse City	MI	193,851	6.01	7.44	5.29	7.11	11.95	68.10	5.37	3.12
312	Americana Community Bank	Sleepy Eye	MN	186,009	9.46	5.79	5.37	6.45	7.72	108.89	3.54	3.13
313	First Mariner Bank	Baltimore	MD	1,303,011	5.77	6.22	5.37	6.66	8.42	81.71	4.00	3.15
314	Bank of Florida - Southeast	Fort Lauderdale	FL	527,281	7.79	6.90	5.95	7.15	9.80	90.23	4.18	3.16
315	Emigrant Bank	New York	NY	13,136,964	6.43	6.12	5.58	10.67	11.96	86.57	3.77	3.17
316	Family Bank and Trust Co.	Palos Hills	IL	79,141	9.09	7.39	7.46	10.19	11.44	107.80	3.20	3.22
317	Jefferson Bank	Dallas	TX	345,254	6.46	5.93	5.59	8.34	9.60	91.02	3.54	3.23
318	Synergy Bank, S.S.B.	Mckinney	TX	158,678	9.20	10.63	8.19	12.15	12.95	82.41	5.97	3.26
319	Great Florida Bank	Coral Gables	FL	1,716,557	9.83	7.13	6.52	9.85	11.14	105.62	3.88	3.31
320	Los Padres Bank	Solvang	CA	1,055,803	5.56	4.77	6.34	6.09	6.73	103.37	2.04	3.37
321	State Central Bank	Keokuk	IA	263,250	9.43	8.46	7.85	9.53	10.79	92.37	3.99	3.38
322	First Arizona Savings, A FSB	Scottsdale	AZ	344,798	10.48	9.69	8.05	13.91	15.17	98.93	5.21	3.41
323	Independence Federal Savings Bank	Washington	DC	166,801	7.52	5.95	6.09	10.49	11.74	111.99	3.30	3.45
324	Peoples National Bank	Colorado Springs	CO	182,728	10.82	8.87	7.84	10.89	12.16	99.40	4.53	3.46
325	First Tuskegee Bank	Tuskegee	AL	76,935	10.25	8.71	8.62	12.39	13.31	109.57	3.61	3.52
326	First Choice Bank	Geneva	IL	209,271	8.73	7.16	6.91	8.86	10.13	102.54	3.88	3.56
327	Bartow County Bank	Cartersville	GA	433,195	7.41	6.04	5.90	8.76	10.02	97.78	3.69	3.56
328	The Farmers Bank	Forsyth	GA	72,455	8.94	11.56	6.51	8.75	10.03	64.16	8.84	3.57
329	Saigon National Bank	Westminster	CA	67,302	10.01	5.82	6.52	7.46	8.76	101.83	3.22	3.57
330	Appalachian Community Bank, F.S.B.	Mc Caysville	GA	92,802	8.75	6.66	6.66	9.31	10.57	107.42	3.57	3.57
331	The Bank of Georgia	Peachtree City	GA	441,700	6.96	6.10	5.53	7.35	8.68	86.09	4.15	3.58
332	First Central Savings Bank	Glen Cove	NY	712,593	7.57	6.41	6.40	8.19	9.45	97.29	3.59	3.59
333	Heritage Banking Group	Carthage	MS	262,896	6.39	6.56	6.50	8.29	9.19	87.96	3.65	3.59
334	Wakulla Bank	Crawfordville	FL	474,643	9.07	6.87	6.09	8.17	9.44	97.71	4.26	3.61
335	Southshore Community Bank	Apollo Beach	FL	48,299	8.98	11.04	6.55	7.83	9.10	67.61	8.23	3.61
336	Eastside Commercial Bank	Conyers	GA	221,212	10.58	8.28	8.07	10.14	11.40	107.60	3.74	3.62
337	Banks of Wisconsin	Kenosha	WI	241,186	6.41	5.88	5.11	7.38	8.64	82.43	4.38	3.63
338	Bank of Jackson County	Graceville	FL	37,821	7.41	7.56	7.60	10.59	11.35	91.36	3.62	3.64
339	1st Pacific Bank of California	San Diego	CA	393,001	5.24	6.43	5.07	5.74	8.37	65.29	5.00	3.68
340	Bank of Lenox	Lenox	GA	35,727	6.76	6.70	6.84	9.64	10.84	89.61	3.60	3.69
341	First Banking Center	Burlington	WI	941,108	6.98	5.34	5.56	8.04	9.31	95.76	3.43	3.71
342	Western Springs National Bank and Trust	Western Springs	IL	240,366	8.84	7.38	7.50	9.35	10.60	103.74	3.67	3.72
343	First Guaranty Bank and Trust Company of Jacksonville	Jacksonville	FL	449,724	12.94	9.49	8.56	10.29	11.56	110.44	4.67	3.72
344	The Union Bank	Marksville	LA	243,045	10.52	8.35	7.64	10.66	11.93	100.06	4.40	3.77
345	Holladay Bank & Trust	Salt Lake City	UT	65,203	19.86	11.14	11.63	14.28	15.58	135.28	3.62	3.79
346	Bank of Florida - Tampa Bay	Tampa	FL	252,150	8.93	7.17	5.96	6.96	8.24	89.13	5.00	3.79
347	Park National Bank	Chicago	IL	4,680,881	8.44	7.88	6.61	7.71	9.03	88.70	4.95	3.81		Failed on 10/30/2009
348	First National Bank of Central Florida	Winter Park	FL	469,974	7.04	8.45	7.24	10.36	11.61	74.34	4.95	3.83
349	Nevada Commerce Bank	Las Vegas	NV	223,628	5.54	5.89	5.54	8.88	10.16	74.47	4.18	3.84
350	Western Commercial Bank	Woodland Hills	CA	119,667	8.35	8.85	8.57	9.95	11.21	81.92	4.09	3.89
351	Northwest Georgia Bank	Ringgold	GA	586,256	6.23	6.69	6.71	10.48	12.29	81.91	3.97	3.90
352	Pacific State Bank	Stockton	CA	384,616	6.76	6.19	6.26	7.93	9.18	88.36	3.78	3.92
353	Doral Bank	San Juan	PR	8,959,060	7.86	5.55	6.53	12.30	13.57	111.42	2.95	3.93
354	Eagle Valley Bank, National Association	St. Croix Falls	WI	202,178	6.16	7.46	6.58	8.82	10.07	72.25	4.96	3.94
355	Community Bank of the South	Smyrna	GA	385,273	7.89	6.44	6.20	7.86	9.10	92.06	4.16	3.95
356	Eastside  Commercial  Bank, National Association	Bellevue	WA	61,492	6.59	5.11	4.77	6.59	7.88	75.24	4.25	3.96
357	Community Bank and Trust - Alabama	Union Springs	AL	101,831	8.24	7.57	7.08	11.71	12.96	95.05	4.48	3.97
358	Satilla Community Bank	Saint Marys	GA	158,243	6.33	5.87	5.36	8.39	9.65	80.75	4.39	3.98
359	Home Federal Bank of Hollywood	Hallandale Beach	FL	82,994	10.56	9.04	8.99	11.78	12.98	106.13	4.04	3.99
360	Security State Bank of Kenyon	Kenyon	MN	60,480	8.51	8.48	8.13	9.60	10.86	85.42	4.30	3.99
361	Columbia Savings Bank	Cincinnati	OH	57,728	14.86	8.21	8.01	12.10	13.37	148.50	4.11	4.00
362	Prime Security Bank	Karlstad	MN	92,945	9.15	7.86	7.43	8.75	10.01	98.10	4.35	4.01
363	Bay Bank	Theodore	AL	100,171	8.78	8.23	7.74	10.85	12.11	94.86	4.76	4.04
364	Business Bank	Burlington	WA	121,767	11.51	8.92	7.99	10.30	11.57	104.13	4.80	4.04
365	Freedom Bank	Columbia Falls	MT	66,812	9.35	8.25	8.33	9.53	10.78	96.29	4.02	4.06
366	Clarkston State Bank	Clarkston	MI	116,887	6.13	5.09	4.45	5.30	6.58	76.03	4.70	4.07
367	Decatur First Bank	Decatur	GA	241,427	6.50	6.96	6.88	9.77	10.79	81.39	4.22	4.09
368	Rosemount National Bank	Rosemount	MN	40,711	9.15	8.26	7.01	10.05	11.32	85.19	5.34	4.10
369	Premier Bank	Denver	CO	80,099	5.58	6.16	6.07	8.82	10.07	75.18	4.05	4.11
370	Viking Bank	Seattle	WA	632,098	8.70	7.17	6.97	8.97	10.24	94.13	4.30	4.12
371	Prime Alliance Bank	Woods Cross	UT	141,564	13.97	10.64	10.38	11.49	12.75	109.56	4.53	4.12
372	Saehan Bank	Los Angeles	CA	829,245	7.61	6.41	3.65	4.99	6.31	65.55	6.91	4.13
373	Manatee River Community Bank	Palmetto	FL	152,659	4.67	5.49	5.45	8.44	9.33	75.87	4.17	4.13
374	Bay National Bank	Baltimore	MD	297,388	5.06	6.42	4.98	6.94	8.21	59.48	5.58	4.14
375	Bank Midwest, National Association	Kansas City	MO	4,103,789	12.09	7.34	6.90	9.74	11.06	100.61	4.61	4.14
376	Sterling Bank	Lantana	FL	371,541	7.36	6.32	6.54	8.56	11.22	89.83	3.88	4.14
377	The University National Bank of Lawrence	Lawrence	KS	106,065	18.13	9.57	9.11	14.82	16.13	131.22	4.37	4.15
378	Innovative Bank	Oakland	CA	252,575	5.86	9.29	6.38	8.16	9.42	47.03	7.14	4.17
379	The Park Avenue Bank	Valdosta	GA	1,249,760	9.60	7.50	6.38	8.73	10.02	89.75	5.28	4.18
380	First Community Bank	Taos	NM	2,883,693	9.33	6.16	5.75	7.91	9.21	92.28	4.58	4.18
381	Fidelity Bank	Dearborn	MI	1,040,324	7.15	5.37	5.50	6.29	7.57	88.22	4.08	4.18
382	Allegiance Community Bank	Tinley Park	IL	181,282	11.55	10.73	9.20	10.18	11.39	94.65	5.90	4.22
383	De Witt State Bank	De Witt	NE	37,975	5.76	7.28	6.20	8.38	9.62	70.03	5.30	4.24
384	Parkway Bank and Trust Company	Harwood Heights	IL	2,641,386	8.96	8.64	8.27	9.51	10.92	93.39	4.66	4.25
385	Border Trust Company	Augusta	ME	84,326	5.33	6.79	6.20	9.65	10.95	62.07	4.85	4.26
386	Golden Security Bank	Rosemead	CA	168,653	9.83	8.44	8.31	10.31	11.56	99.84	4.33	4.26
387	Riverside Bank of Central Florida	Winter Park	FL	148,029	3.39	5.05	5.12	7.90	9.15	56.97	4.21	4.26
388	Second Federal Savings and Loan Association of Chicago	Chicago	IL	249,655	9.73	7.25	7.19	9.77	11.02	115.85	4.50	4.28
389	Waukegan Savings Bank	Waukegan	IL	102,251	4.71	6.40	6.04	11.50	12.70	67.37	4.62	4.29
390	Magyar Bank	New Brunswick	NJ	565,386	7.06	6.95	7.11	9.76	11.01	86.32	4.17	4.29
391	SUNRISE BANK OF ALBUQUERQUE	Albuquerque	NM	79,733	7.64	7.87	7.11	8.87	10.13	80.82	5.10	4.29
392	Minnwest Bank Metro	Eagan	MN	347,333	7.00	8.27	7.20	9.89	11.14	73.14	5.36	4.29
393	Anchor Mutual Savings Bank	Aberdeen	WA	616,407	7.46	7.16	6.68	9.20	10.46	84.68	4.73	4.30
394	Old Harbor Bank	Clearwater	FL	270,291	4.35	6.99	5.66	7.70	8.95	54.05	5.68	4.30
395	Oconee State Bank	Watkinsville	GA	291,229	9.77	8.77	8.23	12.27	13.53	94.44	4.73	4.31
396	Mellon United National Bank	Miami	FL	2,071,700	14.90	8.87	7.42	9.37	10.68	107.49	5.77	4.32
397	Lake Area Bank	Lindstrom	MN	311,215	7.64	8.22	7.03	9.09	10.35	79.96	5.55	4.34
398	Mission Oaks National Bank	Temecula	CA	206,158	11.17	8.74	8.15	10.60	11.87	98.72	4.84	4.35
399	Professional Business Bank	Pasadena	CA	311,795	7.45	6.65	5.65	6.49	7.77	75.09	5.28	4.36
400	COMMUNITY BANK OF THE CUMBERLANDS	Jamestown	TN	121,872	3.18	4.14	4.03	5.19	6.45	51.60	4.46	4.36
401	Riverland Bank	Jordan	MN	47,600	9.29	8.73	8.59	10.12	11.38	89.33	4.49	4.36
402	The Bank of Currituck	Moyock	NC	202,103	12.40	9.72	9.40	13.38	14.64	109.31	4.68	4.38
403	First East Side Savings Bank	Tamarac	FL	104,927	14.52	10.79	10.56	15.97	17.22	118.59	4.66	4.39
404	First Bank of Jacksonville	Jacksonville	FL	90,961	8.30	8.80	7.76	9.77	11.02	83.20	5.59	4.40
405	AnchorBank, fsb	Madison	WI	4,639,906	6.25	4.34	4.28	6.32	7.62	77.90	4.50	4.43
406	Metro Bank of Dade County	Miami	FL	469,984	8.64	7.68	7.22	9.98	11.25	87.35	4.85	4.43
407	Citizens Bank of Northern California	Nevada City	CA	387,923	10.76	8.67	7.26	8.65	9.94	86.77	6.03	4.47
408	Select Bank	Grand Rapids	MI	107,236	11.05	9.01	8.36	11.06	12.33	99.17	4.96	4.49
409	CB&T Bank of Middle Georgia	Warner Robins	GA	562,354	8.28	7.16	6.73	9.31	10.59	85.69	4.91	4.49
410	First Federal Bank of California, a Federal Savings Bank	Santa Monica	CA	6,143,903	9.24	4.25	4.25	7.59	8.91	112.35	4.50	4.50
411	Grand Timber Bank	Mcgregor	MN	46,790	14.06	10.93	10.54	13.50	14.75	111.98	4.79	4.51
412	Central Bank of Georgia	Ellaville	GA	325,915	7.50	7.75	7.33	10.05	11.31	85.09	4.79	4.52
413	The Equitable Bank, S.S.B.	Wauwatosa	WI	493,979	7.68	8.20	7.37	10.49	11.75	80.37	5.37	4.52
414	Woodlands Bank	Bluffton	SC	375,419	3.68	5.81	4.95	6.32	7.57	51.33	5.39	4.52
415	Colombo Bank	Rockville	MD	169,267	6.88	7.82	7.72	10.75	11.23	84.13	4.63	4.53
416	Surety Bank	Deland	FL	137,525	7.15	7.41	7.34	8.95	10.21	82.75	4.67	4.53
417	First Commercial Bank	Gideon	MO	220,872	8.13	8.57	7.89	10.59	11.85	80.55	5.31	4.57
418	PlantersFIRST	Cordele	GA	353,699	10.51	8.63	8.04	10.63	11.91	93.83	5.12	4.58
419	Emigrant Savings Bank - Long Island	Westbury	NY	517,098	8.07	6.37	7.37	15.03	15.83	119.54	3.63	4.58
420	Capitol City Bank & Trust Company	Atlanta	GA	322,172	5.65	6.58	6.51	7.59	8.84	71.60	4.70	4.59
421	Flagstar Bank, FSB	Troy	MI	14,776,049	9.21	6.29	6.39	10.78	12.06	107.30	4.50	4.60
422	Community Bank  Plymouth	Plymouth	MN	60,805	4.67	5.58	5.45	6.04	7.30	58.82	4.71	4.60
423	The Citizens Bank of Edmond	Edmond	OK	321,628	9.42	6.70	7.61	10.17	11.44	108.15	3.63	4.61
424	The Bank of Soperton	Soperton	GA	44,139	10.14	9.01	8.44	14.36	15.64	92.08	5.20	4.61
425	The National Bank of Harvey	Harvey	ND	57,691	7.65	8.61	7.74	13.86	15.13	76.67	5.21	4.61
426	TIB Bank	Naples	FL	1,717,052	5.11	7.98	5.98	8.22	9.49	53.80	6.64	4.61
427	One Georgia Bank	Atlanta	GA	250,502	11.22	9.74	9.14	11.07	12.23	94.11	5.19	4.63
428	BankUnited	Coral Gables	FL	11,285,287	10.36	8.93	8.80	45.86	45.89	116.09	4.78	4.64
429	ProGrowth Bank	Nicollet	MN	154,064	5.55	6.10	6.74	9.16	10.42	76.83	4.03	4.65
430	The Community Bank, A Massachusetts Cooperative Bank	Brockton	MA	360,225	5.91	6.88	6.34	8.78	10.04	71.36	5.17	4.66
431	Desert Community Bank	Las Vegas	NV	107,249	7.36	7.60	6.93	8.12	9.39	73.24	5.52	4.68
432	Town & Country Bank	Leawood	KS	90,988	14.45	10.68	8.89	11.39	12.67	103.75	6.48	4.68
433	Liberty Savings Bank, F.S.B.	Wilmington	OH	1,400,375	5.40	7.24	6.69	10.89	12.14	66.03	5.26	4.69
434	Delanco Federal Savings Bank	Delanco	NJ	138,198	7.53	7.97	7.61	11.36	12.61	84.09	5.08	4.69
435	West Coast Bank	Lake Oswego	OR	2,649,223	7.81	7.78	7.64	9.49	10.75	84.45	4.81	4.69
436	Communityone Bank, National Association	Asheboro	NC	2,202,313	8.07	7.78	7.26	8.77	10.86	83.17	5.22	4.69
437	The Coastal Bank of Georgia	Brunswick	GA	637,406	8.00	6.94	6.82	8.96	10.23	88.34	4.87	4.70
438	Frontier Bank	Rock Rapids	IA	162,334	3.55	6.32	6.16	8.45	9.36	50.91	4.85	4.70
439	Bank of Granite	Granite Falls	NC	1,008,376	5.80	5.90	5.62	7.19	8.47	70.06	4.97	4.74
440	First Financial Bank	Bessemer	AL	220,907	10.61	9.53	9.00	11.46	12.72	95.03	5.28	4.75
441	First Community Bank of America	Pinellas Park	FL	561,845	5.59	7.20	6.56	9.22	10.48	66.54	5.43	4.76
442	First Federal Bank	Harrison	AR	748,588	10.26	9.61	8.53	12.04	13.30	90.67	5.93	4.76
443	Emigrant Savings Bank - Brooklyn/Queens	Brooklyn	NY	778,731	6.83	6.19	7.13	16.71	17.41	105.18	3.85	4.76
444	The Harvard State Bank	Harvard	IL	250,649	5.84	9.58	8.04	11.26	11.77	58.84	6.51	4.78
445	First Citizens Bank of Georgia	Dawsonville	GA	117,623	11.56	8.70	8.28	10.65	11.92	104.23	5.08	4.80
446	Virginia Business Bank	Richmond	VA	154,736	3.61	4.71	4.12	5.67	8.17	46.76	5.45	4.83
447	Frontenac Bank	Earth City	MO	459,834	9.68	8.34	7.66	9.62	10.89	90.28	5.56	4.84
448	Pacific Mercantile Bank	Costa Mesa	CA	1,108,618	6.64	8.12	7.33	9.33	10.58	68.64	5.49	4.85
449	Independent National Bank	Ocala	FL	199,281	6.03	7.54	6.84	9.75	11.00	70.16	5.54	4.85
450	Merchants Bank of Alabama	Cullman	AL	250,848	5.90	7.33	7.17	9.36	10.50	71.84	5.01	4.85
451	Garden City Bank	Garden City	MO	92,939	11.34	10.52	8.45	11.02	12.32	84.95	7.24	4.88
452	Central Arizona Bank	Casa Grande	AZ	88,347	6.63	6.48	5.49	6.86	8.15	67.80	5.88	4.88
453	Georgia Trust Bank	Buford	GA	158,734	7.28	7.72	7.87	9.56	10.82	80.07	4.77	4.88
454	Idaho First Bank	Mccall	ID	71,798	5.44	6.72	6.70	7.79	9.04	65.13	4.95	4.91
455	Gulf Coast Bank and Trust Company	New Orleans	LA	1,062,390	4.15	6.07	6.23	9.87	11.12	59.53	4.80	4.91
456	Bay Bank	Green Bay	WI	111,608	10.48	10.17	9.63	11.41	12.54	85.54	5.49	4.91
457	Savings Bank of Maine	Gardiner	ME	915,810	11.01	6.74	4.37	5.05	6.39	79.03	7.25	4.91
458	First United Bank	Crete	IL	474,000	5.49	6.87	6.69	9.46	10.72	66.26	5.12	4.93
459	Tamalpais Bank	San Rafael	CA	694,241	11.27	6.77	6.46	7.95	9.24	106.73	5.19	4.93
460	National Bank of Tennessee	Newport	TN	190,475	5.67	6.84	6.78	10.03	11.28	70.03	4.96	4.95
461	Williamsburg First National Bank	Kingstree	SC	139,797	10.21	8.25	7.83	11.57	12.85	97.13	5.38	4.96
462	Northpointe Bank	Grand Rapids	MI	282,301	7.40	5.28	5.48	8.01	9.30	85.54	4.77	4.96
463	Ideal Federal Savings Bank	Baltimore	MD	6,318	9.12	4.80	4.77	6.43	7.67	89.72	5.00	4.97
464	HarVest Bank of Maryland	Rockville	MD	223,337	5.46	7.96	6.87	10.07	11.11	63.16	6.14	4.97
465	Summit Bank	Prescott	AZ	105,580	6.06	7.23	7.12	9.52	10.78	69.62	5.06	4.99
466	Atlanta Business Bank	Atlanta	GA	360,994	8.58	8.16	8.72	10.31	11.57	91.20	4.54	5.00
467	Preferred Bank	Los Angeles	CA	1,412,115	10.88	9.66	8.94	10.07	11.34	89.51	5.79	5.00
468	Community Bank of Florida, Inc.	Homestead	FL	580,436	8.45	9.21	8.79	10.93	12.11	83.10	5.41	5.00
469	ShoreBank, Pacific	Ilwaco	WA	230,553	6.13	7.50	7.46	11.77	13.02	72.14	5.07	5.01
470	Aliant Bank	Alexander City	AL	1,003,643	5.77	7.48	6.51	8.95	10.22	61.12	6.04	5.02
471	Southern Commerce Bank, National Association	Tampa	FL	245,212	11.14	14.62	9.05	17.74	19.08	61.90	11.50	5.04
472	Georgia Heritage Bank	Dallas	GA	86,613	10.22	9.31	9.14	11.03	12.28	96.34	5.27	5.04
473	Cornerstone Bank	Wilson	NC	199,090	6.55	7.93	7.14	9.41	10.67	69.46	5.83	5.05
474	Prosperity Bank	Saint Augustine	FL	980,894	4.26	6.70	5.98	8.43	10.42	52.41	5.79	5.05
475	Bank of the Lakes, National Association	Owasso	OK	189,091	6.27	8.50	8.02	9.16	10.41	63.43	5.46	5.06
476	Banco Bilbao Vizcaya  Argentaria Puerto Rico	San Juan	PR	5,651,138	6.14	9.08	6.85	8.95	12.73	56.72	7.36	5.06
477	The Bank of Perry	Perry	GA	119,722	6.50	7.11	7.14	8.76	10.02	74.74	5.00	5.06
478	South Carolina Community Bank	Columbia	SC	95,399	5.98	7.46	6.90	9.20	10.47	67.61	5.63	5.06
479	Park State Bank	Duluth	MN	31,369	4.08	6.60	6.63	8.95	10.21	52.06	5.04	5.07
480	Signature Bank of Georgia	Sandy Springs	GA	233,435	8.33	7.58	7.45	10.19	11.47	85.36	5.22	5.07
481	United Bank & Trust Company	Versailles	KY	760,605	4.14	9.10	6.16	9.98	11.24	40.07	8.07	5.08
482	Armed Forces Bank, National Association	Fort Leavenworth	KS	777,629	17.48	13.16	10.61	22.27	23.62	100.15	7.22	5.08
483	Parkway Bank	Rogers	AR	116,659	12.88	10.95	9.17	12.45	13.73	92.33	6.90	5.08
484	Advantage Bank	Loveland	CO	454,763	8.01	8.56	8.30	10.92	12.18	81.86	5.27	5.08
485	Capital  Bank, SSB	El Paso	TX	119,579	5.57	7.14	6.88	10.70	11.96	68.15	5.32	5.10
486	Butte Community Bank	Chico	CA	552,261	6.86	8.07	7.04	7.82	9.08	67.35	6.14	5.10
487	Midwest Bank and Trust Company	Elmwood Park	IL	3,534,404	6.08	8.75	6.24	8.88	10.17	54.72	7.63	5.10
488	Security Bank of Kansas City	Kansas City	KS	904,780	6.43	11.51	7.65	9.65	10.90	51.11	9.18	5.10
489	First Community Bank of Southwest Florida	Fort Myers	FL	303,834	4.83	8.57	6.43	7.52	8.77	49.36	7.25	5.11
490	Community Central Bank	Mount Clemens	MI	548,886	6.74	7.66	6.77	9.03	10.30	68.23	6.04	5.12
491	McHenry Savings Bank	Mchenry	IL	287,715	3.98	6.25	6.19	9.98	10.93	57.94	5.15	5.12
492	CenterBank of Jacksonville, National Association	Jacksonville	FL	180,830	11.30	13.61	9.92	12.07	13.33	73.82	8.90	5.13
493	First Western Bank	Booneville	AR	283,546	6.56	8.42	8.00	10.38	11.26	72.01	5.50	5.13
494	Community Banks of Colorado	Greenwood Villag	CO	1,818,350	6.66	6.64	6.19	8.05	9.34	69.98	5.58	5.14
495	Western Heritage Bank	Las Cruces	NM	40,460	3.60	6.33	6.09	10.23	11.47	49.93	5.34	5.14		New Management
496	Home Loan Investment Bank, F.S.B.	Warwick	RI	215,393	12.85	8.98	9.07	13.38	14.65	115.79	5.33	5.14
497	The State Bank	Fenton	MI	361,298	6.05	5.63	5.74	7.12	8.40	69.53	5.04	5.15
498	VisionBank of Iowa	West Des Moines	IA	90,260	11.40	9.21	8.37	11.19	12.47	92.43	5.74	5.15
499	Anderson Brothers Bank	Mullins	SC	475,820	5.91	7.48	7.50	9.13	10.28	70.22	5.18	5.16
500	Atlantic Coast Bank	Waycross	GA	946,613	4.05	6.64	6.38	10.38	11.64	53.53	5.43	5.16
501	First Commercial Bank of Florida	Orlando	FL	686,872	7.28	7.00	6.91	8.14	11.54	80.79	5.26	5.18
502	First Chicago Bank & Trust	Itasca	IL	1,288,999	10.56	11.88	7.68	9.23	10.52	68.86	9.74	5.18
503	The Black Earth State Bank	Black Earth	WI	45,066	7.79	7.13	7.07	11.85	13.14	83.41	5.24	5.18
504	Citizens Union Bank of Shelbyville	Shelbyville	KY	689,115	8.19	9.46	8.52	10.13	11.39	76.37	6.27	5.18
505	Bank of Choice	Greeley	CO	1,177,815	7.58	10.08	7.36	9.12	10.39	61.86	7.96	5.18
506	RCSBank	New London	MO	56,011	7.20	7.80	7.64	10.52	11.79	75.03	5.34	5.18
507	New Horizons Bank	East Ellijay	GA	124,389	7.49	7.85	7.67	9.60	10.86	79.13	5.35	5.18
508	Edgebrook Bank	Chicago	IL	85,812	7.56	7.46	7.39	11.03	12.28	86.10	5.24	5.21
509	Bank of Belton	Belton	MO	51,837	8.54	9.62	8.30	11.35	12.61	77.08	6.63	5.21
510	Citizens First National Bank	Princeton	IL	1,286,861	4.25	9.76	7.36	10.38	11.25	41.01	7.74	5.22
511	Monroe Bank & Trust	Monroe	MI	1,441,761	5.65	7.53	7.06	9.82	11.08	64.09	5.70	5.22
512	Home Savings Bank	Salt Lake City	UT	146,242	8.11	8.40	8.29	10.58	11.83	84.38	5.30	5.22
513	Sterling Bank	Mount Laurel	NJ	390,731	4.77	7.87	6.32	8.34	9.60	49.79	6.81	5.22
514	Public Savings Bank	Huntingdon Valle	PA	53,346	6.74	8.74	7.59	11.69	12.81	71.77	6.67	5.22
515	PremierWest Bank	Medford	OR	1,713,494	7.52	12.19	7.20	8.44	9.72	51.49	10.42	5.23
516	Alliant Bank	Sedgwick	KS	14,682	9.09	7.97	7.58	11.48	12.77	83.48	5.57	5.23
517	State Bank in Eden Valley	Eden Valley	MN	31,296	7.51	8.67	8.55	11.69	12.98	76.79	5.36	5.23
518	Community Federal Savings Bank	Woodhaven	NY	64,773	4.89	8.30	7.91	9.78	10.58	55.18	5.64	5.24
519	First Federal Savings and Loan Association of Hammond	Hammond	IN	49,997	10.00	9.38	9.35	17.03	17.25	105.33	5.29	5.26
520	Vision Bank	Panama City	FL	874,001	18.93	12.63	11.47	13.84	15.14	111.58	6.54	5.27
521	Community Bank of Central Wisconsin	Colby	WI	139,886	7.27	10.52	7.73	9.36	10.61	60.29	8.18	5.27
522	First State Bank	Danville	VA	27,787	8.05	6.56	6.19	10.21	11.51	85.02	5.63	5.27
523	West Michigan Community Bank	Hudsonville	MI	152,045	5.23	6.84	6.33	7.79	9.06	57.58	5.74	5.27
524	Valley Bank and Trust	Brighton	CO	239,195	5.74	8.56	7.61	9.16	10.31	60.33	6.25	5.28
525	Lake Community Bank	Long Lake	MN	152,753	8.99	9.23	9.11	12.46	13.72	83.98	5.31	5.28
526	Minnwest Bank South	Tracy	MN	229,829	6.59	8.55	8.13	9.51	10.70	68.90	5.70	5.28
527	Community Bank of the Ozarks	Sunrise Beach	MO	67,105	8.47	8.43	8.32	11.41	12.66	87.56	5.40	5.28
528	TransCapital Bank	Hallandale Beach	FL	237,675	15.70	13.21	13.32	15.32	16.46	110.57	5.23	5.28
529	Union State Bank	Pell City	AL	300,417	9.72	9.45	8.87	13.14	14.40	86.60	5.84	5.29
530	Norstates Bank	Waukegan	IL	627,300	10.52	8.74	7.61	9.64	10.93	84.42	6.44	5.30
531	Millennium Bank, National Association	Reston	VA	254,473	8.80	5.41	7.12	9.64	10.91	106.13	3.36	5.30
532	First South Bank	Spartanburg	SC	453,701	9.98	8.49	8.55	9.86	12.37	96.31	5.25	5.30
533	State Bank of Park Rapids	Park Rapids	MN	104,523	6.48	9.16	8.01	12.23	13.48	63.76	6.46	5.31
534	North Star Bank	Roseville	MN	264,979	7.52	8.54	7.91	10.71	11.98	72.75	5.92	5.32
535	Progress Bank of Florida	Tampa	FL	131,207	6.99	11.97	7.25	9.15	10.41	51.12	10.20	5.32
536	Summit Community Bank, Inc	Moorefield	WV	1,564,467	5.75	7.82	7.67	10.06	11.23	66.04	5.47	5.32
537	Columbia Community Bank	Hillsboro	OR	378,431	7.29	7.95	7.62	9.40	10.65	72.52	5.60	5.33
538	Community South Bank	Parsons	TN	687,148	5.68	7.93	7.72	13.39	14.65	63.75	5.53	5.33
539	Heartland Bank	Leawood	KS	189,630	9.04	9.99	8.04	10.66	12.80	71.18	7.42	5.33
540	Texas National Bank	Mercedes	TX	70,061	9.26	10.84	8.91	12.01	13.28	72.35	7.61	5.33
541	Plantation Federal Bank	Pawleys Island	SC	676,849	5.55	7.49	7.46	9.49	10.49	67.14	5.37	5.34
542	Border State Bank	Greenbush	MN	348,227	7.32	9.06	8.39	9.44	10.70	69.85	6.00	5.36
543	Chinatrust Bank (U.S.A.)	Torrance	CA	2,102,152	10.71	9.18	8.77	12.09	13.37	90.91	5.61	5.38
544	UNION CREDIT BANK	Miami	FL	154,172	5.48	7.72	6.86	8.29	9.55	59.55	6.18	5.38
545	Spivey State Bank	Swainsboro	GA	94,454	4.84	10.26	7.38	9.94	11.09	43.62	8.39	5.40
546	Highland Community Bank	Chicago	IL	121,513	7.73	9.70	8.42	12.09	13.35	67.86	6.74	5.40
547	State Bank of Countryside	Countryside	IL	970,860	9.01	8.89	8.60	11.17	12.44	82.61	5.66	5.40
548	First State Bank of Red Bud	Red Bud	IL	96,946	5.94	8.43	6.34	11.60	12.89	55.61	7.51	5.41
549	Currie State Bank	Currie	MN	45,809	6.50	8.06	8.08	9.33	10.41	72.20	5.41	5.41
550	Patriot Bank	Trinity	FL	128,409	5.93	8.86	6.41	7.08	8.33	53.13	7.92	5.41
551	INSOUTH Bank	Brownsville	TN	383,799	5.75	9.16	7.13	9.71	10.96	56.24	7.46	5.42
552	Lydian Private Bank	Palm Beach	FL	2,083,092	5.30	5.28	6.15	9.37	11.15	78.18	4.54	5.42
553	RELIANCE BANK	Athens	AL	147,204	5.57	8.03	7.61	10.55	11.80	62.25	5.80	5.42
554	Oceanside Bank	Jacksonville Bea	FL	327,801	4.04	6.02	5.91	8.97	10.23	54.96	5.55	5.43
555	Independent Banker's Bank of Florida	Lake Mary	FL	508,984	6.79	7.23	6.74	11.90	13.19	67.99	5.89	5.43
556	The Bank of Canton	Canton	MA	747,931	3.15	6.39	6.30	9.04	10.26	43.76	5.50	5.43
557	Highland Bank	Saint Michael	MN	550,902	5.35	8.48	7.48	9.41	10.66	55.73	6.47	5.44
558	Sterling Savings Bank	Spokane	WA	11,320,279	6.53	7.26	6.84	9.26	10.57	67.75	5.85	5.44
559	St. Charles Bank & Trust Company	Saint Charles	IL	259,635	4.26	8.99	7.38	9.89	13.59	43.96	7.18	5.44
560	Firstbank of Puerto Rico	Santurce	PR	20,068,255	9.08	9.11	8.49	11.87	13.08	80.32	6.10	5.47
561	Horry County State Bank	Loris	SC	776,015	3.51	6.74	6.72	9.47	10.58	46.83	5.55	5.48
562	Pine River Valley Bank	Bayfield	CO	191,912	4.26	7.59	7.24	10.71	11.68	51.67	5.82	5.48
563	Security State Bank	Scott City	KS	146,387	10.03	10.63	8.78	10.25	11.50	74.58	7.41	5.48
564	Savanna-Thomson State Bank	Thomson	IL	77,412	5.41	10.93	7.50	9.24	11.35	44.59	9.14	5.50
565	Bank of Whitman	Colfax	WA	773,565	5.59	6.91	6.91	8.28	9.55	63.13	5.48	5.51
566	Macatawa Bank	Holland	MI	1,978,811	6.13	6.91	6.70	8.05	9.32	65.65	5.72	5.51
567	American Founders Bank, Inc.	Lexington	KY	436,443	5.62	11.40	7.16	9.26	10.53	43.48	9.89	5.51
568	Eastern Federal Bank	Norwich	CT	180,384	4.15	6.92	6.88	9.15	10.27	53.50	5.56	5.52
569	New York National Bank	Bronx	NY	133,923	5.06	8.81	7.03	9.55	10.81	50.05	7.40	5.52
570	Royal Bank America	Narberth	PA	1,273,397	8.33	6.69	8.80	12.19	13.46	97.85	3.41	5.52
571	Capital Community Bank	Provo	UT	131,682	14.77	11.50	11.58	14.22	15.48	112.04	5.49	5.53
572	Downers Grove National Bank	Westmont	IL	257,983	7.38	7.94	7.63	9.84	11.11	72.53	5.81	5.56
573	ACB Bank	Cherokee	OK	62,256	6.81	9.47	9.40	12.36	13.35	66.82	5.75	5.56
574	First State Bank	Wilmot	SD	40,517	9.78	8.35	9.06	12.26	13.52	93.93	4.71	5.58
575	Capitol National Bank	Lansing	MI	226,973	9.27	7.30	6.95	9.08	10.37	83.34	5.86	5.58
576	Highland Commercial Bank	Marietta	GA	147,265	7.11	8.26	8.09	10.40	11.66	73.74	5.74	5.58
577	Charter National Bank and Trust	Hoffman Estates	IL	114,061	5.95	8.71	8.24	11.08	12.05	62.91	5.94	5.59
578	Monterey County Bank	Monterey	CA	279,684	8.59	9.47	9.04	13.39	14.64	81.54	5.92	5.59
579	American Bank of St. Paul	Saint Paul	MN	630,130	5.81	8.78	6.61	8.17	9.45	51.72	7.79	5.60
580	Integra Bank National Association	Evansville	IN	3,251,530	6.62	8.86	6.71	9.06	10.34	58.61	7.77	5.60
581	First Commercial Bank	Bloomington	MN	368,466	10.61	9.71	9.75	10.96	12.22	91.42	5.58	5.60
582	CornerstoneBank	Atlanta	GA	468,731	4.49	7.03	6.98	8.67	10.04	56.69	5.65	5.60
583	Bank of Alpena	Alpena	MI	83,310	6.52	7.92	7.39	11.52	12.78	69.08	6.12	5.62
584	Black Mountain Community Bank	Henderson	NV	173,361	5.57	7.98	7.55	8.78	10.04	59.33	6.14	5.63
585	First Bank	Creve Coeur	MO	10,637,430	7.40	8.64	7.20	8.91	10.19	65.08	7.14	5.63
586	First State Bank and Trust	Tonganoxie	KS	325,205	5.11	8.02	7.13	9.14	11.97	54.76	6.55	5.64
587	Westbury Bank	West Bend	WI	654,590	5.54	8.61	7.96	10.82	11.54	60.79	6.41	5.64
588	First Federal Savings and Loan Association of Pekin	Pekin	IL	28,428	2.92	6.77	6.58	11.38	12.01	40.95	5.85	5.66
589	Cascade Bank	Everett	WA	1,646,434	8.21	9.70	8.94	11.60	12.86	73.22	6.51	5.66
590	United Midwest Savings Bank	De Graff	OH	270,408	13.48	10.36	10.32	14.53	15.79	111.05	5.70	5.66
591	Peoples Bank & Trust Co.	Troy	MO	403,915	4.68	7.36	7.25	8.82	10.07	54.82	5.77	5.66
592	White Rock Bank	Cannon Falls	MN	150,288	6.33	8.21	7.89	9.65	10.90	65.62	5.99	5.67
593	Northeast Security Bank	Sumner	IA	111,814	5.80	10.62	8.15	10.87	11.92	50.95	8.26	5.67
594	Advantage Bank	Cambridge	OH	889,621	6.88	8.19	7.79	11.75	13.01	71.69	6.03	5.68
595	Profinium Financial, Inc.	Truman	MN	333,869	5.54	8.77	7.38	9.68	10.94	53.52	7.09	5.69
596	Guthrie County State Bank	Panora	IA	100,553	3.50	7.69	7.09	10.44	11.56	41.65	6.36	5.69
597	Home National Bank	Blackwell	OK	712,422	9.77	9.92	9.04	11.20	12.47	80.02	6.58	5.70
598	CommunitySouth Bank and Trust	Easley	SC	439,232	5.42	6.64	6.50	8.88	10.16	60.27	5.91	5.70
599	Peoples Bank of Commerce	Cambridge	MN	356,481	7.98	9.74	9.11	10.67	11.92	72.58	6.31	5.71
600	FIRST STATE BANK OF THE FLORIDA KEYS	Key West	FL	792,354	3.34	6.74	6.52	11.35	12.60	43.39	5.93	5.72
601	CapitalBank	Greenwood	SC	765,486	8.05	8.93	7.62	9.92	11.20	69.77	7.07	5.72
602	Shore Community Bank	Toms River	NJ	220,064	6.23	8.33	8.21	12.13	13.36	67.82	5.84	5.72
603	First Personal Bank	Orland Park	IL	190,847	4.00	7.34	7.07	9.22	10.47	48.07	5.99	5.73
604	Farmers Exchange Bank	Louisville	AL	190,693	4.81	7.74	7.73	9.87	11.12	55.11	5.74	5.73
605	The Four County Bank	Allentown	GA	81,480	4.09	5.62	5.53	7.30	8.58	48.93	5.82	5.73
606	First Capital Bank	Marianna	FL	53,529	12.73	12.03	11.82	14.73	15.97	96.69	5.91	5.73
607	Bank of Auburn Hills	Auburn Hills	MI	36,125	9.67	7.18	6.37	8.31	9.61	82.80	6.47	5.74
608	Summit Bank & Trust	Broomfield	CO	99,724	6.74	9.18	8.56	11.40	12.65	66.62	6.49	5.74
609	Emigrant Savings Bank - Bronx/Westchester	Bronx	NY	1,043,667	3.70	6.19	6.94	19.53	20.13	57.87	4.98	5.74
610	Lake Region Bank	New London	MN	100,410	4.79	8.83	7.59	9.83	11.08	48.80	6.99	5.74
611	Liberty Federal Savings Bank	Enid	OK	178,525	9.46	10.14	10.14	12.47	13.66	85.19	5.75	5.75
612	MidCountry Bank	Marion	IL	903,271	7.15	9.62	7.57	10.48	11.75	60.72	7.89	5.75
613	Bank of North Georgia	Alpharetta	GA	5,536,918	8.37	8.25	8.02	9.87	11.14	77.24	6.03	5.75
614	Integrity Bank & Trust	Monument	CO	108,979	8.41	9.55	9.31	11.48	12.73	79.53	5.95	5.76
615	Bank of Nevada	Las Vegas	NV	2,936,420	5.88	8.95	6.92	8.29	12.09	51.97	7.86	5.77
616	First National Bank of Southern California	Riverside	CA	224,819	8.86	9.72	9.11	11.21	12.47	77.17	6.34	5.77
617	SunSouth Bank	Dothan	AL	261,382	5.35	7.78	7.71	9.99	11.24	59.84	5.85	5.78
618	First United Bank and Trust Company	Durant	OK	2,127,448	6.02	9.54	8.37	10.31	11.43	57.75	7.05	5.78
619	Jasper Banking Company	Jasper	GA	255,599	5.31	7.78	7.72	11.04	12.29	60.29	5.85	5.79
620	Baylake Bank	Sturgeon Bay	WI	1,046,305	4.84	8.86	7.33	9.76	11.02	47.47	7.37	5.80
621	Coastal Community Bank	Everett	WA	280,212	7.79	8.03	8.29	10.08	11.34	77.69	5.62	5.80
622	Golden State Bank	Upland	CA	161,850	6.08	8.02	7.99	9.87	11.13	65.16	5.82	5.80
623	Paramount Bank	Farmington Hills	MI	280,805	4.51	6.14	6.11	7.56	8.82	53.79	5.83	5.81
624	Winfield Community Bank	Winfield	IL	70,730	5.96	8.54	8.51	11.42	12.28	64.91	5.84	5.81
625	Thayer County Bank	Hebron	NE	64,890	5.89	8.57	7.90	10.65	11.90	61.91	6.51	5.82
626	COREFIRST BANK & TRUST	Topeka	KS	1,370,696	3.26	6.93	6.68	9.90	11.15	41.75	6.08	5.82
627	Bank of Shorewood	Shorewood	IL	140,854	5.46	8.08	7.50	8.90	10.16	58.26	6.39	5.82
628	American Trust & Savings Bank of Whiting, Indiana	Whiting	IN	122,530	3.96	8.36	6.93	12.46	13.72	41.76	7.26	5.84
629	The Huntington National Bank	Columbus	OH	51,988,299	4.47	6.07	6.48	7.46	11.75	55.73	5.45	5.84
630	BNC National Bank	Phoenix	AZ	902,029	5.22	6.64	6.53	8.94	12.46	58.24	5.95	5.84
631	Rocky Mountain Bank & Trust Florence	Florence	CO	202,451	6.65	7.01	8.38	9.29	10.42	82.50	4.36	5.85
632	Nantahala Bank & Trust Company	Franklin	NC	215,452	3.46	7.16	6.63	8.31	12.17	41.33	6.38	5.85
633	Asian Bank of Arizona	Phoenix	AZ	40,203	5.08	6.49	6.38	8.03	9.30	56.57	5.97	5.86
634	South Georgia Bank	Glennville	GA	133,106	4.94	7.84	7.67	10.00	11.25	55.66	5.99	5.86
635	Huntingdon Valley Bank	Huntingdon Valle	PA	134,934	4.38	7.72	7.44	10.91	11.65	53.19	6.16	5.88
636	Lakeview Bank	Lakeville	MN	64,375	6.38	9.73	8.12	10.00	11.25	57.01	7.54	5.88
637	NewDominion Bank	Charlotte	NC	566,362	3.97	7.48	7.07	8.61	12.04	46.12	6.31	5.88
638	Cornerstone Community Bank	Saint Petersburg	FL	323,883	4.97	7.59	7.32	8.99	10.24	55.62	6.16	5.89
639	Pilsen State Bank, Lincolnville, Kansas	Lincolnville	KS	14,008	4.35	6.28	5.82	6.82	8.10	44.98	6.36	5.89
640	Sevier County Bank	Sevierville	TN	407,725	9.78	10.52	10.20	12.68	13.93	84.13	6.08	5.89
641	First National Bank of Illinois	Lansing	IL	408,042	7.44	9.32	8.69	11.79	13.05	69.35	6.53	5.89
642	Superior Bank	Birmingham	AL	3,206,862	6.07	8.88	8.32	10.02	11.27	63.26	6.48	5.90
643	CBC NATIONAL BANK	Fernandina Beach	FL	480,875	7.20	10.94	8.52	12.90	14.16	58.73	8.40	5.90
644	Pointbank	Pilot Point	TX	327,379	3.68	7.92	7.12	10.12	11.37	41.62	6.72	5.91
645	The First National Bank of Elk River	Elk River	MN	400,565	5.87	11.58	8.55	14.16	15.32	46.69	9.06	5.91
646	Farmers State Bank	Lumpkin	GA	53,188	5.18	7.53	7.78	11.15	12.39	60.28	5.66	5.92
647	Mid America Bank & Trust Company	Dixon	MO	99,174	5.39	10.68	8.13	10.40	11.64	46.42	8.60	5.92
648	Security State Bank of Lewiston	Lewiston	MN	69,924	6.22	8.25	7.62	10.67	11.94	61.63	6.50	5.93
649	First National Bank	Fort Collins	CO	2,260,132	9.26	9.33	7.63	10.18	12.96	70.88	7.69	5.94
650	Legacy Bank	Hinton	OK	464,549	4.86	8.53	8.13	9.81	10.64	52.60	6.29	5.94
651	American Bank	Rockville	MD	565,587	6.26	8.62	8.63	12.50	13.09	68.49	5.92	5.94
652	Southport Bank	Kenosha	WI	465,725	7.75	8.23	8.28	9.77	11.04	74.57	5.91	5.95
653	First Security Bank & Trust Company	Norton	KS	89,046	7.13	10.23	8.57	14.01	15.22	59.95	7.65	5.95
654	BankHaven	Haven	KS	22,983	5.38	9.35	7.12	11.20	12.47	47.91	8.23	5.95
655	LegacyTexas Bank	Plano	TX	1,727,745	5.04	8.20	7.74	9.93	11.18	54.09	6.41	5.95
656	1st Regents Bank	Andover	MN	88,226	8.78	8.99	8.77	10.50	11.76	78.24	6.20	5.96
657	Security Federal Bank	Aiken	SC	981,712	3.67	7.71	7.11	11.24	12.49	42.79	6.57	5.96
658	St Tammany Homestead Savings and Loan Association	Covington	LA	104,662	6.50	9.07	9.02	14.15	14.78	68.77	6.06	5.96
659	American Chartered Bank	Schaumburg	IL	2,794,535	4.77	7.93	7.67	9.57	10.83	52.55	6.25	5.96
660	Bank Iowa	Altoona	IA	156,744	5.22	8.70	7.41	12.22	13.45	52.01	7.06	5.98
661	The Bank of Elk River	Elk River	MN	490,868	4.99	8.28	7.82	9.53	10.78	53.09	6.47	5.98
662	Paragon National Bank	Memphis	TN	300,634	7.26	9.07	8.49	11.76	13.01	70.20	6.56	5.98
663	Espirito Santo Bank	Miami	FL	540,497	3.45	7.07	7.01	12.44	13.43	45.14	6.00	5.99
664	United Security Bank	Fresno	CA	722,866	12.54	12.29	11.19	12.10	13.32	87.84	7.19	5.99
Last updated by Obseedian on 12/17/2009
Changes:
7/27/2008
- Revised NPA and Texas Ratio to exclude US government guaranteed non-performing assets
- Excluded banks with Texas Ratio < 40.
8/1/2008
- Changed calculation of Effective Tier 1 Leverage Ratio and Effective Equity/Assets to use different loss estimate depending on loan type