HELOC, Comm. RE & Construction Loan Exposure as of 09/30/2011

Notes:
Source: FDIC SDI (http://www4.fdic.gov/SDI/main.asp)                      
Texas Ratio = 100 * (Non-performing Assets + Other REO) / (Equity + Loss Reserves)                
Effective Tier 1 Leverage Ratio = 100 * (Tier 1 capital + loss reserves - LGD estimate) / (average assets - ineligible intangibles - LGD Estimate + loss reserves)  
Where LGD Estimate = NPA_1st liens * 0.4 + NPA_HELOC * 0.8 + NPA_construction_loans * 0.6 + NPA_farm * 0.6 + NPA_commercial_RE * 0.6 +  
NPA_commercial/industrial * 0.8 + NPA_consumer * 0.6 + NPA_other * 0.8  
Constr/Tier1 = (Construction Loans + Foreclosed Construction) / Tier 1 Capital                  
HELOC/Tier1 = (HELOCs + 2nd Mortgages) / Tier 1 Capital                      
Comm RE/Tier1 = (Commercial Real Estate + Foreclosed Comm. RE) / Tier 1 Capital                  
Combined Exposure = Sum of the above three                      
Combined Delinquency = (Loans past due 30+ days + Non-accrual loans + foreclosed assets for constr/HELOC/Comm RE) / Total constr/HELOC/Comm RE loans    
Delinq/Tier1 = The above as a percentage of Tier 1 capital                      
Banks with total assets of $1 billion or more                      
Higlighted banks have either failed (black), closed voluntarily or have been acquired (grey)                
Ordered by Delinq/Tier 1                      
Forum discourse regarding this list on TickerForum.org                      
Rank Name State Total Assets (000s) Texas Ratio Core Lev. Ratio Eff. Lev Ratio Constr/ Tier1 HELOC/ Tier1 Comm RE/ Tier1 Combined Exposure Combined Delinquency Delinq/ Tier1
1 Community Banks of Colorado CO 1,280,964 266.4 1.64 -3.22 1172.5 274.8 1125.4 2572.6 23.46 603.44
2 U. S. Century Bank FL 1,500,209 141.5 4.54 1.67 246.4 122.6 862.4 1231.4 28.17 346.89
3 Mile High Banks CO 1,042,659 171.0 3.31 0.18 541.0 12.9 1259.6 1813.5 17.22 312.34
4 Tennessee Commerce Bank TN 1,184,915 272.9 0.95 -3.02 887.8 92.9 2143.3 3124.0 9.37 292.58
5 Metropolitan National Bank AR 1,118,310 218.1 5.57 -2.65 285.7 54.6 389.1 729.5 29.41 214.55
6 Great Florida Bank FL 1,192,419 187.4 4.67 -0.35 240.9 82.7 404.6 728.2 27.03 196.82
7 United Central Bank TX 2,612,603 134.6 9.28 2.12 92.0 1.3 427.8 521.2 36.31 189.25
8 AnchorBank, fsb WI 3,202,732 137.4 4.16 2.01 132.8 123.3 474.6 730.6 23.95 174.95
9 Reliance Bank MO 1,060,282 108.8 6.82 2.98 129.5 23.1 639.8 792.4 21.89 173.45
10 First Mariner Bank MD 1,197,822 141.6 3.42 1.23 216.2 492.7 769.8 1478.7 11.62 171.80
11 Armed Forces Bank, National Association KS 2,006,593 136.7 15.44 3.79 156.0 4.7 100.5 261.2 64.89 169.48
12 Citizens First National Bank IL 1,069,526 123.6 5.29 1.43 145.5 70.7 410.4 626.6 24.95 156.32
13 Ocean Bank FL 3,400,218 138.2 4.71 1.35 152.5 51.1 634.9 838.5 18.37 154.05
14 Bank of Hampton Roads VA 2,162,346 97.7 6.06 3.74 241.7 108.8 370.0 720.5 19.66 141.63
15 CNLBank FL 1,412,255 75.3 5.64 2.94 233.6 34.9 564.2 832.7 16.01 133.35
16 First National Bank TX 3,674,024 121.5 9.15 3.33 195.8 0.6 318.9 515.3 25.70 132.43
17 Centrue Bank IL 1,005,831 86.9 5.85 3.71 99.1 92.3 431.5 622.9 20.01 124.64
18 The Brand Banking Company GA 1,224,345 91.9 10.01 5.63 214.0 58.7 139.6 412.3 29.54 121.80
19 Parkway Bank and Trust Company IL 2,314,723 95.1 9.18 4.71 161.9 8.3 529.4 699.6 17.40 121.71
20 First Federal Savings Bank of Elizabethtown KY 1,223,161 87.1 5.95 3.52 122.7 85.3 485.3 693.2 16.11 111.69
21 Scotiabank de Puerto Rico PR 6,856,107 111.4 7.82 1.43 54.0 13.9 148.0 215.9 49.83 107.57
22 Southern Bank and Trust Company NC 2,043,827 88.6 12.78 6.69 70.5 74.8 274.8 420.0 25.29 106.20
23 HomeStreet Bank WA 2,297,919 84.4 5.64 4.02 262.2 132.6 325.9 720.6 14.46 104.23
24 Old Second National Bank IL 1,949,921 90.4 9.52 6.13 54.4 96.3 397.6 548.2 17.90 98.11
25 Urban Partnership Bank IL 1,330,858 137.5 9.92 3.27 143.8 5.2 59.7 208.8 46.62 97.34
26 Ameris Bank GA 3,021,523 92.9 10.46 5.52 91.3 26.5 268.9 386.6 25.10 97.06
27 Northbrook Bank and Trust Company IL 1,970,189 110.0 6.98 2.29 68.0 115.4 247.9 431.3 22.24 95.92
28 INLAND BANK & TRUST IL 1,325,207 81.7 9.54 4.87 98.8 46.6 398.0 543.4 17.61 95.70
29 Banco Popular de Puerto Rico PR 28,712,000 96.6 7.85 3.82 48.1 9.6 266.6 324.3 28.93 93.83
30 Community & Southern Bank GA 2,217,161 94.4 14.20 7.38 59.7 9.3 131.1 200.1 45.29 90.63
31 Bridgeview Bank Group IL 1,373,326 106.1 8.72 3.36 117.6 59.1 314.5 491.2 18.15 89.14
32 PremierWest Bank OR 1,300,255 70.8 8.80 6.20 97.2 21.6 417.1 535.9 15.53 83.24
33 Johnson Bank WI 4,142,397 64.4 5.10 4.86 162.4 169.4 486.6 818.5 10.10 82.65
34 FSGBANK, National Association TN 1,121,882 80.4 6.42 4.19 97.0 114.6 285.2 496.9 16.54 82.19
35 BankTrust AL 2,116,735 73.5 10.24 7.16 164.4 26.5 181.8 372.7 21.62 80.57
36 CertusBank, National Association SC 1,820,113 87.4 13.76 7.25 92.4 20.5 108.4 221.3 36.40 80.55
37 State Bank and Trust Company GA 2,675,356 91.5 14.13 7.40 90.4 16.1 193.5 300.0 26.84 80.52
38 BankAtlantic FL 3,707,309 90.0 8.29 5.28 76.2 185.9 174.8 436.9 18.05 78.88
39 Amboy Bank NJ 2,311,079 82.8 12.23 9.18 203.7 40.2 128.8 372.8 21.05 78.46
40 Capital Bank, National Association FL 6,602,735 61.0 13.82 7.73 99.8 58.4 273.3 431.5 17.92 77.31
41 Hillcrest Bank, National Association KS 1,285,535 72.6 16.12 9.36 146.4 0.5 71.7 218.6 34.46 75.34
42 The Palmetto Bank SC 1,249,995 68.3 8.41 6.53 110.3 61.8 375.0 547.2 13.75 75.22
43 Superior Bank, National Association FL 2,534,417 68.9 11.62 6.36 101.5 43.0 192.0 336.5 22.21 74.76
44 Monroe Bank & Trust MI 1,245,061 82.2 5.91 4.13 40.0 65.7 431.4 537.2 13.85 74.40
45 First American Bank IA 1,425,818 51.6 5.52 5.02 95.8 59.9 413.4 569.1 13.04 74.23
46 Summit Community Bank, Inc WV 1,456,938 66.0 8.68 6.07 116.9 53.6 298.4 468.9 15.04 70.51
47 Macatawa Bank MI 1,514,356 62.8 8.23 6.64 116.0 82.4 333.5 531.9 13.17 70.07
48 The Home Savings and Loan Company OH 2,074,393 76.4 8.13 5.84 64.9 98.2 178.1 341.2 20.42 69.66
49 Citizens Financial Bank IN 1,169,403 58.7 8.87 6.69 34.7 56.7 285.5 376.9 18.09 68.20
50 Iberiabank LA 11,446,077 61.1 9.00 6.01 63.1 61.8 223.4 348.4 19.44 67.73
51 Whidbey Island Bank WA 1,676,965 60.1 10.46 7.60 84.2 46.4 317.5 448.0 14.99 67.16
52 Bank of the Ozarks AR 3,922,671 63.7 11.01 7.75 158.5 14.1 253.4 425.9 15.68 66.77
53 First Place Bank OH 2,871,482 63.1 6.03 5.70 85.7 171.5 451.2 708.4 8.98 63.64
54 Doral Bank PR 7,072,079 75.1 8.55 6.15 61.5 34.6 107.7 203.8 30.05 61.24
55 Florida Community Bank, National Association FL 3,513,967 66.9 12.40 8.03 49.6 10.6 142.8 203.0 29.67 60.25
56 Republic Bank of Chicago IL 1,410,956 55.1 9.45 7.94 99.0 49.3 274.5 422.7 14.16 59.86
57 PBI Bank KY 1,574,293 56.6 8.57 7.49 106.7 31.9 326.2 464.7 12.82 59.60
58 The Suffolk County National Bank of Riverhead NY 1,522,482 51.3 8.50 7.57 46.4 79.3 319.2 444.9 13.36 59.44
59 Citizens South Bank NC 1,098,951 55.4 9.53 7.42 117.0 98.3 255.8 471.0 12.53 59.00
60 SCBT National Association SC 3,932,737 56.2 8.93 6.73 126.1 89.1 339.2 554.4 10.56 58.57
61 MB Financial Bank, National Association IL 9,868,557 42.3 10.08 7.58 49.5 42.2 174.9 266.6 21.82 58.18
62 Bank of North Carolina NC 2,196,410 63.6 7.57 5.36 169.8 72.9 446.3 689.0 8.42 58.03
63 First Bank NC 3,301,527 57.7 10.17 7.27 140.1 79.0 209.6 428.7 13.45 57.65
64 Colony Bank GA 1,142,997 44.8 9.13 7.62 73.1 17.2 284.5 374.8 15.22 57.04
65 Yadkin Valley Bank and Trust Company NC 2,044,915 45.7 7.58 6.65 158.5 134.2 367.2 659.9 8.63 56.97
66 Pacific Mercantile Bank CA 1,006,907 48.5 9.61 8.16 44.0 21.1 335.8 401.0 14.09 56.52
67 Renasant Bank MS 4,130,969 45.4 9.29 6.70 114.8 58.9 301.0 474.8 11.89 56.47
68 Talmer Bank and Trust MI 2,150,963 56.1 12.58 9.46 21.6 41.7 187.7 251.0 21.16 53.11
69 Guaranty Bank WI 1,205,587 24.7 5.37 7.17 25.8 804.7 16.1 846.5 6.23 52.76
70 CB&S Bank, Inc. AL 1,267,012 44.2 10.52 8.17 82.7 25.7 134.2 242.6 21.65 52.52
71 Customers Bank PA 1,862,889 59.5 8.13 5.92 48.6 38.0 144.6 231.2 22.33 51.62
72 Great Western Bank SD 8,175,282 26.4 9.06 6.92 67.9 52.3 257.1 377.3 13.28 50.11
73 American Chartered Bank IL 2,357,374 48.8 7.71 6.54 55.4 97.3 393.4 546.1 9.13 49.86
74 First Bank MO 6,750,870 50.2 8.22 7.12 69.9 74.3 238.7 382.9 12.92 49.48
75 RBC Bank (USA) NC 27,884,586 33.6 10.15 9.44 81.6 141.6 169.8 393.0 12.45 48.94
76 SpiritBank OK 1,270,027 60.6 8.54 6.22 165.2 7.1 205.8 378.1 12.93 48.89
77 First Financial Bank, National Association OH 6,330,047 51.4 9.03 7.42 43.2 89.2 299.4 431.8 11.05 47.72
78 Sun National Bank NJ 3,231,314 34.7 9.57 8.64 39.3 92.5 416.3 548.1 8.64 47.33
79 EVB VA 1,071,686 27.1 7.22 7.80 89.0 147.8 283.0 519.8 9.10 47.30
80 MetroBank, National Association TX 1,111,510 32.8 11.42 10.78 60.0 0.0 444.4 504.4 9.32 47.02
81 THE National Bank IL 1,132,665 23.8 8.46 7.68 54.0 19.5 261.3 334.8 14.01 46.89
82 American Bank of Texas TX 1,136,171 43.0 13.69 11.63 136.6 3.5 185.8 325.9 14.22 46.33
83 CharterBank GA 1,170,897 57.4 10.68 7.61 88.5 19.9 312.1 420.4 10.88 45.73
84 Southern Community Bank and Trust NC 1,543,475 55.6 8.76 7.24 87.1 86.9 271.4 445.4 10.23 45.55
85 Essex Bank VA 1,071,682 48.2 9.03 7.44 98.2 63.2 213.5 374.9 12.05 45.19
86 United Bank GA 1,050,853 45.6 9.34 8.07 93.2 44.5 192.6 330.3 13.58 44.84
87 Capmark Bank UT 6,229,177 55.1 29.22 22.19 15.2 0.0 151.2 166.4 26.76 44.52
88 Preferred Bank CA 1,260,873 51.3 12.49 10.34 105.7 2.0 258.0 365.6 12.07 44.14
89 First International Bank & Trust ND 1,056,942 34.8 8.34 7.64 57.1 27.6 180.7 265.4 16.60 44.05
90 Firstbank of Puerto Rico PR 13,461,555 83.5 8.24 5.97 34.5 8.9 283.0 326.3 13.46 43.92
91 Merchants and Farmers Bank MS 1,579,630 38.9 8.00 6.86 82.6 41.9 357.0 481.5 8.94 43.03
92 The Stillwater National Bank and Trust Company OK 2,244,220 46.2 14.88 13.11 112.3 5.8 280.4 398.5 10.73 42.77
93 Gibraltar Private Bank & Trust Co. FL 1,644,139 65.8 9.08 7.03 80.1 99.1 163.0 342.2 12.43 42.55
94 Southwest Securities , FSB TX 1,329,138 41.4 10.36 10.17 73.0 11.0 301.6 385.7 10.91 42.07
95 Enterprise Bank & Trust MO 3,360,371 34.7 7.11 6.41 120.5 29.9 415.4 565.8 7.36 41.63
96 Patriot Bank TX 1,261,911 52.6 9.36 7.57 147.0 7.7 262.0 416.7 9.87 41.12
97 First United Bank & Trust MD 1,426,147 36.3 9.49 8.43 114.6 63.1 200.0 377.6 10.86 41.00
98 First Bank TN 2,065,811 33.2 8.57 7.98 78.2 108.4 206.9 393.5 10.38 40.85
99 First-Citizens Bank & Trust Company NC 20,721,767 39.2 9.51 8.40 57.2 123.2 322.3 502.7 8.08 40.63
100 MERCANTIL COMMERCEBANK, NATIONAL ASSOCIATION FL 6,755,900 39.0 8.94 7.55 37.1 17.8 141.3 196.2 20.62 40.45
101 First Security Bank of Missoula MT 1,091,579 31.0 10.42 9.77 64.9 53.2 240.1 358.1 11.04 39.53
102 Pacific Western Bank CA 5,480,122 27.4 9.85 9.77 46.8 16.5 426.7 490.0 7.98 39.08
103 Fidelity Bank GA 2,106,362 34.9 9.38 8.57 61.0 31.4 200.2 292.6 13.29 38.88
104 Old National Bank IN 8,791,930 37.4 7.08 5.41 31.2 73.5 171.3 275.9 14.06 38.81
105 City Bank TX 1,999,923 40.6 9.51 8.31 116.2 6.3 269.6 392.0 9.78 38.35
106 Lakeside Bank IL 1,105,335 39.1 11.85 11.21 55.4 39.2 456.7 551.3 6.94 38.24
107 First American Bank IL 2,785,250 37.6 8.91 8.51 17.5 203.6 145.5 366.6 10.40 38.14
108 Alpine Bank CO 2,284,756 33.0 10.24 9.78 135.9 106.9 218.4 461.2 8.25 38.04
109 Great Southern Bank MO 3,428,639 37.9 9.03 7.98 97.7 22.5 224.9 345.1 10.90 37.62
110 First Interstate Bank MT 7,277,622 28.2 8.15 7.73 77.1 61.1 229.4 367.6 10.22 37.57
111 The Bank NJ 2,072,729 24.2 9.28 9.78 48.4 105.8 374.2 528.4 7.06 37.32
112 Centennial Bank AR 3,606,745 37.5 11.41 9.95 125.7 22.3 237.3 385.3 9.62 37.05
113 HomeTrust Bank NC 1,610,468 36.0 8.57 8.04 99.3 124.5 174.1 397.9 9.26 36.86
114 Capital City Bank FL 2,498,446 33.0 10.03 8.72 83.6 88.2 201.0 372.8 9.81 36.56
115 BancorpSouth Bank MS 13,198,983 29.8 8.51 7.98 100.1 63.8 261.8 425.7 8.56 36.46
116 VIST Bank PA 1,466,476 29.3 6.88 6.29 82.1 124.0 448.3 654.4 5.53 36.16
117 Tri Counties Bank CA 2,487,229 32.6 10.46 9.91 23.2 162.2 309.1 494.4 7.27 35.94
118 Bank of Nevada NV 2,852,967 31.7 9.45 9.30 66.4 27.1 348.9 442.4 8.10 35.83
119 The National Republic Bank of Chicago IL 1,292,490 30.4 10.29 9.57 82.2 11.5 692.2 785.9 4.55 35.76
120 Oriental Bank and Trust PR 6,936,266 49.2 9.13 7.42 9.2 7.5 71.3 88.0 40.46 35.62
121 Sterling Savings Bank WA 9,186,562 31.2 10.83 10.42 40.5 40.1 248.1 328.7 10.82 35.58
122 First United Bank and Trust Company OK 2,029,688 30.9 8.43 7.53 73.7 21.3 261.8 356.7 9.97 35.55
123 BankFinancial, FSB IL 1,632,496 41.8 10.91 9.42 16.6 55.6 188.3 260.5 13.58 35.38
124 Guaranty Bank and Trust Company CO 1,690,477 29.3 10.82 10.49 73.5 36.9 316.8 427.1 8.28 35.35
125 Columbia State Bank WA 4,759,273 30.0 11.22 9.77 36.8 37.3 230.7 304.8 11.39 34.72
126 Hinsdale Bank & Trust Company IL 1,509,404 11.1 9.03 8.92 61.2 76.2 238.8 376.2 9.10 34.25
127 Bank of the Sierra CA 1,348,172 30.2 13.21 11.95 37.3 46.5 165.9 249.8 13.71 34.23
128 Far East National Bank CA 1,567,943 25.6 16.05 15.99 24.4 23.9 166.9 215.3 15.73 33.86
129 Central Pacific Bank HI 4,121,024 34.0 12.42 12.82 50.2 29.6 137.1 216.9 15.51 33.64
130 Baylake Bank WI 1,052,832 29.2 8.53 7.89 64.4 58.7 364.3 487.4 6.87 33.48
131 Cape Bank NJ 1,078,921 33.0 9.70 8.35 16.9 40.7 339.5 397.1 8.43 33.47
132 Mechanics Bank CA 2,932,423 33.5 10.29 9.30 55.0 44.1 301.3 400.4 8.36 33.46
133 Hawthorn Bank MO 1,151,992 35.0 10.56 9.29 60.5 19.5 276.8 356.8 9.33 33.30
134 LegacyTexas Bank TX 1,615,290 26.1 9.15 8.85 110.5 5.4 358.0 473.9 6.94 32.89
135 Heartland Bank and Trust Company IL 1,914,910 33.8 10.69 8.96 97.4 47.3 210.8 355.5 9.21 32.75
136 1st United Bank FL 1,242,555 20.0 8.94 8.58 31.7 53.5 362.0 447.1 7.32 32.74
137 North Shore Bank, FSB WI 1,790,098 43.8 10.11 8.23 43.9 134.2 28.9 207.0 15.76 32.64
138 Banco Bilbao Vizcaya  Argentaria Puerto Rico PR 4,868,824 46.0 8.27 7.21 35.4 2.2 156.5 194.0 16.75 32.51
139 Glacier Bank MT 1,358,326 30.3 12.69 12.54 85.9 84.7 129.7 300.3 10.76 32.32
140 Standard Bank and Trust Company IL 2,192,352 24.3 8.38 8.51 93.7 80.4 465.3 639.4 5.05 32.26
141 CenterState Bank of Florida, National Associati FL 1,923,351 36.9 8.01 7.12 62.4 47.1 270.5 379.9 8.46 32.14
142 The PrivateBank and Trust Company IL 11,989,640 30.3 9.89 9.38 57.9 26.0 292.3 376.2 8.51 32.02
143 First State Bank Central Texas TX 1,100,305 25.0 10.74 9.98 81.9 0.6 198.7 281.3 11.07 31.12
144 Intervest National Bank NY 1,977,754 36.4 10.62 9.61 7.1 0.0 420.0 427.1 7.25 30.99
145 Orrstown Bank PA 1,512,118 20.7 8.27 8.64 93.2 91.6 265.1 449.9 6.85 30.80
146 Pulaski Bank MO 1,308,292 41.3 10.18 9.06 64.8 169.9 211.2 445.9 6.90 30.78
147 The Lorain National Bank OH 1,169,645 27.3 8.81 8.39 54.6 129.3 290.2 474.2 6.49 30.77
148 Santa Barbara Bank & Trust, National Associatio CA 5,840,886 31.4 10.93 8.77 29.9 53.1 257.8 340.8 8.96 30.53
149 Synovus Bank GA 27,898,808 29.0 10.45 10.34 111.8 62.8 255.5 430.2 7.10 30.53
150 Mountain West Bank ID 1,092,272 27.7 12.99 13.31 91.0 64.8 133.6 289.4 10.48 30.32
151 Hanmi Bank CA 2,681,509 21.6 10.41 11.86 18.9 12.7 549.0 580.6 5.22 30.31
152 Independent Bank MI 2,318,168 38.6 7.07 7.65 41.0 95.4 252.2 388.7 7.69 29.88
153 Banco Popular North America NY 8,743,693 21.9 14.15 14.15 19.7 56.6 188.6 264.9 11.23 29.74
154 Lone Star National Bank TX 2,218,628 28.7 9.34 8.92 90.3 0.7 208.8 299.8 9.69 29.06
155 Mercantile Bank of Michigan MI 1,476,951 26.3 10.86 11.21 51.9 27.9 383.0 462.8 6.26 28.99
156 CoreFirst Bank & Trust KS 1,180,799 35.0 8.88 7.94 46.7 23.2 207.9 277.8 10.35 28.74
157 Inter National Bank TX 2,122,801 17.4 9.27 8.35 74.3 0.3 149.4 223.9 12.81 28.68
158 Peoples Bank NC 1,087,060 28.8 9.34 9.07 107.6 100.0 211.5 419.0 6.83 28.63
159 NewBridge Bank NC 1,698,131 29.3 10.32 10.03 63.3 129.7 241.6 434.6 6.58 28.61
160 Barrington Bank & Trust Company, National Assoc IL 1,189,701 26.0 9.69 8.51 68.7 74.4 102.2 245.3 11.66 28.60
161 Skylands Community Bank NJ 1,354,653 13.7 8.10 8.85 40.0 107.9 477.7 625.6 4.55 28.49
162 Frandsen Bank & Trust MN 1,393,465 18.1 8.66 8.32 49.7 77.6 180.0 307.3 9.21 28.30
163 Stearns Bank National Association MN 1,194,887 29.3 19.50 18.71 61.2 21.8 144.9 227.9 12.36 28.17
164 Mutual of Omaha Bank NE 5,410,733 17.6 8.03 7.57 121.8 36.1 310.6 468.4 6.01 28.14
165 West Suburban Bank IL 1,895,430 50.5 8.19 6.70 59.8 117.2 202.4 379.3 7.40 28.05
166 Manufacturers and Traders Trust Company NY 76,719,883 18.4 8.66 8.28 75.8 96.5 275.1 447.4 6.26 28.00
167 Home Federal Bank ID 1,158,674 36.3 11.54 10.19 28.8 35.8 140.0 204.6 13.64 27.90
168 Midland States Bank IL 1,497,858 27.3 8.16 8.31 84.6 37.8 357.1 479.5 5.80 27.80
169 Compass Bank AL 64,456,646 15.5 9.17 8.93 87.4 60.1 138.1 285.6 9.67 27.61
170 First Federal Savings and Loan Association of C SC 3,197,337 32.0 8.26 8.15 58.0 142.6 127.1 327.7 8.38 27.47
171 PeoplesBank, a Codorus Valley Company PA 1,011,133 25.6 9.27 8.57 103.2 90.9 336.0 530.1 5.18 27.47
172 The Citizens National Bank of Meridian MS 1,126,460 30.0 10.69 9.84 61.3 63.1 209.5 333.9 8.22 27.43
173 Montecito Bank & Trust CA 1,023,715 31.3 9.27 8.29 45.0 71.3 204.1 320.3 8.53 27.34
174 Boiling Springs Savings Bank NJ 1,352,493 30.5 12.54 11.48 35.5 17.0 119.2 171.7 15.86 27.23
175 Los Alamos National Bank NM 1,475,539 40.2 10.47 9.67 104.7 74.7 250.0 429.4 6.24 26.80
176 Centier Bank IN 2,100,502 33.6 8.93 8.51 65.2 67.2 386.5 518.8 5.17 26.80
177 Central Bank & Trust Co. KY 1,883,151 35.0 8.44 7.73 89.6 79.1 258.6 427.3 6.26 26.74
178 The National Bank of Indianapolis IN 1,482,185 30.2 6.41 5.95 52.7 156.9 327.6 537.1 4.98 26.74
179 Arvest Bank AR 12,508,658 26.2 8.93 8.70 73.0 49.3 207.3 329.5 8.03 26.46
180 Bank Midwest, National Association MO 3,798,561 19.3 12.75 11.25 27.9 19.3 66.9 114.1 23.18 26.44
181 KleinBank MN 1,506,877 22.6 8.83 8.42 52.6 90.4 239.4 382.4 6.89 26.34
182 Georgia Bank & Trust Company of Augusta GA 1,429,847 20.6 8.06 8.60 134.3 35.3 253.8 423.4 6.16 26.10
183 Exchange Bank CA 1,550,762 26.2 9.80 9.88 60.3 62.3 262.7 385.4 6.77 26.09
184 Chemung Canal Trust Company NY 1,263,403 17.1 7.71 7.31 23.3 56.6 204.3 284.2 9.14 25.97
185 EverBank FL 12,550,738 33.7 8.25 7.29 19.1 23.9 77.6 120.6 21.49 25.91
186 Rabobank, National Association CA 11,598,000 19.8 11.32 10.12 21.4 27.1 255.5 304.0 8.31 25.25
187 Anchor Bank,  National Association MN 1,288,179 24.9 9.04 8.80 25.8 64.2 412.2 502.2 4.99 25.04
188 First Savings Bank Northwest WA 1,130,296 34.6 12.76 11.77 42.8 9.1 151.4 203.2 12.28 24.96
189 First Citizens Bank and Trust Company, Inc. SC 8,213,302 25.9 8.91 8.19 67.2 92.0 157.2 316.4 7.82 24.75
190 First Guaranty Bank LA 1,311,658 24.0 9.31 8.51 64.5 14.6 238.1 317.1 7.79 24.69
191 East Boston Savings Bank MA 1,916,049 27.6 8.54 7.70 61.9 47.6 289.2 398.7 6.14 24.49
192 Bank Mutual WI 2,499,153 39.1 9.54 8.70 17.8 47.7 108.1 173.6 14.08 24.44
193 Beneficial Mutual Savings Bank PA 4,625,895 21.5 9.70 9.08 63.3 31.5 176.1 271.0 9.00 24.39
194 National Bank of Arizona AZ 4,418,653 20.7 13.47 13.90 60.5 56.8 277.1 394.4 6.17 24.33
195 Liberty Bank of Arkansas AR 2,736,949 18.9 10.35 9.88 84.7 12.4 278.8 375.8 6.44 24.18
196 Simmons First National Bank AR 1,845,019 25.3 9.24 8.54 45.8 16.9 169.9 232.6 10.39 24.17
197 First California Bank CA 1,805,607 27.2 10.01 8.79 45.8 23.7 259.2 328.7 7.33 24.11
198 First Fidelity Bank, National Association OK 1,141,922 19.3 8.61 8.24 37.7 32.5 267.0 337.3 7.15 24.10
199 Community Bank CA 2,607,564 20.2 9.22 9.11 11.7 8.2 498.1 518.0 4.62 23.95
200 Union First Market Bank VA 3,883,846 19.7 9.67 9.30 133.3 100.0 269.1 502.4 4.77 23.94
201 Westamerica Bank CA 4,924,122 18.5 8.32 7.70 15.8 27.3 268.7 311.8 7.65 23.84
202 Roma Bank NJ 1,778,520 31.1 9.81 8.44 29.1 96.3 116.2 241.6 9.78 23.63
203 First Midwest Bank IL 8,248,867 21.6 10.63 10.28 42.7 62.1 275.0 379.8 6.22 23.62
204 Marquette Bank IL 1,718,758 29.5 8.64 8.29 53.3 89.8 157.8 300.8 7.83 23.56
205 Regions Bank AL 125,487,974 19.9 9.40 9.97 28.3 110.6 155.1 294.0 8.01 23.53
206 City National Bank CA 22,742,859 24.7 8.13 8.04 30.8 43.2 134.5 208.5 11.25 23.46
207 Pacific Continental Bank OR 1,252,639 22.8 12.79 11.92 47.9 12.8 246.8 307.5 7.54 23.18
208 Franklin Federal Savings Bank VA 1,029,744 27.6 15.92 14.63 70.4 0.4 118.4 189.2 12.22 23.12
209 Bankers Trust Company IA 2,624,727 21.9 8.65 8.52 71.5 18.5 334.5 424.5 5.42 23.01
210 Whitaker Bank KY 1,496,616 21.1 9.09 8.99 69.1 23.3 208.5 300.9 7.64 23.00
211 First Savings Bank of Perkasie PA 1,011,816 25.6 12.75 12.05 31.1 66.3 144.3 241.8 9.42 22.78
212 First National Community Bank PA 1,130,292 27.2 7.11 7.58 51.4 76.4 314.3 442.1 5.09 22.49
213 The American National Bank of Texas TX 2,014,960 17.0 8.73 8.87 77.6 21.3 306.0 404.8 5.55 22.48
214 Sandy Spring Bank MD 3,624,181 17.3 9.55 9.54 99.7 110.2 248.7 458.6 4.87 22.34
215 MutualBank IN 1,431,306 21.2 8.91 8.73 25.1 82.7 137.1 244.9 9.04 22.14
216 Wilson Bank and Trust TN 1,540,727 26.2 9.73 9.62 119.5 35.5 280.0 434.9 5.08 22.09
217 Branch Banking and Trust Company NC 162,170,063 21.3 9.93 9.75 61.8 46.0 147.6 255.3 8.64 22.07
218 Hancock Bank MS 5,118,737 20.5 6.93 7.34 126.5 88.2 174.3 389.1 5.67 22.06
219 East West Bank CA 21,804,923 20.0 9.22 8.72 46.7 15.4 248.0 310.1 7.04 21.85
220 EagleBank MD 3,210,622 12.4 9.21 9.44 179.9 43.1 333.0 556.0 3.93 21.85
221 Bank of Stockton CA 1,965,016 18.4 9.59 9.66 26.8 34.4 198.9 260.1 8.34 21.69
222 Banner Bank WA 4,079,006 24.2 11.61 11.62 83.5 38.9 209.7 332.0 6.52 21.64
223 Towne Bank VA 4,028,280 16.8 10.23 9.93 153.7 83.2 254.8 491.7 4.40 21.64
224 Farmers and Merchants Bank of Long Beach CA 4,509,541 23.2 14.69 13.94 15.2 20.2 198.9 234.3 9.19 21.53
225 Principal Bank IA 2,410,598 14.3 7.92 8.69 2.9 337.5 186.3 526.8 4.08 21.48
226 Fairfield County Bank CT 1,478,991 31.7 9.64 8.84 44.5 139.7 267.2 451.4 4.72 21.29
227 United Community Bank GA 7,141,962 19.7 8.84 9.10 111.1 56.9 273.8 441.8 4.81 21.24
228 Banterra Bank IL 1,107,132 23.3 8.77 8.35 26.4 30.5 246.3 303.1 6.99 21.19
229 Heritage Bank WA 1,205,621 23.3 12.82 12.63 47.2 34.4 242.9 324.5 6.50 21.07
230 Libertyville Bank & Trust Company IL 1,156,982 22.8 8.17 8.11 37.8 109.9 290.9 438.5 4.79 21.02
231 First Citizens National Bank TN 1,031,052 16.8 9.29 8.89 53.3 38.8 201.4 293.5 7.16 21.01
232 Morton Community Bank IL 2,708,225 22.6 8.40 8.03 57.2 18.2 235.1 310.5 6.74 20.92
233 Chemical Bank MI 5,432,418 18.7 8.49 8.86 32.6 65.4 228.8 326.9 6.35 20.74
234 Peoples Bank WA 1,214,105 20.0 10.46 10.18 92.2 77.6 260.0 429.9 4.80 20.62
235 Seacoast National Bank FL 2,049,399 23.6 9.73 9.61 30.4 37.9 252.4 320.7 6.42 20.60
236 Cathay Bank CA 10,483,789 16.9 12.29 12.54 30.4 17.7 254.1 302.2 6.82 20.60
237 Wilshire State Bank CA 2,676,745 15.2 13.24 15.10 16.9 8.7 419.1 444.8 4.63 20.59
238 Quad City Bank and Trust Company IA 1,065,628 18.5 8.35 8.07 45.3 31.9 215.4 292.6 7.02 20.55
239 The Middleburg Bank VA 1,147,899 32.4 8.66 8.25 52.1 65.0 276.7 393.7 5.18 20.39
240 BankPlus MS 2,186,302 19.9 9.44 9.49 89.7 57.2 183.3 330.2 6.14 20.26
241 Union Savings Bank CT 2,474,165 30.5 7.07 6.37 26.9 81.7 247.1 355.7 5.68 20.22
242 Hudson Valley Bank, National Association CT 2,919,052 18.6 9.22 9.36 56.0 54.9 313.1 423.9 4.74 20.10
243 Bank of the Cascades OR 1,414,262 19.7 11.11 11.45 55.5 33.1 315.6 404.1 4.94 19.96
244 Northfield Bank NY 2,313,330 14.5 13.56 13.32 8.1 7.9 110.1 126.2 15.71 19.82
245 Umpqua Bank OR 11,763,148 10.9 9.53 9.29 32.9 30.0 353.5 416.4 4.74 19.74
246 First National Bank of Pennsylvania PA 9,750,698 12.1 8.15 8.19 46.4 107.4 267.5 421.3 4.68 19.73
247 Alerus Financial, National Association ND 1,159,486 21.2 9.45 9.06 19.0 57.5 213.8 290.3 6.77 19.65
248 California Bank & Trust CA 10,938,811 17.8 10.87 11.12 51.2 30.5 313.6 395.2 4.96 19.61
249 BMO Harris Bank National Association IL 94,205,822 15.1 9.71 9.29 29.8 88.0 103.3 221.0 8.82 19.50
250 Lakeland Bank NJ 2,736,186 17.2 8.44 8.20 39.3 106.6 366.1 512.0 3.76 19.26
251 The First National Bank of Fort Smith AR 1,077,999 28.2 12.04 10.65 50.2 10.0 289.1 349.3 5.50 19.19
252 Amalgamated Bank NY 4,366,775 37.4 6.25 5.89 27.9 29.2 169.5 226.6 8.47 19.19
253 Trustmark National Bank MS 9,590,216 14.6 10.12 9.88 59.4 40.0 159.3 258.6 7.40 19.14
254 Community Trust Bank, Inc. KY 3,537,758 21.7 9.60 9.19 58.5 33.3 173.2 265.0 7.19 19.04
255 Abington Savings Bank PA 1,156,687 18.8 15.51 14.31 62.9 33.1 51.3 147.3 12.90 18.99
256 The Columbia Bank MD 2,041,054 11.4 10.70 11.10 64.4 139.3 195.2 398.8 4.76 18.98
257 Peapack-Gladstone Bank NJ 1,574,163 19.9 7.66 7.60 19.1 55.8 263.3 338.2 5.56 18.81
258 CoBiz Bank CO 2,374,529 15.8 9.34 10.44 60.9 40.5 323.3 424.7 4.40 18.68
259 BCB Community Bank NJ 1,080,007 38.4 9.47 8.31 22.2 38.3 186.8 247.3 7.52 18.59
260 ACNB Bank PA 1,008,825 20.1 8.28 8.58 30.1 97.3 224.7 352.1 5.27 18.56
261 MidFirst Bank OK 9,858,673 23.2 13.22 13.00 13.5 29.9 187.1 230.5 8.04 18.53
262 Zions First National Bank UT 16,172,121 17.3 11.81 12.44 40.8 57.5 336.8 435.0 4.26 18.53
263 First National Bank of St. Louis MO 1,409,480 15.4 9.96 10.35 108.6 51.4 334.9 494.9 3.73 18.48
264 Univest  Bank and Trust Co. PA 2,148,274 15.0 11.24 11.34 32.2 43.7 201.5 277.4 6.63 18.39
265 North American Savings Bank, F.S.B. MO 1,232,603 22.1 12.33 12.91 96.5 4.6 221.8 322.8 5.68 18.33
266 Bank of Guam GU 1,102,659 19.8 8.39 8.31 44.2 4.9 207.7 256.8 7.08 18.18
267 Associated Bank, National Association WI 21,643,774 12.9 10.35 10.83 26.3 67.6 133.4 227.3 7.98 18.14
268 Virginia Commerce Bank VA 2,940,124 14.6 11.39 11.83 101.7 47.2 345.5 494.3 3.66 18.07
269 Citizens First Bank FL 1,303,860 18.4 7.02 7.51 46.3 63.0 179.9 289.2 6.24 18.04
270 Fremont Bank CA 2,422,029 22.5 9.56 9.88 15.9 193.0 255.3 464.1 3.88 17.99
271 Merchants Bank, National Association MN 1,218,107 17.5 10.37 10.07 30.2 66.8 135.2 232.2 7.75 17.98
272 Provident Bank NY 3,128,428 10.7 8.14 8.06 74.2 90.7 247.2 412.1 4.35 17.91
273 Valley National Bank NJ 14,211,428 16.5 7.68 7.58 42.0 50.7 301.6 394.3 4.52 17.82
274 S&T Bank PA 4,071,934 10.8 8.12 8.50 62.0 81.8 392.0 535.8 3.31 17.76
275 AmericanWest Bank WA 1,940,037 14.7 14.95 13.79 30.6 30.6 224.6 285.8 6.21 17.74
276 StellarOne Bank VA 2,950,676 10.9 11.40 11.59 67.3 96.4 228.8 392.5 4.49 17.63
277 The Park National Bank OH 6,346,125 24.1 6.67 6.61 44.5 69.6 236.5 350.5 4.98 17.44
278 Western National Bank TX 1,243,299 21.0 7.98 7.51 91.8 1.5 130.2 223.5 7.74 17.30
279 Lake Forest Bank and Trust Company IL 2,544,217 13.9 8.11 7.98 36.6 83.0 148.6 268.1 6.42 17.22
280 First Commonwealth Bank PA 5,592,023 21.4 11.62 11.11 16.5 87.1 175.2 278.8 6.17 17.19
281 The Bank of Kentucky, Inc. KY 1,623,286 8.8 9.71 10.14 69.0 70.4 332.1 471.5 3.61 17.02
282 Pinnacle National Bank TN 4,850,663 12.7 10.18 10.43 68.8 65.7 227.2 361.8 4.70 17.00
283 Nevada State Bank NV 4,239,964 15.1 13.79 15.33 27.5 33.5 164.5 225.5 7.54 16.99
284 The Citizens Banking Company OH 1,140,388 20.1 8.30 8.94 42.7 44.1 360.0 446.8 3.79 16.91
285 Tri City National Bank WI 1,115,891 28.7 10.46 9.78 45.9 62.7 256.5 365.1 4.63 16.89
286 Heritage Bank of the South GA 1,098,997 19.1 8.91 8.53 62.5 28.5 181.8 272.8 6.19 16.88
287 Flushing Savings Bank, FSB NY 4,304,410 26.3 9.52 8.87 17.3 17.6 175.7 210.6 7.97 16.78
288 Cole Taylor Bank IL 4,493,858 29.3 8.14 8.46 55.7 19.4 259.9 335.0 5.00 16.76
289 Enterprise Bank and Trust Company MA 1,496,021 15.7 8.62 8.97 90.6 62.2 471.8 624.6 2.68 16.75
290 The Bank of Edwardsville IL 1,610,292 14.3 8.55 9.10 46.6 56.9 158.4 261.9 6.25 16.38
291 Wells Fargo Bank, National Association SD 1,142,254,000 22.9 8.49 8.47 23.8 116.8 99.0 239.6 6.82 16.35
292 Stock Yards Bank & Trust Company KY 1,979,895 15.8 8.81 9.28 90.1 69.3 366.9 526.3 3.10 16.31
293 STAR Financial Bank IN 1,589,114 16.1 9.74 10.01 25.7 70.0 148.5 244.2 6.66 16.25
294 Opus Bank CA 1,876,830 8.7 11.81 10.83 26.1 12.8 207.4 246.3 6.54 16.11
295 Bremer Bank, National Association MN 2,722,495 10.9 8.22 8.48 46.8 95.3 343.8 485.9 3.31 16.07
296 Bank Iowa IA 1,077,102 18.0 8.27 8.23 18.9 15.2 139.5 173.6 9.22 16.00
297 PlainsCapital Bank TX 5,685,038 14.9 9.90 10.07 61.3 4.9 156.9 223.1 7.17 16.00
298 West Coast Bank OR 2,516,335 22.6 13.20 12.76 18.4 77.9 213.6 309.9 5.14 15.92
299 Metcalf Bank MO 1,188,506 13.5 8.69 8.66 95.6 31.6 407.2 534.4 2.97 15.87
300 Traditional Bank, Inc. KY 1,046,211 19.2 8.57 8.67 64.3 73.7 266.7 404.6 3.91 15.82
301 WaterStone Bank, SSB WI 1,737,255 72.8 9.46 7.91 32.5 24.9 42.3 99.6 15.87 15.80
302 Wilmington Savings Fund Society, FSB DE 4,188,106 17.4 9.35 9.34 28.9 81.3 298.9 409.1 3.85 15.75
303 First Federal Bank of the Midwest OH 2,041,106 14.0 11.46 11.52 26.1 57.0 264.5 347.6 4.52 15.72
304 The Provident Bank NJ 6,997,666 14.3 7.43 7.39 27.0 59.0 339.6 425.6 3.66 15.57
305 Peoples Bank, National Association OH 1,795,650 15.3 9.90 10.13 15.7 29.7 218.5 263.9 5.89 15.54
306 SunTrust Bank GA 166,486,046 16.6 8.74 8.94 24.7 128.4 87.9 241.0 6.45 15.53
307 MetaBank IA 1,279,270 12.5 6.39 6.25 19.8 18.3 194.9 233.0 6.65 15.50
308 Beal Bank, SSB TX 3,558,476 70.4 20.88 16.63 10.9 3.4 20.9 35.3 43.83 15.46
309 First National Bank of Omaha NE 13,158,372 14.1 10.08 11.20 38.1 36.1 120.7 194.9 7.92 15.44
310 PNC Bank, National Association DE 261,235,837 16.6 10.35 10.67 21.1 113.3 72.3 206.7 7.38 15.25
311 Citizens Business Bank CA 6,522,073 15.8 11.04 11.23 15.9 9.0 289.3 314.2 4.84 15.22
312 Washington Trust Bank WA 4,075,214 16.1 10.77 11.36 88.2 68.2 174.3 330.7 4.56 15.09
313 International Bank of Commerce TX 9,542,823 11.4 10.17 9.86 131.5 36.4 138.2 306.1 4.90 14.99
314 National Exchange Bank and Trust WI 1,278,774 13.8 15.49 15.41 51.3 27.5 125.6 204.5 7.27 14.86
315 U.S. Bank National Association OH 319,449,271 15.8 7.99 8.42 37.8 77.3 109.3 224.4 6.58 14.76
316 InterBank OK 1,787,911 14.9 10.50 10.27 95.6 8.7 284.7 388.9 3.79 14.74
317 First Merchants Bank National Association IN 4,093,371 14.5 11.01 11.35 18.2 45.3 207.3 270.8 5.43 14.69
318 The Bank of Tampa FL 1,023,105 21.2 8.59 9.05 21.3 119.1 263.7 404.2 3.63 14.67
319 Fulton Bank, National Association PA 8,998,035 15.2 9.89 10.16 74.7 92.3 256.1 423.1 3.43 14.51
320 Amegy Bank National Association TX 11,392,911 12.3 14.76 15.35 66.2 11.2 79.1 156.4 9.23 14.44
321 Coppermark Bank OK 1,281,120 15.4 9.75 9.81 141.8 15.4 350.7 507.8 2.84 14.41
322 MidWestOne Bank IA 1,614,409 17.2 8.54 8.54 52.7 48.1 180.8 281.6 5.11 14.39
323 MainSource Bank IN 2,730,584 15.1 10.11 10.39 17.8 80.3 195.6 293.7 4.88 14.33
324 Texas Capital Bank, National Association TX 7,701,105 14.3 9.16 9.22 116.9 0.7 176.6 294.1 4.87 14.31
325 Metro Bank PA 2,431,170 17.6 9.03 8.91 57.6 75.2 259.6 392.4 3.64 14.27
326 Vectra Bank Colorado, National Association NM 2,261,563 24.8 12.23 12.45 69.7 100.4 250.6 420.7 3.39 14.27
327 Home Federal Bank SD 1,188,133 24.1 9.63 8.89 48.0 74.5 254.8 377.4 3.78 14.26
328 Independent Bank TX 1,191,582 10.6 8.32 8.45 126.1 12.2 424.3 562.6 2.53 14.24
329 Sabadell United Bank, National Association FL 3,671,250 27.4 11.26 10.17 15.3 44.7 187.0 247.1 5.75 14.22
330 Comerica Bank TX 60,805,570 14.7 11.37 11.43 34.1 28.9 135.8 198.8 7.11 14.14
331 Center Bank CA 2,258,997 14.0 13.38 13.91 9.7 7.6 346.0 363.3 3.87 14.05
332 Centra Bank, Inc. WV 1,361,452 3.2 9.27 9.04 116.6 64.2 283.6 464.4 3.03 14.05
333 Citizens Bank MI 9,354,691 11.2 8.14 9.31 18.9 92.5 225.4 336.7 4.14 13.95
334 Country Club Bank MO 1,066,528 10.9 7.83 8.28 27.0 33.8 228.2 289.1 4.82 13.92
335 Firstmerit Bank, National Association OH 14,670,930 11.5 7.26 7.58 55.2 110.0 251.2 416.5 3.34 13.91
336 Washington Federal WA 13,445,342 20.1 11.82 11.23 46.1 9.5 32.8 88.5 15.72 13.91
337 Boston Private Bank & Trust Company MA 5,823,452 14.0 8.14 8.98 30.5 42.7 282.9 356.1 3.89 13.86
338 United Bank VA 3,721,908 10.2 10.50 10.48 78.6 89.2 271.2 439.0 3.15 13.82
339 Southern Bancorp Bank AR 1,132,913 13.2 7.23 7.04 69.2 16.8 239.3 325.3 4.22 13.72
340 People's United Bank CT 26,885,057 10.4 11.83 11.21 24.4 70.1 180.2 274.7 4.93 13.55
341 Bank of Colorado CO 2,079,753 10.0 8.70 9.20 51.8 29.5 306.8 388.1 3.46 13.44
342 First Federal Savings and Loan Association OH 1,340,651 22.9 10.16 9.62 31.1 69.8 99.1 200.1 6.68 13.36
343 TD Bank, National Association DE 187,535,106 7.4 7.75 7.60 23.2 67.9 134.3 225.4 5.92 13.34
344 American National Bank and Trust Company VA 1,304,236 10.8 9.41 9.26 48.2 89.5 266.8 404.4 3.29 13.31
345 Cadence Bank, N.A. MS 1,496,640 11.3 12.00 11.08 34.6 33.1 159.2 227.0 5.86 13.29
346 Emigrant Bank NY 8,118,071 39.6 11.56 10.29 5.7 0.6 94.1 100.4 13.13 13.18
347 ServisFirst Bank AL 2,258,756 11.8 9.67 9.86 80.9 58.5 243.6 383.0 3.43 13.15
348 Western Alliance Bank AZ 2,073,128 13.2 9.03 9.14 74.2 28.6 443.7 546.5 2.37 12.95
349 Bank of the West CA 61,856,897 11.5 11.74 11.90 20.4 43.9 112.8 177.1 7.27 12.87
350 Stockman Bank of Montana MT 2,018,505 10.5 9.28 9.69 60.9 28.5 176.9 266.3 4.80 12.77
351 Firstrust Savings Bank PA 2,513,757 14.4 11.36 11.94 44.9 45.5 224.3 314.7 4.05 12.75
352 Hingham Institution for Savings MA 1,085,705 13.8 7.55 7.66 52.2 45.6 296.3 394.1 3.19 12.57
353 USAmeriBank FL 1,142,553 11.1 7.09 7.78 58.9 43.9 600.6 703.4 1.74 12.26
354 Flagstar Bank, FSB MI 13,719,455 30.8 9.31 9.42 17.5 30.2 67.7 115.4 10.61 12.24
355 Encore Bank, National Association TX 1,461,865 11.6 8.82 9.16 45.0 245.3 133.7 424.1 2.87 12.18
356 Fifth Third Bank OH 112,475,494 13.4 11.36 12.14 27.7 84.5 75.6 187.8 6.48 12.17
357 The First National Bank in Sioux Falls SD 1,016,597 13.2 12.30 12.52 8.2 19.0 100.0 127.1 9.56 12.15
358 First National Bank Alaska AK 2,945,190 11.1 15.10 14.59 53.9 19.5 109.2 182.6 6.63 12.11
359 Columbia Bank NJ 4,582,444 16.1 10.05 10.14 50.0 63.9 193.9 307.7 3.94 12.11
360 Beal Bank USA NV 5,319,899 31.5 32.29 29.47 8.9 0.7 66.3 75.9 15.95 12.10
361 Lake Sunapee Bank, FSB NH 1,039,447 9.9 9.42 9.64 12.8 82.6 147.7 243.0 4.93 11.98
362 CNB Bank PA 1,521,411 14.1 7.35 7.24 21.0 88.6 196.8 306.4 3.90 11.94
363 Broadway National Bank TX 2,413,258 9.6 10.51 10.42 62.6 18.1 119.7 200.3 5.89 11.79
364 Bank Independent AL 1,030,662 9.9 11.13 11.33 70.4 74.8 184.5 329.6 3.57 11.77
365 Banco Santander Puerto Rico PR 6,718,342 39.2 10.45 9.63 6.0 1.8 96.1 104.0 11.26 11.70
366 Northwest Savings Bank PA 7,996,435 14.2 13.24 12.85 11.4 67.1 132.6 211.0 5.45 11.50
367 TCF National Bank SD 19,115,073 23.7 8.67 8.65 13.4 151.7 129.8 294.9 3.88 11.44
368 The First, N.A. ME 1,392,040 20.8 8.01 8.05 37.8 108.8 217.6 364.1 3.14 11.42
369 Tompkins Trust Company NY 1,507,654 11.5 8.07 8.02 27.9 42.4 175.6 245.9 4.64 11.40
370 First Tennessee Bank, National Association TN 25,334,773 16.8 13.15 13.40 15.9 157.4 70.4 243.6 4.66 11.36
371 United Bank WV 3,643,863 15.8 9.60 9.82 53.4 67.5 172.5 293.3 3.86 11.33
372 BREMER BANK, NATIONAL ASSOCIATION ND 1,528,563 9.4 9.52 10.04 50.5 60.5 226.8 337.8 3.35 11.33
373 BOKF, National Association OK 24,858,667 11.6 8.29 8.60 37.9 24.4 135.9 198.2 5.68 11.25
374 Empire Bank MO 1,045,272 12.1 8.62 9.20 96.6 51.2 332.6 480.3 2.32 11.12
375 Dedham Institution for Savings MA 1,074,739 13.5 9.95 9.83 43.6 27.4 128.1 199.1 5.58 11.11
376 First State Bank TN 1,602,416 10.5 9.76 10.25 28.5 34.4 244.4 307.4 3.60 11.06
377 The Fidelity Bank NC 1,418,728 9.2 10.85 11.30 69.4 62.0 303.9 435.3 2.53 11.02
378 Carter Bank & Trust VA 3,839,300 9.7 7.10 7.04 76.6 0.4 360.0 436.9 2.51 10.96
379 Fox Chase Bank PA 1,033,870 14.6 14.95 14.82 16.2 21.2 147.6 184.9 5.93 10.95
380 First County Bank CT 1,310,253 17.8 8.91 8.91 41.3 68.8 117.8 227.9 4.75 10.83
381 RBS Citizens, National Association RI 107,564,179 8.1 9.86 10.48 10.3 197.9 92.9 301.1 3.55 10.69
382 Berkshire Bank MA 4,054,394 5.6 8.27 8.64 54.4 118.2 309.7 482.3 2.21 10.68
383 Middlesex Savings Bank MA 4,032,164 14.5 10.07 10.15 39.0 42.2 144.2 225.4 4.73 10.67
384 Susquehanna Bank PA 14,237,157 8.6 9.69 10.19 61.6 95.4 223.3 380.3 2.80 10.64
385 Horizon Bank, National Association IN 1,489,805 14.2 8.89 9.30 21.4 82.5 176.9 280.8 3.77 10.59
386 Lafayette Ambassador Bank PA 1,437,978 11.7 8.96 9.15 72.6 103.7 378.2 554.4 1.89 10.49
387 Midwest BankCentre MO 1,073,645 7.7 10.53 11.00 66.2 39.0 297.5 402.7 2.60 10.48
388 Alpine Bank & Trust Co. IL 1,039,974 12.1 8.97 9.57 68.7 60.2 188.7 317.5 3.27 10.38
389 Union Savings Bank OH 2,206,669 15.6 7.68 8.20 45.1 54.1 94.3 193.5 5.36 10.36
390 GRAYSTONE TOWER BANK PA 2,536,420 11.3 10.06 9.85 64.1 107.5 333.8 505.5 2.03 10.27
391 CapitalSource Bank CA 6,547,719 10.2 13.50 14.10 1.1 0.0 160.4 161.5 6.31 10.19
392 Busey Bank IL 3,332,779 10.6 10.49 11.40 45.0 48.1 213.2 306.3 3.32 10.18
393 First Bank of Highland Park IL 1,097,386 10.9 11.21 11.42 12.8 43.9 146.7 203.5 4.99 10.16
394 The Huntington National Bank OH 54,760,015 13.0 7.79 8.82 26.2 155.5 162.3 344.0 2.95 10.16
395 Investors Bank NJ 10,497,011 16.1 8.24 8.56 39.2 29.6 165.5 234.3 4.33 10.13
396 Avidia Bank MA 1,020,293 23.0 6.74 6.40 49.1 63.2 308.2 420.5 2.41 10.12
397 TotalBank FL 2,260,370 7.9 9.77 9.96 27.0 23.2 287.4 337.7 2.99 10.10
398 German American Bancorp IN 1,864,487 8.5 8.20 8.44 29.2 61.0 236.6 326.8 3.07 10.03
399 Home Federal Bank of Tennessee TN 2,046,987 9.8 15.40 14.86 18.6 19.4 96.8 134.8 7.42 10.00
400 Fidelity Bank KS 1,568,198 12.9 12.56 12.43 48.0 58.4 158.1 264.5 3.77 9.97
401 West Bank IA 1,213,460 7.1 9.99 10.80 87.3 23.3 274.1 384.6 2.59 9.95
402 Sunflower Bank, National Association KS 1,721,344 8.7 8.42 8.56 21.5 26.7 196.2 244.4 4.07 9.95
403 Burke & Herbert Bank & Trust Company VA 2,434,343 8.7 9.83 9.92 19.2 47.1 274.4 340.7 2.92 9.94
404 Meridian Bank, National Association AZ 1,043,356 14.2 16.16 16.46 36.5 9.2 45.8 91.4 10.86 9.93
405 Maspeth Federal Savings and Loan Association NY 1,764,374 19.9 25.65 24.24 12.3 0.9 47.6 60.7 16.29 9.89
406 The Canandaigua National Bank and Trust Company NY 1,691,295 15.6 8.75 8.83 18.8 67.3 243.3 329.4 2.96 9.74
407 Liberty Bank MO 1,100,343 12.7 9.79 10.12 60.8 39.3 296.3 396.3 2.46 9.73
408 Bank Rhode Island RI 1,574,103 13.4 8.25 8.55 14.7 92.3 317.3 424.3 2.29 9.71
409 Wesbanco Bank, Inc. WV 5,482,062 8.4 8.13 8.48 46.5 67.9 276.7 391.0 2.46 9.62
410 Bank of America, National Association NC 1,466,416,588 17.5 8.59 9.01 15.8 101.3 34.6 151.6 6.31 9.57
411 Community Trust Bank LA 2,195,922 9.2 9.43 9.80 75.7 31.5 231.4 338.5 2.83 9.56
412 Woodforest National Bank TX 3,464,575 9.0 10.18 10.92 80.8 9.6 164.0 254.4 3.73 9.48
413 State Farm Bank, F.S.B. IL 14,728,835 11.4 9.87 10.98 6.9 120.3 67.8 194.9 4.86 9.46
414 Union Center National Bank NJ 1,375,984 10.2 9.38 9.46 31.9 35.9 262.4 330.2 2.86 9.44
415 City National Bank of West Virginia WV 2,661,220 10.9 9.18 9.25 15.3 109.1 216.4 340.8 2.77 9.42
416 North Shore Community Bank & Trust Company IL 1,694,205 10.2 7.19 7.51 43.4 121.1 201.7 366.2 2.57 9.42
417 Bank Leumi USA NY 5,397,030 14.8 9.02 8.99 35.7 0.0 81.7 117.4 7.97 9.36
418 The Boone County National Bank of Columbia MO 1,302,489 7.8 7.78 8.48 118.3 39.9 231.7 389.8 2.39 9.33
419 Citizens Bank of Pennsylvania PA 32,895,815 6.6 10.57 10.79 17.7 154.4 57.9 230.0 4.04 9.30
420 FirstBank CO 11,384,913 9.1 7.74 8.03 22.3 43.7 149.1 215.1 4.32 9.29
421 OneWest Bank, FSB CA 27,390,929 49.3 14.00 11.27 5.2 36.4 38.5 80.1 11.55 9.26
422 Parkvale Savings Bank PA 1,793,424 28.8 6.70 6.12 5.6 85.3 99.8 190.7 4.84 9.23
423 Landmark Bank,  National Association MO 1,671,466 12.1 8.42 8.91 82.7 35.7 217.9 336.3 2.72 9.15
424 Heritage Bank of Commerce CA 1,249,661 8.2 14.23 14.89 23.3 28.8 194.1 246.2 3.69 9.10
425 RCB Bank OK 1,983,196 8.5 6.88 7.07 68.9 25.9 252.4 347.2 2.61 9.07
426 River City Bank CA 1,082,104 7.1 10.66 12.19 14.5 86.1 231.0 331.5 2.71 8.99
427 City National Bank of Florida FL 3,929,798 5.6 10.67 11.88 59.1 12.1 207.5 278.7 3.23 8.99
428 Nara Bank CA 3,013,513 8.1 13.26 14.26 13.9 5.0 417.6 436.4 2.05 8.95
429 First Security Bank AR 3,915,087 10.7 8.88 9.21 77.0 19.5 137.3 233.7 3.80 8.88
430 Union Bank and Trust Company NE 2,455,014 7.7 9.74 10.28 44.9 15.4 220.9 281.1 3.14 8.81
431 Tristate Capital Bank PA 1,770,553 10.0 10.08 10.37 29.8 18.0 227.2 275.1 3.20 8.79
432 The Camden National Bank ME 2,311,740 9.5 8.40 8.75 14.4 122.2 242.9 379.5 2.31 8.76
433 The First Bank and Trust Company VA 1,195,612 14.5 10.10 10.76 85.1 17.1 215.4 317.6 2.76 8.76
434 CommunityBank of Texas, N.A. TX 1,443,705 10.0 9.77 9.91 71.7 2.3 243.1 317.1 2.75 8.71
435 Northrim Bank AK 1,060,514 9.4 11.82 12.49 57.6 11.3 265.7 334.6 2.58 8.65
436 Pinnacle Bank NE 3,067,966 8.8 9.03 9.67 54.9 24.3 220.9 300.0 2.87 8.61
437 FIRST MID-ILLINOIS BANK & TRUST, NATIONAL ASSOC IL 1,495,121 12.9 7.69 7.54 22.6 39.4 276.7 338.6 2.53 8.56
438 Lake City Bank IN 2,823,562 10.4 10.19 11.10 40.9 63.3 248.5 352.7 2.40 8.46
439 The Dime Svgs. Bank of Williamsburgh NY 4,026,292 5.1 8.84 9.07 3.1 4.0 226.7 233.8 3.61 8.45
440 The Bryn Mawr Trust Company PA 1,737,746 8.1 9.15 9.27 40.7 165.4 296.8 502.9 1.66 8.37
441 BancFirst OK 5,196,891 6.3 8.07 8.38 59.4 31.9 210.5 301.9 2.74 8.28
442 Bank of Marin CA 1,362,690 7.7 9.32 9.72 48.7 83.1 416.3 548.1 1.49 8.15
443 TIB The Independent Bankersbank TX 2,579,958 8.0 7.84 8.11 9.7 0.3 70.0 80.0 10.14 8.11
444 E*TRADE Bank VA 44,442,108 21.9 8.11 7.90 0.0 159.5 0.0 159.5 5.07 8.08
445 The Bridgehampton National Bank NY 1,278,689 6.2 7.31 7.78 46.0 90.3 311.5 447.8 1.80 8.04
446 Commerce Bank MO 20,481,137 5.5 8.69 9.23 24.7 32.9 111.9 169.5 4.72 8.00
447 Bar Harbor Bank & Trust ME 1,155,080 11.1 9.31 9.36 35.2 55.7 242.7 333.6 2.39 7.96
448 First State Community Bank MO 1,269,576 10.4 8.49 8.74 64.3 35.6 268.0 367.9 2.15 7.90
449 ESB Bank PA 1,963,608 6.9 8.00 7.88 25.2 51.9 53.2 130.2 6.07 7.90
450 Webster Bank, National Association CT 18,183,891 10.7 8.63 9.24 11.7 162.2 131.9 305.9 2.57 7.86
451 OceanFirst Bank NJ 2,290,658 21.5 9.40 9.04 12.4 90.8 190.5 293.8 2.67 7.85
452 First Niagara Bank, National Association NY 31,149,250 5.6 7.18 7.12 21.7 82.6 201.3 305.5 2.56 7.83
453 First Community Bank VA 2,200,482 9.5 9.71 10.14 38.7 62.2 160.8 261.6 2.95 7.72
454 Cashmere Valley Bank WA 1,171,970 7.7 8.03 8.60 80.9 32.1 167.6 280.6 2.74 7.68
455 OmniAmerican Bank TX 1,326,593 10.3 12.90 12.60 37.5 13.3 40.3 91.1 8.42 7.67
456 First Victoria National Bank TX 1,877,590 9.3 8.89 9.42 89.9 6.9 199.4 296.2 2.56 7.59
457 Dacotah Bank SD 1,816,178 15.5 9.20 9.03 30.5 23.9 165.4 219.9 3.44 7.57
458 KeyBank National Association OH 86,565,119 9.3 10.93 11.52 16.7 97.4 78.3 192.5 3.89 7.48
459 Kearny Federal Savings Bank NJ 2,893,580 9.2 12.22 11.61 7.8 41.8 101.5 151.0 4.93 7.44
460 Whitney Bank LA 14,251,944 5.5 8.23 8.05 87.0 40.0 205.9 332.8 2.20 7.34
461 Union Bank, National Association CA 83,539,498 9.5 10.63 10.78 11.7 43.0 73.6 128.3 5.71 7.33
462 NCB, FSB OH 1,379,307 28.6 12.61 11.74 10.8 19.4 153.6 183.8 3.98 7.32
463 State Bank & Trust ND 2,076,600 9.8 9.65 10.01 50.9 53.0 260.3 364.3 1.99 7.26
464 Sovereign Bank DE 76,113,143 10.0 11.58 11.71 9.7 75.6 118.5 203.7 3.54 7.22
465 Bridge Bank, National Association CA 1,084,784 8.5 11.45 12.20 37.0 20.9 143.6 201.5 3.58 7.21
466 Northern Trust, National Association FL 16,103,864 12.5 9.73 9.82 28.8 110.6 116.8 256.2 2.78 7.12
467 American National Bank NE 1,802,964 7.0 11.43 11.86 29.5 35.2 142.6 207.3 3.41 7.07
468 The Bancorp Bank DE 3,388,088 12.6 6.76 7.14 130.4 40.8 290.8 461.9 1.53 7.06
469 First Financial Bank, National Association IN 2,410,931 16.2 13.38 12.73 9.4 21.0 77.1 107.5 6.55 7.04
470 The Frost National Bank TX 19,537,058 6.3 8.28 8.34 54.4 28.9 143.0 226.3 3.08 6.96
471 The Needham Bank MA 1,140,073 18.0 16.75 16.57 88.1 21.5 56.6 166.2 4.17 6.93
472 State Bank of Long Island NY 1,617,057 5.7 10.50 11.41 30.7 33.7 310.4 374.8 1.82 6.81
473 Emprise Bank KS 1,437,374 4.8 7.68 8.11 43.0 43.8 205.5 292.2 2.24 6.55
474 Capital One, National Association VA 129,499,658 7.6 9.23 9.64 22.4 23.5 98.4 144.3 4.52 6.53
475 The Farmers National Bank of Canfield OH 1,074,360 10.6 8.54 8.97 8.9 30.6 190.2 229.7 2.84 6.53
476 North Dallas Bank & Trust Co. TX 1,168,999 5.2 10.31 10.60 33.1 10.4 108.8 152.3 4.28 6.52
477 New York Community Bank NY 39,466,242 16.8 8.79 8.10 13.8 21.4 192.9 228.1 2.84 6.48
478 1st Source Bank IN 4,294,276 10.2 11.61 12.38 12.6 40.0 106.1 158.7 4.02 6.37
479 The F&M Bank & Trust Company OK 1,966,904 8.4 10.54 10.73 64.4 21.3 155.6 241.4 2.59 6.25
480 Cornerstone Bank NE 1,013,723 3.7 8.07 8.62 6.4 6.6 106.2 119.3 5.24 6.25
481 MidSouth Bank, National Association LA 1,221,265 9.8 9.99 9.89 55.1 10.9 221.3 287.4 2.17 6.23
482 Texas Bank and Trust Company TX 1,384,817 5.1 8.96 9.99 83.5 16.7 186.5 286.7 2.16 6.19
483 NBT Bank, National Association NY 5,435,401 6.6 8.78 9.54 15.6 120.3 185.6 321.5 1.91 6.15
484 The Washington Trust Company of Westerly RI 2,965,324 7.0 8.55 9.10 15.6 102.7 368.3 486.6 1.25 6.07
485 Rockland Trust Company MA 4,904,757 6.5 8.13 8.68 47.3 119.1 352.2 518.6 1.16 5.99
486 Luther Burbank Savings CA 3,697,192 10.8 10.71 11.29 9.3 0.3 93.2 102.8 5.81 5.97
487 National Penn Bank PA 8,577,531 5.1 10.59 11.55 25.1 88.3 154.1 267.5 2.21 5.92
488 Torrey Pines Bank CA 1,623,890 7.2 9.20 9.73 80.9 23.3 418.0 522.2 1.11 5.77
489 JPMorgan Chase Bank, National Association OH 1,826,387,000 16.8 5.48 5.97 4.9 91.4 24.2 120.4 4.76 5.73
490 BAC Florida Bank FL 1,151,780 27.0 8.17 8.19 12.3 0.1 22.4 34.8 16.42 5.72
491 Oritani Bank NJ 2,584,231 4.9 16.87 17.37 18.6 5.3 223.4 247.3 2.28 5.64
492 The National Bank of Blacksburg VA 1,038,632 4.4 12.54 12.95 37.3 19.7 213.9 270.9 2.07 5.61
493 TrustCo Bank NY 4,203,595 13.8 7.92 8.42 13.8 106.7 44.7 165.2 3.38 5.58
494 American Savings Bank, FSB HI 4,900,825 13.2 9.11 9.03 21.4 115.1 65.5 202.0 2.76 5.57
495 First National Bank Texas TX 1,018,632 4.0 7.40 7.55 14.4 6.6 105.6 126.5 4.35 5.50
496 Texas Community Bank, National Association TX 1,004,678 7.0 8.23 8.71 78.7 3.0 181.2 262.9 2.08 5.48
497 Dubuque Bank and Trust Company IA 1,275,116 5.2 9.23 9.66 40.2 16.9 179.9 237.0 2.29 5.43
498 Summit Bank AR 1,114,664 8.0 9.42 10.09 55.9 36.0 279.2 371.2 1.45 5.38
499 Acacia Federal Savings Bank VA 1,023,814 33.5 11.66 10.98 15.8 26.2 58.0 100.1 5.36 5.37
500 Florence Savings Bank MA 1,088,950 11.4 8.60 8.59 16.6 88.2 114.8 219.6 2.43 5.34
501 BankUnited FL 10,903,751 40.4 10.79 9.10 4.8 23.3 43.0 71.1 7.51 5.34
502 Century Bank and Trust Company MA 2,660,450 4.0 6.06 6.47 15.4 68.2 138.7 222.3 2.33 5.18
503 Beacon Federal NY 1,070,636 5.3 9.80 10.61 15.0 85.5 158.1 258.6 1.97 5.10
504 Happy State Bank TX 1,687,085 4.3 8.26 8.74 47.3 5.2 147.9 200.4 2.49 5.00
505 Farmington Bank CT 1,694,441 9.5 10.75 11.08 28.8 59.3 199.3 287.4 1.72 4.94
506 Northern Trust Bank,  Federal Savings Bank MI 1,613,712 8.6 9.58 9.98 39.7 115.0 81.5 236.1 2.09 4.94
507 Country Bank for Savings MA 1,440,448 9.9 11.78 11.72 27.8 49.5 147.0 224.3 2.16 4.84
508 Citizens & Northern Bank PA 1,301,218 6.6 9.76 9.95 29.1 47.5 121.0 197.6 2.44 4.82
509 Dollar Bank, Federal Savings Bank PA 6,178,297 6.8 10.52 10.82 15.0 58.7 62.4 136.1 3.54 4.81
510 Green Bank, National Association TX 1,147,381 9.5 11.93 11.97 75.1 1.9 165.1 242.1 1.98 4.79
511 HSBC Bank USA, National Association VA 203,674,518 12.1 7.92 7.66 8.2 22.7 36.1 67.0 7.07 4.73
512 United Bank MA 1,601,662 5.5 12.11 12.31 28.6 74.5 180.6 283.6 1.66 4.69
513 Republic Bank & Trust Company KY 2,979,896 7.4 13.15 13.28 16.6 90.3 138.0 244.9 1.89 4.63
514 Metlife Bank, National Association NJ 17,650,215 7.8 7.19 7.18 1.6 21.7 66.5 89.9 4.92 4.43
515 Bangor Savings Bank ME 2,536,438 5.2 9.67 10.34 21.4 100.2 192.6 314.1 1.38 4.34
516 American Bank, National Association TX 1,058,345 6.7 8.24 8.85 64.5 26.5 286.9 377.9 1.15 4.33
517 ViewPoint Bank TX 3,234,773 5.8 9.43 9.52 8.9 29.9 166.9 205.7 2.06 4.23
518 Chinatrust Bank (U.S.A.) CA 1,412,920 6.6 17.62 19.15 3.5 6.5 210.1 220.1 1.91 4.20
519 Heritage Bank KY 1,038,162 7.6 9.75 10.02 68.1 41.8 186.2 296.1 1.42 4.19
520 Isabella Bank MI 1,268,046 6.8 7.54 8.17 22.1 70.4 200.7 293.2 1.41 4.14
521 BankNewport RI 1,089,801 5.3 9.61 9.91 8.5 82.5 139.1 230.1 1.79 4.13
522 Alliance Bank, National Association NY 1,426,214 7.3 8.25 8.47 9.0 67.7 91.7 168.5 2.41 4.06
523 Eastern Bank MA 7,840,098 7.4 9.37 9.77 11.4 67.8 167.3 246.5 1.65 4.06
524 Cambridge Trust Company MA 1,202,191 1.1 7.53 8.24 15.5 72.8 184.0 272.4 1.44 3.92
525 USAA Federal Savings Bank TX 50,304,560 4.0 8.62 9.82 2.4 212.3 0.0 214.6 1.81 3.88
526 Raymond James Bank, FSB FL 8,994,822 14.2 10.25 10.98 5.9 3.3 414.4 423.5 0.91 3.87
527 Laconia Savings Bank NH 1,076,938 4.0 8.88 9.51 70.8 72.1 199.0 341.9 1.11 3.78
528 Salem Five Cents Savings Bank MA 2,927,767 13.5 9.57 9.59 27.5 73.4 226.9 327.8 1.14 3.73
529 Guaranty Bond Bank TX 1,071,155 8.5 8.74 8.89 59.6 16.7 153.8 230.0 1.62 3.72
530 New York Commercial Bank NY 3,016,037 3.2 11.53 11.62 15.4 1.8 142.0 159.2 2.19 3.49
531 The Central Trust Bank MO 2,274,623 5.5 6.80 7.19 56.1 34.0 131.0 221.2 1.57 3.47
532 Mascoma Savings Bank NH 1,004,146 5.9 9.76 10.23 28.7 45.9 193.4 267.9 1.22 3.27
533 Provident Savings Bank, F.S.B. CA 1,319,748 29.0 10.34 10.15 1.4 1.9 75.6 78.8 4.13 3.25
534 American National Bank CO 1,744,725 2.3 9.21 9.91 17.8 35.7 132.3 185.8 1.75 3.25
535 Hills Bank and Trust Company IA 1,994,520 5.5 10.14 11.17 55.0 53.9 155.0 264.0 1.22 3.22
536 Community Bank, National Association NY 6,479,366 2.3 7.72 8.20 8.3 57.8 135.7 201.8 1.58 3.20
537 American Business Bank CA 1,136,536 2.5 7.03 7.62 4.5 23.6 289.6 317.7 0.99 3.14
538 Rockville Bank CT 1,746,258 5.6 14.07 14.45 32.2 77.7 196.7 306.6 1.01 3.11
539 Extraco Banks, National Association TX 1,219,400 3.5 9.57 10.88 32.4 10.8 207.3 250.4 1.24 3.10
540 Bristol County Savings Bank MA 1,292,502 8.6 13.08 13.24 16.3 13.3 184.8 214.4 1.44 3.09
541 Third Federal Savings and Loan Association of C OH 10,851,171 12.7 13.90 13.97 3.1 165.2 0.0 168.3 1.79 3.02
542 Westfield Bank MA 1,259,084 1.7 17.03 17.33 5.5 17.5 87.7 110.7 2.70 2.99
543 Inwood National Bank TX 1,391,106 2.5 10.67 11.30 45.4 12.7 280.0 338.1 0.86 2.91
544 Spencer Savings Bank, SLA NJ 1,809,392 11.5 14.31 14.29 0.7 106.9 104.3 211.9 1.37 2.90
545 Cardinal Bank VA 2,544,160 5.3 10.70 11.25 100.5 63.7 216.0 380.3 0.73 2.77
546 Ameriprise Bank, FSB MN 5,028,647 1.4 7.75 7.96 0.0 266.5 0.0 266.5 1.04 2.76
547 Manufacturers Bank CA 2,006,315 9.2 14.12 14.19 4.3 10.2 130.7 145.2 1.87 2.72
548 Interaudi Bank NY 1,254,772 4.9 8.19 8.24 8.4 56.5 138.5 203.4 1.32 2.69
549 Amarillo National Bank TX 3,049,186 3.7 10.60 11.32 8.2 13.1 100.9 122.3 2.20 2.69
550 United Bank of Iowa IA 1,142,439 6.9 9.16 9.81 9.3 8.1 34.0 51.4 5.12 2.63
551 Prosperity Bank TX 9,559,745 0.8 7.56 8.04 76.1 12.6 206.5 295.2 0.86 2.54
552 Southside Bank TX 3,205,551 3.8 8.64 8.96 38.8 3.5 73.3 115.6 2.18 2.52
553 PeoplesBank MA 1,650,294 4.0 9.08 9.42 22.7 51.7 275.2 349.6 0.72 2.51
554 Intrust Bank, National Association KS 3,916,928 6.3 9.55 10.12 32.5 17.0 95.1 144.6 1.72 2.49
555 Farmers & Merchants Bank of Central California CA 1,880,924 3.5 10.45 11.77 16.5 27.1 146.8 190.5 1.23 2.35
556 Signature Bank NY 13,857,649 5.3 9.84 10.06 5.4 14.8 160.9 181.1 1.28 2.32
557 Citicorp Trust Bank, fsb DE 11,689,554 25.9 11.74 13.45 0.0 23.5 0.0 23.5 9.73 2.29
558 Bank of Hawaii HI 13,327,062 4.5 6.49 7.32 14.9 88.2 86.8 189.9 1.19 2.25
559 Cambridge Savings Bank MA 2,256,381 7.1 9.82 10.11 41.0 42.8 258.9 342.7 0.63 2.17
560 Independence Bank of Kentucky KY 1,109,121 5.1 6.85 7.44 73.3 103.8 233.2 410.4 0.52 2.12
561 Five Star Bank NY 2,352,121 5.4 7.96 8.54 26.7 73.9 171.2 271.8 0.77 2.11
562 Israel Discount Bank of New York NY 9,662,671 8.8 8.44 8.57 11.4 0.4 91.1 103.0 1.96 2.02
563 Brookline  Bank MA 2,813,038 2.7 13.54 14.28 7.7 17.1 166.1 190.9 1.04 1.98
564 American State Bank TX 2,938,251 2.5 9.05 9.52 49.2 10.8 176.4 236.4 0.83 1.97
565 Astoria Federal Savings and Loan Association NY 16,941,394 23.9 8.75 8.76 0.9 18.6 47.5 67.0 2.92 1.95
566 Austin Bank, Texas National Association TX 1,302,040 4.2 9.60 10.12 58.8 14.0 221.0 293.7 0.66 1.93
567 UniBank for Savings MA 1,170,108 6.1 7.66 7.86 28.4 58.9 125.2 212.6 0.90 1.92
568 Sterling National Bank NY 2,596,735 3.6 8.19 8.73 6.6 0.2 46.1 52.9 3.48 1.84
569 Citibank, National Association SD 1,300,674,000 7.7 9.55 10.78 1.1 34.7 4.0 39.8 4.59 1.83
570 AIG Federal Savings Bank DE 1,097,136 2.8 12.45 12.49 0.0 61.5 0.0 61.5 2.95 1.81
571 UMB Bank, National Association MO 9,869,359 2.5 6.47 6.95 14.6 59.3 136.4 210.3 0.86 1.80
572 Wells Fargo Bank Northwest, National Associatio UT 18,309,000 4.9 8.42 9.17 0.0 27.8 0.0 27.8 6.18 1.72
573 Ridgewood Savings Bank NY 4,754,363 6.5 12.12 12.03 0.3 11.2 45.5 57.1 3.02 1.72
574 ESSA Bank & Trust PA 1,098,611 8.0 14.18 14.35 3.2 26.2 33.7 63.0 2.54 1.60
575 U.S. Bank National Association ND ND 6,098,821 7.6 15.00 17.26 0.1 89.7 0.0 89.8 1.62 1.45
576 The Cape Cod Five Cents Savings Bank MA 2,075,963 7.1 9.87 10.34 29.1 67.7 159.0 255.7 0.56 1.44
577 JPMorgan Bank and Trust Company, National Assoc CA 24,585,899 23.9 6.37 6.60 0.0 569.2 0.0 569.2 0.25 1.41
578 First PREMIER Bank SD 1,111,090 5.9 14.30 14.53 11.1 28.0 76.8 115.9 1.20 1.39
579 Liberty Bank CT 3,384,370 9.4 14.22 14.29 10.3 62.0 137.5 209.8 0.64 1.34
580 Aurora Bank FSB DE 4,576,090 14.0 18.15 17.24 0.2 4.6 22.9 27.6 4.86 1.34
581 The Northern Trust Company IL 83,195,248 2.3 6.43 6.53 4.4 21.4 15.9 41.7 3.15 1.32
582 BNY Mellon, National Association PA 14,311,247 1.4 7.95 7.86 0.6 22.9 17.8 41.3 3.06 1.27
583 Glens Falls National Bank and Trust Company NY 1,669,080 2.0 8.83 9.42 9.5 52.6 135.6 197.7 0.64 1.26
584 Wilmington Trust, National Association DE 1,460,226 2.2 35.89 35.97 0.0 114.8 0.0 114.8 1.09 1.26
585 Ocean City Home Bank NJ 1,012,645 5.0 9.56 9.76 16.5 52.2 80.2 148.9 0.81 1.21
586 Commerce Bank & Trust Company MA 1,293,763 4.6 10.60 10.94 36.7 19.4 241.1 297.1 0.39 1.16
587 UMB Bank Colorado, National Association CO 1,506,690 1.2 6.97 7.29 10.1 115.4 211.3 336.8 0.33 1.12
588 First Hawaiian Bank HI 15,364,128 1.8 11.85 12.40 21.8 39.9 78.3 140.0 0.77 1.07
589 Stifel Bank and Trust MO 2,317,192 1.2 7.16 7.29 0.7 17.3 2.3 20.3 5.27 1.07
590 Banamex USA CA 1,299,098 1.1 21.25 22.97 0.2 35.9 8.7 44.8 2.34 1.05
591 Wells Fargo Bank South Central, National Associ TX 29,223,000 29.4 11.36 12.44 0.0 19.7 0.0 19.7 5.24 1.03
592 El Dorado Savings Bank, F.S.B. CA 1,687,641 1.5 9.66 10.10 2.2 22.2 11.1 35.4 2.88 1.02
593 The Merchants Bank VT 1,564,022 2.4 8.02 8.56 10.2 36.3 205.3 251.8 0.38 0.96
594 Bank of America California, National Associatio CA 15,043,628 48.1 12.01 11.43 0.0 1.3 0.0 1.3 63.91 0.82
595 Deutsche Bank Trust Company Americas NY 45,806,000 3.8 21.96 21.76 0.3 1.2 15.5 17.0 4.75 0.81
596 Institution for Savings in Newburyport and Its MA 1,238,264 3.2 12.80 13.00 8.7 18.2 52.9 79.9 0.97 0.78
597 Clifton Savings Bank NJ 1,120,725 2.3 14.51 14.52 1.0 3.9 7.7 12.6 6.15 0.77
598 First NBC Bank LA 1,776,507 4.4 12.38 12.90 56.5 18.4 245.7 320.6 0.23 0.75
599 Think Mutual Bank MN 1,438,463 2.1 13.75 13.83 1.5 59.5 2.9 63.9 1.13 0.72
600 Watertown Savings Bank MA 1,050,224 4.3 8.78 8.93 5.5 67.0 50.3 122.7 0.58 0.71
601 The First National Bank of Long Island NY 1,939,471 1.5 8.93 9.60 0.0 60.2 130.6 190.7 0.36 0.68
602 Gate City Bank ND 1,345,212 2.2 11.44 11.94 6.6 65.9 7.8 80.3 0.84 0.67
603 State Street Bank and Trust Company MA 203,490,115 0.4 7.11 7.10 3.7 0.0 1.4 5.0 12.99 0.66
604 The Bank of New York Mellon NY 251,529,000 1.8 5.11 5.20 1.2 0.1 2.3 3.6 17.21 0.62
605 Ally Bank UT 79,375,575 2.5 15.65 16.31 0.4 24.0 15.1 39.5 1.34 0.53
606 Hudson City Savings Bank NJ 50,851,060 18.4 8.77 8.60 0.2 6.2 0.7 7.1 5.95 0.42
607 First Republic Bank CA 26,778,367 1.3 8.95 9.09 20.5 80.8 96.0 197.3 0.21 0.41
608 Bank of America Oregon, National Association OR 8,299,365 40.2 15.49 14.31 0.0 0.6 0.0 0.6 60.22 0.37
609 Colorado Federal Savings Bank CO 1,463,192 5.0 8.26 8.16 0.3 8.0 0.0 8.3 4.05 0.33
610 Apple Bank for Savings NY 7,079,332 0.8 10.23 10.31 16.3 5.6 159.6 181.6 0.17 0.30
611 Charles Schwab Bank NV 59,001,263 1.1 7.62 7.67 1.0 78.6 0.0 79.6 0.35 0.28
612 Silicon Valley Bank CA 18,017,998 2.9 6.93 7.25 3.7 8.9 0.4 12.9 2.08 0.27
613 ING Bank, fsb DE 91,687,918 16.2 9.68 9.50 0.1 5.2 0.5 5.7 3.83 0.22
614 First Financial Bank, National Association TX 1,302,364 0.5 8.35 8.85 14.1 7.8 73.1 95.0 0.23 0.21
615 Capitol Federal Savings Bank KS 9,104,275 2.5 15.11 15.08 2.3 11.9 1.4 15.6 1.22 0.19
616 Safra National Bank of New York NY 5,430,091 0.1 9.10 9.50 1.9 0.8 99.8 102.5 0.16 0.16
617 Territorial Savings Bank HI 1,524,065 1.3 13.12 13.15 2.5 8.9 4.4 15.8 0.75 0.12
618 Bank of Internet USA CA 2,099,055 10.3 8.08 8.11 0.0 20.6 22.2 42.8 0.20 0.09
619 H&R Block Bank MO 1,136,729 24.9 35.58 34.72 0.0 0.6 0.0 0.6 15.38 0.09
620 Nationwide Bank OH 4,285,929 1.0 8.40 8.66 0.0 36.1 3.3 39.4 0.14 0.05
621 Morgan Stanley Private Bank, National Associati NY 12,777,114 0.0 13.51 13.52 0.0 9.3 6.7 16.0 0.26 0.04
622 GE Capital Financial Inc. UT 10,541,725 0.2 17.79 18.31 0.2 0.0 63.0 63.1 0.07 0.04
623 GE Money Bank UT 23,092,054 7.6 16.20 18.70 0.0 1.0 0.0 1.0 4.35 0.04
624 Glenview State Bank IL 1,143,102 0.0 9.74 10.42 0.6 53.8 64.0 118.5 0.03 0.03
625 Yakima Federal Savings and Loan Association WA 1,717,116 0.8 18.72 18.79 3.3 7.2 3.7 14.2 0.14 0.02
626 BB&T Financial, FSB GA 2,625,181 2.5 17.71 20.65 0.0 1.1 0.1 1.2 0.87 0.01
627 Wright Express Financial Services Corporation UT 1,337,385 2.9 13.57 13.94 0.0 0.0 0.0 0.0 0.00 0.00
628 CIT Bank UT 7,533,662 1.3 26.53 26.40 0.0 0.1 3.6 3.8 0.00 0.00
629 BMW Bank of North America UT 8,915,419 1.0 11.59 11.89 0.0 0.0 0.0 0.0 0.00 0.00
630 John Deere Financial, f.s.b. WI 2,463,774 1.1 15.74 16.99 0.0 0.0 0.0 0.0 0.00 0.00
631 American Express Bank,  FSB. UT 39,734,929 5.4 16.31 17.55 0.0 0.2 0.0 0.2 0.00 0.00
632 E*TRADE Savings Bank VA 1,546,940 24.8 10.11 9.71 0.0 0.0 0.0 0.0 0.00 0.00
633 Woodlands Commercial Bank UT 1,570,206 2.1 45.66 45.24 0.0 0.0 16.3 16.3 0.00 0.00
634 Square 1 Bank NC 1,560,030 6.3 8.33 8.65 0.0 0.0 0.0 0.0 0.00 0.00
635 Bank of America, Rhode Island, National Associa RI 18,066,708 58.8 11.18 9.46 0.0 0.0 0.0 0.0 0.00 0.00
636 UBS Bank USA UT 33,636,867 0.1 9.58 9.62 0.0 0.0 0.0 0.1 0.00 0.00
637 OptumHealth Bank, Inc. UT 1,809,096 0.0 8.70 8.73 0.0 0.0 0.0 0.0 0.00 0.00
638 Barclays Bank Delaware DE 14,362,300 5.8 12.66 15.06 0.0 0.0 0.1 0.1 0.00 0.00
639 World's Foremost Bank NE 3,405,676 3.4 10.08 11.84 0.0 0.0 0.0 0.0 0.00 0.00
640 Scottrade Bank MO 13,320,602 0.0 7.97 7.98 0.0 0.0 0.0 0.0 0.00 0.00
641 Emigrant Savings Bank - Manhattan NY 1,235,028 39.8 8.43 7.49 0.0 0.0 0.0 0.0 0.00 0.00
642 Emigrant Savings Bank - Bronx/Westchester NY 1,046,056 62.9 7.56 6.02 0.0 0.0 0.0 0.0 0.00 0.00
643 Sallie Mae Bank UT 7,177,770 0.2 16.42 17.14 0.0 0.0 0.0 0.0 0.00 0.00
644 HSBC Trust Company (Delaware), National Associa DE 1,496,703 0.0 6.05 6.05 0.0 0.0 0.0 0.0 0.00 0.00
645 HSBC Bank Nevada, National Association NV 2,151,627 0.0 69.12 69.12 0.0 0.0 0.0 0.0 0.00 0.00
646 TD Bank USA, National Association ME 13,403,579 0.1 9.54 9.54 0.1 0.1 0.1 0.2 0.00 0.00
647 Capital One Bank (USA), National Association VA 68,880,555 9.5 11.32 13.95 0.0 0.0 0.0 0.0 0.00 0.00
648 USAA Savings Bank NV 14,509,929 3.2 23.89 25.77 0.0 0.0 0.0 0.0 0.00 0.00
649 Merrick Bank UT 1,219,793 6.9 21.50 29.12 0.0 0.0 0.0 0.0 0.00 0.00
650 Goldman Sachs Bank USA NY 104,514,000 0.0 18.91 18.92 0.1 0.1 1.2 1.4 0.00 0.00
651 Prudential Bank & Trust, FSB CT 1,945,255 0.0 9.73 9.73 0.0 0.0 0.0 0.0 0.00 0.00
652 Morgan Stanley Bank, National Association UT 66,793,000 0.8 12.25 12.19 0.2 0.0 3.0 3.2 0.00 0.00
653 FIA Card Services, National Association DE 176,467,232 8.9 14.60 18.11 0.0 0.0 0.0 0.0 0.00 0.00
654 Wells Fargo Financial National Bank NV 3,969,945 5.9 12.25 15.07 0.0 0.0 0.2 0.2 0.00 0.00
655 World Financial Network Bank DE 5,103,241 11.6 14.52 19.37 0.0 0.0 0.0 0.0 0.00 0.00
656 American Express Centurion Bank UT 30,563,738 4.9 20.18 21.31 0.0 0.0 0.0 0.0 0.00 0.00
657 Sumitomo Trust and Banking Co. (U.S.A.) NJ 1,511,699 0.0 8.21 8.21 0.0 0.0 0.0 0.0 0.00 0.00
658 Mizuho Trust & Banking Co. USA NY 1,084,793 0.0 5.59 5.59 0.0 0.0 0.0 0.0 0.00 0.00
659 First American Trust, FSB CA 1,344,416 0.0 7.84 7.84 0.0 0.0 0.0 0.0 0.00 0.00
660 Chase Bank USA, National Association DE 116,988,373 4.3 11.65 15.81 0.0 0.0 0.0 0.0 0.00 0.00
661 The Bank of New York Mellon Trust Company, Nati CA 2,118,541 0.4 54.71 54.51 0.0 0.0 0.0 0.0 0.00 0.00
662 Bank of Tokyo-Mitsubishi UFJ Trust Company NY 1,133,126 0.0 43.14 43.63 0.0 0.0 0.0 0.0 0.00 0.00
663 Mizuho Corporate Bank (USA) NY 3,544,821 0.0 30.95 31.01 0.0 0.2 0.0 0.2 0.00 0.00
664 Bessemer Trust Company, National Association NY 1,506,002 0.0 7.23 7.23 0.0 0.0 0.0 0.0 0.00 0.00
665 Union County Savings Bank NJ 1,435,490 0.6 13.85 13.86 0.0 0.0 4.4 4.4 0.00 0.00
666 Discover Bank DE 66,771,588 8.2 10.47 13.00 0.0 0.1 0.0 0.1 3.36 0.00
Last updated by Obseedian on 11/27/2011